The Town FilesCrystal Lake, Florida
Community in Polk County · population 5,768 (2020 Census)
- Median home
- $205,600
- Household income
- $49,424
- Jan low / Jul high
- 51° / 92°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 64
- Median age
- 39.4
Crystal Lake is a community of 5,768 people in Polk County, Florida. The median home is worth $205,600, below the typical Florida town ($331,600). It ranks better for first-time buyers than 89% of Florida towns, more walkable than 80% of Florida towns, better for cycling than 75% of Florida towns.
How Crystal Lake ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Crystal Lake is worth $205,600, below the typical Florida town ($331,600). Homes cost about 4.2 times the median household income of $49,424, which is more affordable than 61% of Florida towns. Median rent is $1,181 a month. 46.2% of households own their home.
| Housing | Crystal Lake | Typical Florida town |
|---|---|---|
| Median home value | $205,600 | $331,600 |
| Median rent | $1,181 | $1,569 |
| Median household income | $49,424 | $71,140 |
| Home value ÷ income | 4.2× | 4.5× |
| Homeownership | 46.2% | 73.5% |
| Median year built | 1974 | 1985 |
| Seasonal / vacation homes | 5.5% | — |
Who lives in Crystal Lake
| People | Crystal Lake | Typical Florida town |
|---|---|---|
| Median age | 39.4 | 42.8 |
| Age 65 and over | 11.6% | 20.2% |
| Under 18 | 25.2% | — |
| Bachelor's degree or higher | 10.1% | 28.8% |
| Below the poverty line | 26.3% | 11.3% |
| Veterans | 4.7% | — |
| Born outside the U.S. | 14.5% | — |
| Work from home | 2.2% | 13.5% |
| Average commute | 29.2 min | 27.5 min |
| Homes with broadband | 84.7% | 92.4% |
Weather in Crystal Lake
July highs average 92.1°F and January lows 50.6°F. About 56.8 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 119 days a year at 90°F or hotter and 3 nights at or below freezing.
Tornadoes, storms and disasters
64 tornadoes have passed within 10 miles of Crystal Lake since 1950, compared with 35 for the typical Florida town. 5 rated (E)F2 or stronger. The strongest, an F4, struck on April 4, 1966 about 6.8 miles from the town center and killed 8. Tornadoes within 10 miles have caused 8 deaths and 461 injuries since 1950. The most recent was on April 11, 2021.
Hail of 1 inch or larger has been reported within 10 miles 40 times; the largest was 2.00 inches on May 22, 1997.
Severe weather in Polk County since 1996
Polk County has been included in 42 federal disaster or emergency declarations since 1953, most often for fire, tornado, freezing.
| Declared | Incident | Declaration |
|---|---|---|
| October 11, 2024 | Hurricane | DR-4834: Hurricane Milton |
| October 7, 2024 | Hurricane | EM-3622: Hurricane Milton |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
| August 3, 2024 | Tropical Storm | EM-3605: Tropical Storm Debby |
| August 31, 2023 | Hurricane | DR-4734: Hurricane Idalia |
Jobs and pay in Polk County
Polk County had 260,590 jobs in 2024, paying an average of $55,697 a year. Unemployment was 3.7% in 2023; in Crystal Lake itself the ACS puts it at 4.1%.
Towns near Crystal Lake
- Combee Settlement, FL1.7 mi · 5,911 people · home $195,900
- Fussels Corner, FL2.8 mi · 5,560 people · home $92,100
- Lakeland, FL3.6 mi · 112,641 people · home $249,400
- Highland City, FL5.2 mi · 12,355 people · home $347,100
- Lakeland Highlands, FL6.3 mi · 12,187 people · home $385,000
- Jan Phyl Village, FL6.6 mi · 5,927 people · home $258,600
- Medulla, FL7.3 mi · 10,871 people · home $319,800
- Auburndale, FL8.1 mi · 15,616 people · home $296,200
Crystal Lake questions
Is Crystal Lake, Florida a good place to retire?
On The Town Files lifestyle rankings, Crystal Lake scores better for retirees than 5% of Florida towns and quieter than 8%. 11.6% of residents are 65 or older (median age 39.4).
How much does a house cost in Crystal Lake?
The median owner-occupied home in Crystal Lake is valued at $205,600 (Census ACS 2020–2024), against a median household income of $49,424, so homes cost about 4.2 times income. Median rent is $1,181 a month.
What is the weather like in Crystal Lake?
July highs average 92.1°F and January lows 50.6°F (NOAA 1991–2020 normals). It gets about 56.8 inches of precipitation a year and 0.0 inches of snow.
Does Crystal Lake get tornadoes?
64 tornadoes have passed within 10 miles of Crystal Lake since 1950 (NOAA Storm Events); the strongest was a F4 on April 4, 1966. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)