The Town FilesLake Mystic, Florida
Community in Liberty County · population 510 (2020 Census)
- Median home
- $300,000
- Household income
- $60,476
- Jan low / Jul high
- 40° / 89°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 18
- Median age
- 48.2
Lake Mystic is a community of 510 people in Liberty County, Florida. The median home is worth $300,000, below the typical Florida town ($331,600). It ranks better for a vacation home than 94% of Florida towns, better for retirees than 81% of Florida towns, better for families than 79% of Florida towns.
How Lake Mystic ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Lake Mystic is worth $300,000, below the typical Florida town ($331,600). Homes cost about 5.0 times the median household income of $60,476, which is more affordable than 38% of Florida towns. Median rent is $850 a month. 53.6% of households own their home.
| Housing | Lake Mystic | Typical Florida town |
|---|---|---|
| Median home value | $300,000 | $331,600 |
| Median rent | $850 | $1,569 |
| Median household income | $60,476 | $71,140 |
| Home value ÷ income | 5.0× | 4.5× |
| Homeownership | 53.6% | 73.5% |
| Median year built | 1994 | 1985 |
| Seasonal / vacation homes | 23.1% | — |
Who lives in Lake Mystic
| People | Lake Mystic | Typical Florida town |
|---|---|---|
| Median age | 48.2 | 42.8 |
| Age 65 and over | 30.1% | 20.2% |
| Under 18 | 12.6% | — |
| Bachelor's degree or higher | 43.0% | 28.8% |
| Below the poverty line | 3.7% | 11.3% |
| Veterans | 2.9% | — |
| Born outside the U.S. | 3.0% | — |
| Work from home | 8.3% | 13.5% |
| Average commute | 13.2 min | 27.5 min |
| Homes with broadband | 100.0% | 92.4% |
Weather in Lake Mystic
July highs average 89.4°F and January lows 39.8°F. About 63.1 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 68 days a year at 90°F or hotter and 23 nights at or below freezing.
Tornadoes, storms and disasters
18 tornadoes have passed within 10 miles of Lake Mystic since 1950, compared with 35 for the typical Florida town. 5 rated (E)F2 or stronger. The strongest, an EF2, struck on November 17, 2014 about 3.7 miles from the town center. Tornadoes within 10 miles have caused 4 deaths and 20 injuries since 1950. The most recent was on April 27, 2023.
Hail of 1 inch or larger has been reported within 10 miles 12 times; the largest was 1.75 inches on May 25, 2014.
Severe weather in Liberty County since 1996
Liberty County has been included in 43 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| October 27, 2026 | Hurricane | DR-4955: Hurricane Isaias |
| October 9, 2026 | Tropical Storm | EM-3655: Hurricane Isaias |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
Jobs and pay in Liberty County
Liberty County had 1,846 jobs in 2024, paying an average of $49,828 a year. Unemployment was 3.3% in 2023; in Lake Mystic itself the ACS puts it at 13.6%.
Towns near Lake Mystic
- Bristol, FL2.5 mi · 918 people · home $118,600
- Blountstown, FL4.8 mi · 2,266 people · home $158,700
- Hosford, FL11.0 mi · 551 people · home $138,400
- Gretna, FL21.2 mi · 1,357 people · home $112,500
- Grand Ridge, FL21.7 mi · 882 people · home $106,500
- Wewahitchka, FL21.9 mi · 2,074 people · home $185,800
- Sneads, FL22.3 mi · 1,699 people · home $111,300
- Chattahoochee, FL23.3 mi · 2,955 people · home $101,700
Lake Mystic questions
Is Lake Mystic, Florida a good place to retire?
On The Town Files lifestyle rankings, Lake Mystic scores better for retirees than 81% of Florida towns and quieter than 73%. 30.1% of residents are 65 or older (median age 48.2).
How much does a house cost in Lake Mystic?
The median owner-occupied home in Lake Mystic is valued at $300,000 (Census ACS 2020–2024), against a median household income of $60,476, so homes cost about 5.0 times income. Median rent is $850 a month.
What is the weather like in Lake Mystic?
July highs average 89.4°F and January lows 39.8°F (NOAA 1991–2020 normals). It gets about 63.1 inches of precipitation a year and 0.0 inches of snow.
Does Lake Mystic get tornadoes?
18 tornadoes have passed within 10 miles of Lake Mystic since 1950 (NOAA Storm Events); the strongest was an EF2 on November 17, 2014. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)