The Town Files

White Mountain Lake, Arizona

Community in Navajo County · population 2,335 (2020 Census)

Map: where White Mountain Lake is in ArizonaWhite Mountain Lake
Median home
$172,700
Household income
$50,263
Jan low / Jul high
24° / 85°
Snow a year
19 in
Tornadoes ≤10 mi since 1950
0
Median age
35.9

White Mountain Lake is a community of 2,335 people in Navajo County, Arizona. The median home is worth $172,700, below the typical Arizona town ($248,600). It ranks better for a vacation home than 89% of Arizona towns, better for families than 79% of Arizona towns, better for retirees than 71% of Arizona towns.

How White Mountain Lake ranks

Percentile among Arizona towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Arizona towns.

White Mountain Lake lifestyle rankings vs other Arizona townsRetirement71st pctFamilies79th pctQuiet66th pctWalkability9th pctFirst-time buyersbottomYoung professionals17th pctVibrancy30th pctHip & trendy12th pctCollege town36th pctUpscale21st pctVacation homes89th pctSeaside characterbottomCyclingbottomTransitbottomDriving60th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in White Mountain Lake is worth $172,700, below the typical Arizona town ($248,600). Homes cost about 3.4 times the median household income of $50,263, which is more affordable than 64% of Arizona towns. Median rent is $628 a month. 84.3% of households own their home.

White Mountain Lake vs Navajo County vs typical Arizona townWhite Mountain LakeNavajo CountyTypical Arizona townHome value$172,700$201,500$248,600Household income$50,263$54,606$60,835Monthly rent$628$858$1,050
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Arizona towns with 500+ people.
HousingWhite Mountain LakeTypical Arizona town
Median home value$172,700$248,600
Median rent$628$1,050
Median household income$50,263$60,835
Home value ÷ income3.4×4.0×
Homeownership84.3%78.6%
Median year built19951990
Seasonal / vacation homes22.8%—

Who lives in White Mountain Lake

PeopleWhite Mountain LakeTypical Arizona town
Median age35.942.5
Age 65 and over24.3%21.8%
Under 1822.2%—
Bachelor's degree or higher13.8%18.1%
Below the poverty line15.9%13.8%
Veterans10.9%—
Born outside the U.S.2.9%—
Work from home18.4%10.2%
Average commute37.8 min24.7 min
Homes with broadband76.7%88.0%

Weather in White Mountain Lake

July highs average 85.3°F and January lows 23.6°F. About 15.7 inches of rain and melted snow fall a year, with 19.4 inches of snow (typical Arizona town: 0.2 in). Expect about 20 days a year at 90°F or hotter and 121 nights at or below freezing.

White Mountain Lake monthly temperatures and precipitation20°30°40°50°60°70°80°90°32° freezing46°24°Jan51°27°Feb58°31°Mar65°37°Apr74°45°May84°54°Jun85°59°Jul83°58°Aug78°52°Sep68°41°Oct56°31°Nov46°23°DecPrecipitation (in) · snow (in) in blue1.44.01.23.80.92.30.61.60.60.42.43.01.41.40.41.21.91.45.4
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Show Low Ap station (5.7 mi away).

Tornadoes, storms and disasters

NOAA's Storm Events Database has no tornado within 10 miles of White Mountain Lake since 1950.

Hail of 1 inch or larger has been reported within 10 miles 3 times; the largest was 2.00 inches on July 31, 1955.

Severe weather in Navajo County since 1996

Storm events in Navajo County since 1996 by typeHail53Flood31Tornado22Wildfire41High Wind356Dust Storm82Heavy Rain53Heavy Snow271
NOAA Storm Events Database, Navajo County, 1996–2026 (all event types recorded since 1996). 17 deaths recorded.

Navajo County has been included in 21 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.

DeclaredIncidentDeclaration
September 13, 2021FloodDR-4620: Severe Storms And Flooding
April 4, 2020BiologicalDR-4524: Covid-19 Pandemic
March 13, 2020BiologicalEM-3442: Covid-19
March 18, 2010Severe StormDR-1888: Severe Winter Storms And Flooding
January 24, 2010Severe StormEM-3307: Severe Winter Storm

Jobs and pay in Navajo County

Navajo County had 28,615 jobs in 2024, paying an average of $50,447 a year. Unemployment was 5.7% in 2023; in White Mountain Lake itself the ACS puts it at 4.8%.

Largest industries in Navajo CountyHealth care & social assistan…4,256 jobs · $63,258Retail4,073 jobs · $35,104Hotels & restaurants3,876 jobs · $24,052Construction1,513 jobs · $52,680Administrative & support589 jobs · $44,325Agriculture, forestry & fishi…526 jobs · $45,714
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Navajo County, 2000–20230%4%8%12%16%2000200420082012201620202023Navajo 5.7%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near White Mountain Lake

White Mountain Lake questions

Is White Mountain Lake, Arizona a good place to retire?

On The Town Files lifestyle rankings, White Mountain Lake scores better for retirees than 71% of Arizona towns and quieter than 66%. 24.3% of residents are 65 or older (median age 35.9).

How much does a house cost in White Mountain Lake?

The median owner-occupied home in White Mountain Lake is valued at $172,700 (Census ACS 2020–2024), against a median household income of $50,263, so homes cost about 3.4 times income. Median rent is $628 a month.

What is the weather like in White Mountain Lake?

July highs average 85.3°F and January lows 23.6°F (NOAA 1991–2020 normals). It gets about 15.7 inches of precipitation a year and 19.4 inches of snow.

Does White Mountain Lake get tornadoes?

No tornado has been recorded within 10 miles of White Mountain Lake in NOAA's Storm Events Database since 1950.

How this page is made. Every number comes from public data, matched to White Mountain Lake's Census boundary (GEOID 0482450). Comparisons use the median of Arizona towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.