The Town Files

Middleburg, Florida

Community in Clay County · population 12,881 (2020 Census)

Map: where Middleburg is in FloridaMiddleburg
Median home
$254,600
Household income
$74,634
Jan low / Jul high
45° / 92°
Snow a year
0 in
Tornadoes ≤10 mi since 1950
12
Median age
44.7

Middleburg is a community of 12,881 people in Clay County, Florida. The median home is worth $254,600, below the typical Florida town ($331,600). It ranks easier by car than 92% of Florida towns, better for families than 80% of Florida towns, quieter than 76% of Florida towns.

How Middleburg ranks

Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.

Middleburg lifestyle rankings vs other Florida townsRetirement30th pctFamilies80th pctQuiet76th pctWalkability34th pctFirst-time buyers62nd pctYoung professionals8th pctVibrancy27th pctHip & trendy35th pctCollege town45th pctUpscale33rd pctVacation homesbottomSeaside characterbottomCyclingbottomTransit45th pctDriving92nd pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Middleburg is worth $254,600, below the typical Florida town ($331,600). Homes cost about 3.4 times the median household income of $74,634, which is more affordable than 85% of Florida towns. Median rent is $1,093 a month. 87.2% of households own their home.

Middleburg vs Clay County vs typical Florida townMiddleburgClay CountyTypical Florida townHome value$254,600$312,500$331,600Household income$74,634$87,820$71,140Monthly rent$1,093$1,551$1,569
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Florida towns with 500+ people.
HousingMiddleburgTypical Florida town
Median home value$254,600$331,600
Median rent$1,093$1,569
Median household income$74,634$71,140
Home value ÷ income3.4×4.5×
Homeownership87.2%73.5%
Median year built19941985
Seasonal / vacation homes0.3%—

Who lives in Middleburg

PeopleMiddleburgTypical Florida town
Median age44.742.8
Age 65 and over16.3%20.2%
Under 1821.3%—
Bachelor's degree or higher18.9%28.8%
Below the poverty line8.0%11.3%
Veterans11.9%—
Born outside the U.S.5.7%—
Work from home11.5%13.5%
Average commute35.1 min27.5 min
Homes with broadband93.8%92.4%

Weather in Middleburg

July highs average 92.4°F and January lows 45.3°F. About 53.4 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 92 days a year at 90°F or hotter and 15 nights at or below freezing.

Middleburg monthly temperatures and precipitation40°50°60°70°80°90°100°68°45°Jan71°47°Feb76°52°Mar82°58°Apr87°66°May92°73°Jun92°74°Jul92°74°Aug89°71°Sep83°62°Oct76°53°Nov71°47°DecPrecipitation (in)4.03.03.12.63.78.27.16.45.94.32.32.7
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Starke station (15.0 mi away); snowfall estimated from the 2 nearest snow stations, weighted by distance.

Tornadoes, storms and disasters

12 tornadoes have passed within 10 miles of Middleburg since 1950, compared with 35 for the typical Florida town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on June 8, 1957 about 8.6 miles from the town center. The most recent was on February 4, 2024.

Tornadoes within 10 miles of Middleburg by decade11950s01960s41970s11980s01990s02000s42010s22020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 26 times; the largest was 2.00 inches on April 26, 2023.

Severe weather in Clay County since 1996

Storm events in Clay County since 1996 by typeHail99Flood21Drought12Tornado10Wildfire4Lightning23Heavy Rain88Flash Flood5
NOAA Storm Events Database, Clay County, 1996–2026 (all event types recorded since 1996). 1 deaths recorded.

Clay County has been included in 39 federal disaster or emergency declarations since 1953, most often for fire, freezing, hurricane.

DeclaredIncidentDeclaration
April 22, 2026FireFM-5631: Railroad Complex Fire
October 11, 2024HurricaneDR-4834: Hurricane Milton
October 7, 2024HurricaneEM-3622: Hurricane Milton
September 28, 2024HurricaneDR-4828: Hurricane Helene
August 10, 2024Tropical StormDR-4806: Hurricane Debby

Jobs and pay in Clay County

Clay County had 57,413 jobs in 2024, paying an average of $54,688 a year. Unemployment was 2.9% in 2023; in Middleburg itself the ACS puts it at 3%.

Largest industries in Clay CountyHealth care & social assistan…10,961 jobs · $59,822Retail8,787 jobs · $37,064Hotels & restaurants7,090 jobs · $24,630Construction4,554 jobs · $58,526Professional & technical serv…3,086 jobs · $91,164Administrative & support3,000 jobs · $43,101
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Clay County, 2000–20230%2%4%6%8%10%2000200420082012201620202023Clay 2.9%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Public schools in Middleburg

10 public schools with 7,885 students, about 16.4 students per teacher.

SchoolGradesStudentsPer teacher
MIDDLEBURG HIGH SCHOOL9-121,85619.5
TYNES ELEMENTARY SCHOOLPK-698814.1
WILKINSON JUNIOR HIGH SCHOOL7-877920.5
RIDEOUT ELEMENTARY SCHOOLPK-669613.4
CLAY CHARTER ACADEMY (charter)K-869340.8
J.L. WILKINSON ELEMENTARY SCHOOLPK-667914.1
COPPERGATE ELEMENTARY SCHOOLPK-660613.5
DOCTORS INLET ELEMENTARY SCHOOLPK-656914.6
MIDDLEBURG ELEMENTARY SCHOOLPK-654514.3
SWIMMING PEN CREEK ELEMENTARY SCHOOLPK-647412.2

Towns near Middleburg

Middleburg questions

Is Middleburg, Florida a good place to retire?

On The Town Files lifestyle rankings, Middleburg scores better for retirees than 30% of Florida towns and quieter than 76%. 16.3% of residents are 65 or older (median age 44.7).

How much does a house cost in Middleburg?

The median owner-occupied home in Middleburg is valued at $254,600 (Census ACS 2020–2024), against a median household income of $74,634, so homes cost about 3.4 times income. Median rent is $1,093 a month.

What is the weather like in Middleburg?

July highs average 92.4°F and January lows 45.3°F (NOAA 1991–2020 normals). It gets about 53.4 inches of precipitation a year and 0.0 inches of snow.

Does Middleburg get tornadoes?

12 tornadoes have passed within 10 miles of Middleburg since 1950 (NOAA Storm Events); the strongest was a F2 on June 8, 1957. The typical Florida town has had 35.

How this page is made. Every number comes from public data, matched to Middleburg's Census boundary (GEOID 1245350). Comparisons use the median of Florida towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-12.