The Town FilesLaguna Beach, Florida
Community in Bay County · population 4,330 (2020 Census)
- Median home
- $438,100
- Household income
- $76,607
- Jan low / Jul high
- 42° / 91°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 18
- Median age
- 57.0
Laguna Beach is a community of 4,330 people in Bay County, Florida. The median home is worth $438,100, above the typical Florida town ($331,600). It ranks better for cycling than 93% of Florida towns, more seaside character than 89% of Florida towns, better for retirees than 83% of Florida towns.
How Laguna Beach ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Laguna Beach is worth $438,100, above the typical Florida town ($331,600). Homes cost about 5.7 times the median household income of $76,607, which is more affordable than 22% of Florida towns. Median rent is $1,266 a month. 73.0% of households own their home.
| Housing | Laguna Beach | Typical Florida town |
|---|---|---|
| Median home value | $438,100 | $331,600 |
| Median rent | $1,266 | $1,569 |
| Median household income | $76,607 | $71,140 |
| Home value ÷ income | 5.7× | 4.5× |
| Homeownership | 73.0% | 73.5% |
| Median year built | 1986 | 1985 |
| Seasonal / vacation homes | 53.5% | — |
Who lives in Laguna Beach
| People | Laguna Beach | Typical Florida town |
|---|---|---|
| Median age | 57.0 | 42.8 |
| Age 65 and over | 33.3% | 20.2% |
| Under 18 | 5.8% | — |
| Bachelor's degree or higher | 38.7% | 28.8% |
| Below the poverty line | 5.5% | 11.3% |
| Veterans | 16.5% | — |
| Born outside the U.S. | 4.0% | — |
| Work from home | 14.9% | 13.5% |
| Average commute | 17.9 min | 27.5 min |
| Homes with broadband | 95.8% | 92.4% |
Weather in Laguna Beach
July highs average 90.9°F and January lows 42.0°F. About 59.5 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 88 days a year at 90°F or hotter and 14 nights at or below freezing.
Tornadoes, storms and disasters
18 tornadoes have passed within 10 miles of Laguna Beach since 1950, compared with 35 for the typical Florida town. 3 rated (E)F2 or stronger. The strongest, an EF2, struck on April 10, 2021 about 2.4 miles from the town center. The most recent was on January 25, 2023.
Hail of 1 inch or larger has been reported within 10 miles 2 times; the largest was 1.75 inches on May 8, 1972.
Severe weather in Bay County since 1996
Bay County has been included in 51 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| October 27, 2026 | Hurricane | DR-4955: Hurricane Isaias |
| October 9, 2026 | Tropical Storm | EM-3655: Hurricane Isaias |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
Jobs and pay in Bay County
Bay County had 82,632 jobs in 2024, paying an average of $53,407 a year. Unemployment was 2.8% in 2023; in Laguna Beach itself the ACS puts it at 2.8%.
Public schools in Laguna Beach
1 public school with 135 students, about 15.0 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| MAGNET INNOVATION CENTER | 9-12 | 135 | 15.0 |
Towns near Laguna Beach
- Panama City Beach, FL4.7 mi · 18,094 people · home $441,300
- Upper Grand Lagoon, FL13.4 mi · 15,778 people · home $373,200
- Lower Grand Lagoon, FL14.2 mi · 4,398 people · home $397,200
- Pretty Bayou, FL15.6 mi · 2,911 people · home $298,900
- Lynn Haven, FL18.8 mi · 18,695 people · home $320,000
- Cedar Grove, FL19.7 mi · 3,148 people · home $176,100
- Freeport, FL20.0 mi · 5,861 people · home $407,800
- Springfield, FL21.6 mi · 8,075 people · home $188,600
Laguna Beach questions
Is Laguna Beach, Florida a good place to retire?
On The Town Files lifestyle rankings, Laguna Beach scores better for retirees than 83% of Florida towns and quieter than 77%. 33.3% of residents are 65 or older (median age 57.0).
How much does a house cost in Laguna Beach?
The median owner-occupied home in Laguna Beach is valued at $438,100 (Census ACS 2020–2024), against a median household income of $76,607, so homes cost about 5.7 times income. Median rent is $1,266 a month.
What is the weather like in Laguna Beach?
July highs average 90.9°F and January lows 42.0°F (NOAA 1991–2020 normals). It gets about 59.5 inches of precipitation a year and 0.0 inches of snow.
Does Laguna Beach get tornadoes?
18 tornadoes have passed within 10 miles of Laguna Beach since 1950 (NOAA Storm Events); the strongest was an EF2 on April 10, 2021. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)