The Town Files

San Mateo, California

City in San Mateo County · population 105,661 (2020 Census)

Map: where San Mateo is in CaliforniaSan Mateo
Median home
$1,618,700
Household income
$153,504
Jan low / Jul high
45° / 73°
Snow a year
0 in
Tornadoes ≤10 mi since 1950
3
Median age
38.3

San Mateo is a city of 105,661 people in San Mateo County, California. The median home is worth $1,618,700, above the typical California town ($596,900). It ranks better transit than 98% of California towns, better for young professionals than 96% of California towns, more walkable than 93% of California towns.

How San Mateo ranks

Percentile among California towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of California towns.

San Mateo lifestyle rankings vs other California townsRetirement51st pctFamilies42nd pctQuiet19th pctWalkability93rd pctFirst-time buyers48th pctYoung professionals96th pctVibrancy91st pctHip & trendy90th pctCollege town74th pctUpscale87th pctVacation homesbottomSeaside character88th pctCycling84th pctTransit98th pctDriving9th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in San Mateo is worth $1,618,700, above the typical California town ($596,900). Homes cost about 10.5 times the median household income of $153,504, which is more affordable than 7% of California towns. Median rent is $3,077 a month. 49.9% of households own their home.

San Mateo vs San Mateo County vs typical California townSan MateoSan Mateo CountyTypical California townHome value$1,618,700$1,559,600$596,900Household income$153,504$158,855$91,557Monthly rent$3,077$2,922$1,827
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of California towns with 500+ people.
HousingSan MateoTypical California town
Median home value$1,618,700$596,900
Median rent$3,077$1,827
Median household income$153,504$91,557
Home value ÷ income10.5×6.4×
Homeownership49.9%67.4%
Median year built19651977
Seasonal / vacation homes1.2%—

Who lives in San Mateo

PeopleSan MateoTypical California town
Median age38.340.2
Age 65 and over17.0%17.7%
Under 1819.6%—
Bachelor's degree or higher57.8%27.7%
Below the poverty line8.2%10.3%
Veterans2.7%—
Born outside the U.S.36.2%—
Work from home24.8%13.4%
Average commute26.1 min27.5 min
Homes with broadband95.6%93.3%

Weather in San Mateo

July highs average 72.6°F and January lows 44.5°F. About 19.6 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical California town: 0.0 in). Expect about 4 days a year at 90°F or hotter and 0 nights at or below freezing.

San Mateo monthly temperatures and precipitation40°50°60°70°80°58°45°Jan61°46°Feb63°48°Mar66°49°Apr68°52°May72°54°Jun73°55°Jul73°56°Aug75°56°Sep72°53°Oct64°49°Nov58°45°DecPrecipitation (in)3.94.02.71.40.50.10.00.00.10.82.04.1
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the San Francisco Intl Ap station (5.1 mi away); snow from Redwood City (7.0 mi).

Tornadoes, storms and disasters

3 tornadoes have passed within 10 miles of San Mateo since 1950, compared with 2 for the typical California town. The strongest, an F1, struck on March 20, 2005 about 8.5 miles from the town center. The most recent was on March 20, 2005.

Tornadoes within 10 miles of San Mateo by decade11950s01960s01970s01980s11990s12000s02010s02020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Severe weather in San Mateo County since 1996

Storm events in San Mateo County since 1996 by typeHeat16Flood64Dense Fog17High Surf31High Wind125Heavy Rain12Debris Flow27Flash Flood33
NOAA Storm Events Database, San Mateo County, 1996–2026 (all event types recorded since 1996). 37 deaths recorded.

San Mateo County has been included in 24 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.

DeclaredIncidentDeclaration
April 3, 2023Severe StormDR-4699: Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides
March 10, 2023FloodEM-3592: Severe Winter Storms, Flooding, Landslides, And Mudslides
January 14, 2023FloodDR-4683: Severe Winter Storms, Flooding, Landslides, And Mudslides
January 9, 2023FloodEM-3591: Severe Winter Storms, Flooding, And Mudslides
August 22, 2020FireDR-4558: Wildfires

Jobs and pay in San Mateo County

San Mateo County had 416,422 jobs in 2024, paying an average of $196,441 a year. Unemployment was 3% in 2023; in San Mateo itself the ACS puts it at 4.6%.

Largest industries in San Mateo CountyProfessional & technical serv…71,055 jobs · $269,835Health care & social assistan…47,203 jobs · $92,649Information43,524 jobs · $669,097Hotels & restaurants36,653 jobs · $44,003Retail29,358 jobs · $57,015Transportation & warehousing23,390 jobs · $87,011
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in San Mateo County, 2000–20230%2%4%6%8%10%2000200420082012201620202023San Mateo 3%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Public schools in San Mateo

22 public schools with 12,066 students, about 19.6 students per teacher.

SchoolGradesStudentsPer teacher
Aragon High9-121,68621.6
Hillsdale High9-121,58118.4
San Mateo High9-121,57818.1
Borel Middle6-893419.1
Bayside AcademyK-885519.4
Abbott Middle6-869817.5
Baywood ElementaryK-550122.8
Laurel ElementaryK-547521.6
Parkside MontessoriK-841922.1
Fiesta Gardens International ElementaryK-541221.7
College Park ElementaryK-540722.6
Sunnybrae ElementaryK-535919.9

Towns near San Mateo

San Mateo questions

Is San Mateo, California a good place to retire?

On The Town Files lifestyle rankings, San Mateo scores better for retirees than 51% of California towns and quieter than 19%. 17.0% of residents are 65 or older (median age 38.3).

How much does a house cost in San Mateo?

The median owner-occupied home in San Mateo is valued at $1,618,700 (Census ACS 2020–2024), against a median household income of $153,504, so homes cost about 10.5 times income. Median rent is $3,077 a month.

What is the weather like in San Mateo?

July highs average 72.6°F and January lows 44.5°F (NOAA 1991–2020 normals). It gets about 19.6 inches of precipitation a year and 0.0 inches of snow.

Does San Mateo get tornadoes?

3 tornadoes have passed within 10 miles of San Mateo since 1950 (NOAA Storm Events); the strongest was a F1 on March 20, 2005. The typical California town has had 2.

How this page is made. Every number comes from public data, matched to San Mateo's Census boundary (GEOID 0668252). Comparisons use the median of California towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.