The Town FilesTowaoc, Colorado
Community in Montezuma County · population 1,120 (2020 Census)
- Median home
- $425,900
- Household income
- $22,955
- Jan low / Jul high
- 14° / 91°
- Snow a year
- 46 in
- Tornadoes ≤10 mi since 1950
- 2
- Median age
- 27.6
Towaoc is a community of 1,120 people in Montezuma County, Colorado. The median home is worth $425,900, below the typical Colorado town ($471,100). It ranks better for first-time buyers than 89% of Colorado towns, easier by car than 79% of Colorado towns.
How Towaoc ranks
Percentile among Colorado towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Colorado towns.
Homes and cost of living
The median home in Towaoc is worth $425,900, below the typical Colorado town ($471,100). Homes cost about 18.6 times the median household income of $22,955, which is more affordable than 1% of Colorado towns. Median rent is $424 a month. 35.7% of households own their home.
| Housing | Towaoc | Typical Colorado town |
|---|---|---|
| Median home value | $425,900 | $471,100 |
| Median rent | $424 | $1,582 |
| Median household income | $22,955 | $86,246 |
| Home value ÷ income | 18.6× | 5.1× |
| Homeownership | 35.7% | 72.7% |
| Median year built | 1983 | 1982 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Towaoc
| People | Towaoc | Typical Colorado town |
|---|---|---|
| Median age | 27.6 | 40.1 |
| Age 65 and over | 11.3% | 16.9% |
| Under 18 | 41.9% | — |
| Bachelor's degree or higher | 15.2% | 37.8% |
| Below the poverty line | 62.0% | 8.8% |
| Veterans | 1.0% | — |
| Born outside the U.S. | 7.0% | — |
| Work from home | 0.0% | 15.3% |
| Average commute | 11.9 min | 24.2 min |
| Homes with broadband | 78.0% | 92.9% |
Weather in Towaoc
July highs average 90.5°F and January lows 13.9°F. About 11.7 inches of rain and melted snow fall a year, with 46.0 inches of snow (typical Colorado town: 47.4 in). Expect about 48 days a year at 90°F or hotter and 191 nights at or below freezing.
Tornadoes, storms and disasters
2 tornadoes have passed within 10 miles of Towaoc since 1950, compared with 11 for the typical Colorado town. The strongest, an F1, struck on September 5, 1970 about 9.6 miles from the town center. The most recent was on July 18, 2011.
Hail of 1 inch or larger has been reported within 10 miles 2 times; the largest was 1.50 inches on September 29, 2005.
Severe weather in Montezuma County since 1996
Montezuma County has been included in 8 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.
| Declared | Incident | Declaration |
|---|---|---|
| March 28, 2020 | Biological | DR-4498: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3436: Covid-19 |
| June 24, 2012 | Fire | FM-2985: Weber Fire |
| September 5, 2005 | Coastal Storm | EM-3224: Hurricane Katrina Evacuation |
| June 19, 2002 | Fire | DR-1421: Wildfires |
Jobs and pay in Montezuma County
Montezuma County had 9,453 jobs in 2024, paying an average of $46,173 a year. Unemployment was 4% in 2023; in Towaoc itself the ACS puts it at 13.1%.
Public schools in Towaoc
1 public school with 55 students, about 18.3 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Kwiyagat Community Academy (charter) | K-3 | 55 | 18.3 |
Towns near Towaoc
- Cortez, CO12.6 mi · 8,766 people · home $272,900
- Dolores, CO22.0 mi · 885 people · home $308,100
- Mancos, CO25.5 mi · 1,196 people · home $353,200
- Teec Nos Pos, AZ26.8 mi · 507 people · home $79,700
- Shiprock, NM29.2 mi · 7,718 people · home $104,400
Towaoc questions
Is Towaoc, Colorado a good place to retire?
On The Town Files lifestyle rankings, Towaoc scores better for retirees than 44% of Colorado towns and quieter than 50%. 11.3% of residents are 65 or older (median age 27.6).
How much does a house cost in Towaoc?
The median owner-occupied home in Towaoc is valued at $425,900 (Census ACS 2020–2024), against a median household income of $22,955, so homes cost about 18.6 times income. Median rent is $424 a month.
What is the weather like in Towaoc?
July highs average 90.5°F and January lows 13.9°F (NOAA 1991–2020 normals). It gets about 11.7 inches of precipitation a year and 46.0 inches of snow.
Does Towaoc get tornadoes?
2 tornadoes have passed within 10 miles of Towaoc since 1950 (NOAA Storm Events); the strongest was a F1 on September 5, 1970. The typical Colorado town has had 11.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)