The Town FilesCutler Bay, Florida
Town in Miami-Dade County · population 45,425 (2020 Census)
- Median home
- $472,700
- Household income
- $89,244
- Jan low / Jul high
- 55° / 90°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 41
- Median age
- 41.8
Cutler Bay is a town of 45,425 people in Miami-Dade County, Florida. The median home is worth $472,700, above the typical Florida town ($331,600). It ranks more of a college town than 88% of Florida towns, better transit than 86% of Florida towns, more walkable than 85% of Florida towns.
How Cutler Bay ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Cutler Bay is worth $472,700, above the typical Florida town ($331,600). Homes cost about 5.3 times the median household income of $89,244, which is more affordable than 30% of Florida towns. Median rent is $1,978 a month. 69.7% of households own their home.
| Housing | Cutler Bay | Typical Florida town |
|---|---|---|
| Median home value | $472,700 | $331,600 |
| Median rent | $1,978 | $1,569 |
| Median household income | $89,244 | $71,140 |
| Home value ÷ income | 5.3× | 4.5× |
| Homeownership | 69.7% | 73.5% |
| Median year built | 1984 | 1985 |
| Seasonal / vacation homes | 0.4% | — |
Who lives in Cutler Bay
| People | Cutler Bay | Typical Florida town |
|---|---|---|
| Median age | 41.8 | 42.8 |
| Age 65 and over | 16.9% | 20.2% |
| Under 18 | 22.4% | — |
| Bachelor's degree or higher | 34.0% | 28.8% |
| Below the poverty line | 9.7% | 11.3% |
| Veterans | 3.0% | — |
| Born outside the U.S. | 42.1% | — |
| Work from home | 16.1% | 13.5% |
| Average commute | 38.2 min | 27.5 min |
| Homes with broadband | 94.9% | 92.4% |
Weather in Cutler Bay
July highs average 90.0°F and January lows 54.9°F. About 66.5 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 80 days a year at 90°F or hotter and 0 nights at or below freezing.
Tornadoes, storms and disasters
41 tornadoes have passed within 10 miles of Cutler Bay since 1950, compared with 35 for the typical Florida town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on December 20, 1973 about 4.5 miles from the town center. The most recent was on May 25, 2023.
Hail of 1 inch or larger has been reported within 10 miles 32 times; the largest was 2.00 inches on May 4, 1998.
Severe weather in Miami-Dade County since 1996
Miami-Dade County has been included in 43 federal disaster or emergency declarations since 1953, most often for fire, other, tornado.
| Declared | Incident | Declaration |
|---|---|---|
| October 11, 2024 | Hurricane | DR-4834: Hurricane Milton |
| October 7, 2024 | Hurricane | EM-3622: Hurricane Milton |
| December 13, 2022 | Hurricane | DR-4680: Hurricane Nicole |
| November 8, 2022 | Tropical Storm | EM-3587: Tropical Storm Nicole |
| September 29, 2022 | Hurricane | DR-4673: Hurricane Ian |
Jobs and pay in Miami-Dade County
Miami-Dade County had 1,257,569 jobs in 2024, paying an average of $77,609 a year. Unemployment was 1.8% in 2023; in Cutler Bay itself the ACS puts it at 4.8%.
Public schools in Cutler Bay
10 public schools with 5,920 students, about 22.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| CUTLER BAY MIDDLE | 6-8 | 973 | 16.5 |
| MATER ACADEMY BAY ELEMENTARY (charter) | K-5 | 966 | 322.0 |
| DR. EDWARD L. WHIGHAM ELEMENTARY SCHOOL | PK-5 | 696 | 17.4 |
| GULFSTREAM ELEMENTARY SCHOOL | PK-5 | 618 | 11.4 |
| CUTLER BAY SENIOR HIGH SCHOOL | 9-12 | 576 | 19.9 |
| CORAL REEF MONTESSORI ACADEMY CHARTER SCHOOL (charter) | K-8 | 510 | 21.3 |
| MATER ACADEMY BAY MIDDLE SCHOOL (charter) | 6-8 | 487 | 487.0 |
| CUTLER RIDGE ELEMENTARY SCHOOL | PK-5 | 404 | 16.2 |
| MATER ACADEMY BAY HIGH SCHOOL (charter) | 9-12 | 360 | 90.0 |
| BEL-AIRE ELEMENTARY SCHOOL | PK-5 | 330 | 16.5 |
Towns near Cutler Bay
- West Perrine, FL2.8 mi · 10,602 people · home $411,500
- Palmetto Bay, FL3.3 mi · 24,439 people · home $879,700
- South Miami Heights, FL3.3 mi · 36,770 people · home $407,100
- Goulds, FL3.5 mi · 11,446 people · home $481,200
- Palmetto Estates, FL3.6 mi · 13,498 people · home $445,900
- Richmond Heights, FL4.6 mi · 8,944 people · home $378,100
- Princeton, FL4.7 mi · 39,308 people · home $426,900
- Three Lakes, FL6.2 mi · 16,540 people · home $481,300
Cutler Bay questions
Is Cutler Bay, Florida a good place to retire?
On The Town Files lifestyle rankings, Cutler Bay scores better for retirees than 21% of Florida towns and quieter than 8%. 16.9% of residents are 65 or older (median age 41.8).
How much does a house cost in Cutler Bay?
The median owner-occupied home in Cutler Bay is valued at $472,700 (Census ACS 2020–2024), against a median household income of $89,244, so homes cost about 5.3 times income. Median rent is $1,978 a month.
What is the weather like in Cutler Bay?
July highs average 90.0°F and January lows 54.9°F (NOAA 1991–2020 normals). It gets about 66.5 inches of precipitation a year and 0.0 inches of snow.
Does Cutler Bay get tornadoes?
41 tornadoes have passed within 10 miles of Cutler Bay since 1950 (NOAA Storm Events); the strongest was a F2 on December 20, 1973. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)