The Town Files

Ben Lomond, California

Community in Santa Cruz County · population 6,337 (2020 Census)

Map: where Ben Lomond is in CaliforniaBen Lomond
Median home
$960,700
Household income
$130,041
Jan low / Jul high
37° / 88°
Snow a year
0 in
Tornadoes ≤10 mi since 1950
4
Median age
46.6

Ben Lomond is a community of 6,337 people in Santa Cruz County, California. The median home is worth $960,700, above the typical California town ($596,900). It ranks better for first-time buyers than 96% of California towns, hipper than 91% of California towns, more upscale than 82% of California towns.

Ben Lomond in our rankings:

How Ben Lomond ranks

Percentile among California towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of California towns.

Ben Lomond lifestyle rankings vs other California townsRetirement79th pctFamilies72nd pctQuiet61st pctWalkability57th pctFirst-time buyers96th pctYoung professionals73rd pctVibrancy43rd pctHip & trendy91st pctCollege town72nd pctUpscale82nd pctVacation homesbottomSeaside characterbottomCyclingbottomTransit71st pctDriving40th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Ben Lomond is worth $960,700, above the typical California town ($596,900). Homes cost about 7.4 times the median household income of $130,041, which is more affordable than 35% of California towns. Median rent is $2,514 a month. 76.8% of households own their home.

Ben Lomond vs Santa Cruz County vs typical California townBen LomondSanta Cruz CountyTypical California townHome value$960,700$1,027,500$596,900Household income$130,041$111,093$91,557Monthly rent$2,514$2,264$1,827
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of California towns with 500+ people.
HousingBen LomondTypical California town
Median home value$960,700$596,900
Median rent$2,514$1,827
Median household income$130,041$91,557
Home value ÷ income7.4×6.4×
Homeownership76.8%67.4%
Median year built19631977
Seasonal / vacation homes2.5%—

Who lives in Ben Lomond

PeopleBen LomondTypical California town
Median age46.640.2
Age 65 and over21.5%17.7%
Under 1821.1%—
Bachelor's degree or higher47.5%27.7%
Below the poverty line4.9%10.3%
Veterans6.7%—
Born outside the U.S.13.7%—
Work from home20.7%13.4%
Average commute33.1 min27.5 min
Homes with broadband94.8%93.3%

Weather in Ben Lomond

July highs average 87.9°F and January lows 37.4°F. About 49.6 inches of rain and melted snow fall a year, with 0.1 inches of snow (typical California town: 0.0 in). Expect about 54 days a year at 90°F or hotter and 37 nights at or below freezing.

Ben Lomond monthly temperatures and precipitation30°40°50°60°70°80°90°32° freezing65°37°Jan67°39°Feb71°41°Mar75°42°Apr80°46°May86°49°Jun88°51°Jul90°51°Aug89°49°Sep83°44°Oct71°40°Nov64°37°DecPrecipitation (in) · snow (in) in blue10.49.70.17.03.31.20.20.00.00.12.25.010.4
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Ben Lomond #4 station (0.7 mi away).

Tornadoes, storms and disasters

4 tornadoes have passed within 10 miles of Ben Lomond since 1950, compared with 2 for the typical California town. The strongest, an EF1, struck on December 14, 2024 about 3.6 miles from the town center. The most recent was on December 14, 2024.

Tornadoes within 10 miles of Ben Lomond by decade01950s01960s01970s01980s11990s02000s22010s12020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Severe weather in Santa Cruz County since 1996

Storm events in Santa Cruz County since 1996 by typeHail20Flood60Dense Fog11High Surf59High Wind109Heavy Rain21Debris Flow60Flash Flood36
NOAA Storm Events Database, Santa Cruz County, 1996–2026 (all event types recorded since 1996). 56 deaths recorded.

Santa Cruz County has been included in 34 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.

DeclaredIncidentDeclaration
April 13, 2024Severe StormDR-4769: Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides
April 3, 2023Severe StormDR-4699: Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides
March 10, 2023FloodEM-3592: Severe Winter Storms, Flooding, Landslides, And Mudslides
January 14, 2023FloodDR-4683: Severe Winter Storms, Flooding, Landslides, And Mudslides
January 9, 2023FloodEM-3591: Severe Winter Storms, Flooding, And Mudslides

Jobs and pay in Santa Cruz County

Santa Cruz County had 104,514 jobs in 2024, paying an average of $67,622 a year. Unemployment was 5.7% in 2023; in Ben Lomond itself the ACS puts it at 11.6%.

Largest industries in Santa Cruz CountyHealth care & social assistan…16,901 jobs · $74,032Hotels & restaurants11,473 jobs · $32,457Retail10,519 jobs · $42,187Manufacturing7,903 jobs · $99,830Agriculture, forestry & fishi…7,441 jobs · $45,239Construction5,037 jobs · $73,463
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Santa Cruz County, 2000–20230%4%8%12%2000200420082012201620202023Santa Cruz 5.7%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Public schools in Ben Lomond

1 public school with 290 students, about 24.2 students per teacher.

SchoolGradesStudentsPer teacher
SLVUSD Charter (charter)K-1229024.2

Towns near Ben Lomond

Ben Lomond questions

Is Ben Lomond, California a good place to retire?

On The Town Files lifestyle rankings, Ben Lomond scores better for retirees than 79% of California towns and quieter than 61%. 21.5% of residents are 65 or older (median age 46.6).

How much does a house cost in Ben Lomond?

The median owner-occupied home in Ben Lomond is valued at $960,700 (Census ACS 2020–2024), against a median household income of $130,041, so homes cost about 7.4 times income. Median rent is $2,514 a month.

What is the weather like in Ben Lomond?

July highs average 87.9°F and January lows 37.4°F (NOAA 1991–2020 normals). It gets about 49.6 inches of precipitation a year and 0.1 inches of snow.

Does Ben Lomond get tornadoes?

4 tornadoes have passed within 10 miles of Ben Lomond since 1950 (NOAA Storm Events); the strongest was an EF1 on December 14, 2024. The typical California town has had 2.

How this page is made. Every number comes from public data, matched to Ben Lomond's Census boundary (GEOID 0605332). Comparisons use the median of California towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-12.