The Town Files

Chumuckla, Florida

Community in Santa Rosa County · population 1,063 (2020 Census)

Map: where Chumuckla is in FloridaChumuckla
Median home
$293,200
Household income
$109,708
Jan low / Jul high
36° / 91°
Snow a year
0 in
Tornadoes ≤10 mi since 1950
14
Median age
36.4

Chumuckla is a community of 1,063 people in Santa Rosa County, Florida. The median home is worth $293,200, below the typical Florida town ($331,600). It ranks better for families than 97% of Florida towns, easier by car than 95% of Florida towns, more of a college town than 92% of Florida towns.

Chumuckla in our rankings:

How Chumuckla ranks

Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.

Chumuckla lifestyle rankings vs other Florida townsRetirement54th pctFamilies97th pctQuiet54th pctWalkability20th pctFirst-time buyers45th pctYoung professionals68th pctVibrancy10th pctHip & trendy10th pctCollege town92nd pctUpscale79th pctVacation homesbottomSeaside characterbottomCycling55th pctTransitbottomDriving95th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Chumuckla is worth $293,200, below the typical Florida town ($331,600). Homes cost about 2.7 times the median household income of $109,708, which is more affordable than 94% of Florida towns. Median rent is $747 a month. 85.4% of households own their home.

Chumuckla vs Santa Rosa County vs typical Florida townChumucklaSanta Rosa CountyTypical Florida townHome value$293,200$329,800$331,600Household income$109,708$91,922$71,140Monthly rent$747$1,544$1,569
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Florida towns with 500+ people.
HousingChumucklaTypical Florida town
Median home value$293,200$331,600
Median rent$747$1,569
Median household income$109,708$71,140
Home value ÷ income2.7×4.5×
Homeownership85.4%73.5%
Median year built19801985
Seasonal / vacation homes5.8%—

Who lives in Chumuckla

PeopleChumucklaTypical Florida town
Median age36.442.8
Age 65 and over9.5%20.2%
Under 1819.5%—
Bachelor's degree or higher39.2%28.8%
Below the poverty line0.0%11.3%
Veterans19.0%—
Born outside the U.S.0.0%—
Work from home29.6%13.5%
Average commute33.1 min27.5 min
Homes with broadband96.8%92.4%

Weather in Chumuckla

July highs average 91.0°F and January lows 36.0°F. About 67.6 inches of rain and melted snow fall a year, with 0.1 inches of snow (typical Florida town: 0.0 in). Expect about 94 days a year at 90°F or hotter and 31 nights at or below freezing.

Chumuckla monthly temperatures and precipitation30°40°50°60°70°80°90°100°32° freezing60°36°Jan64°40°Feb71°45°Mar77°52°Apr85°60°May90°67°Jun91°69°Jul91°69°Aug87°65°Sep80°54°Oct70°43°Nov63°39°DecPrecipitation (in) · snow (in) in blue5.94.75.40.15.53.87.57.76.96.54.44.84.6
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Milton Exp Stn station (5.0 mi away).

Tornadoes, storms and disasters

14 tornadoes have passed within 10 miles of Chumuckla since 1950, compared with 35 for the typical Florida town. 2 rated (E)F2 or stronger. The strongest, an F2, struck on April 27, 1964 about 7.8 miles from the town center. The most recent was on May 10, 2024.

Tornadoes within 10 miles of Chumuckla by decade01950s21960s51970s11980s11990s22000s22010s12020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 7 times; the largest was 1.75 inches on May 3, 1998.

Severe weather in Santa Rosa County since 1996

Storm events in Santa Rosa County since 1996 by typeHail66Tornado36Lightning107Heavy Rain6Heavy Snow2Waterspout16Flash Flood68Rip Current13
NOAA Storm Events Database, Santa Rosa County, 1996–2026 (all event types recorded since 1996). 13 deaths recorded.

Santa Rosa County has been included in 45 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.

DeclaredIncidentDeclaration
October 27, 2026HurricaneDR-4955: Hurricane Isaias
October 9, 2026Tropical StormEM-3655: Hurricane Isaias
September 28, 2024HurricaneDR-4828: Hurricane Helene
September 24, 2024Tropical StormEM-3615: Tropical Storm Helene
August 10, 2024Tropical StormDR-4806: Hurricane Debby

Jobs and pay in Santa Rosa County

Santa Rosa County had 43,548 jobs in 2024, paying an average of $51,217 a year. Unemployment was 2.8% in 2023; in Chumuckla itself the ACS puts it at 0%.

Largest industries in Santa Rosa CountyRetail6,909 jobs · $32,974Hotels & restaurants6,388 jobs · $25,529Health care & social assistan…5,511 jobs · $61,031Construction3,887 jobs · $58,799Administrative & support2,876 jobs · $56,065Professional & technical serv…1,911 jobs · $83,890
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Santa Rosa County, 2000–20230%2%4%6%8%10%2000200420082012201620202023Santa Rosa 2.8%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Chumuckla

Chumuckla questions

Is Chumuckla, Florida a good place to retire?

On The Town Files lifestyle rankings, Chumuckla scores better for retirees than 54% of Florida towns and quieter than 54%. 9.5% of residents are 65 or older (median age 36.4).

How much does a house cost in Chumuckla?

The median owner-occupied home in Chumuckla is valued at $293,200 (Census ACS 2020–2024), against a median household income of $109,708, so homes cost about 2.7 times income. Median rent is $747 a month.

What is the weather like in Chumuckla?

July highs average 91.0°F and January lows 36.0°F (NOAA 1991–2020 normals). It gets about 67.6 inches of precipitation a year and 0.1 inches of snow.

Does Chumuckla get tornadoes?

14 tornadoes have passed within 10 miles of Chumuckla since 1950 (NOAA Storm Events); the strongest was a F2 on April 27, 1964. The typical Florida town has had 35.

How this page is made. Every number comes from public data, matched to Chumuckla's Census boundary (GEOID 1212300). Comparisons use the median of Florida towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.