The Town FilesNavarre Beach, Florida
Community in Santa Rosa County · population 1,123 (2020 Census)
- Median home
- $779,900
- Household income
- $130,307
- Jan low / Jul high
- 41° / 91°
- Tornadoes ≤10 mi since 1950
- 16
- Median age
- 52.5
Navarre Beach is a community of 1,123 people in Santa Rosa County, Florida. The median home is worth $779,900, above the typical Florida town ($331,600). It ranks better for a vacation home than 97% of Florida towns, easier by car than 94% of Florida towns, more of a college town than 88% of Florida towns.
How Navarre Beach ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Navarre Beach is worth $779,900, above the typical Florida town ($331,600). Homes cost about 6.0 times the median household income of $130,307, which is more affordable than 17% of Florida towns. Median rent is $1,761 a month. 88.4% of households own their home.
| Housing | Navarre Beach | Typical Florida town |
|---|---|---|
| Median home value | $779,900 | $331,600 |
| Median rent | $1,761 | $1,569 |
| Median household income | $130,307 | $71,140 |
| Home value ÷ income | 6.0× | 4.5× |
| Homeownership | 88.4% | 73.5% |
| Median year built | 2000 | 1985 |
| Seasonal / vacation homes | 60.8% | — |
Who lives in Navarre Beach
| People | Navarre Beach | Typical Florida town |
|---|---|---|
| Median age | 52.5 | 42.8 |
| Age 65 and over | 25.7% | 20.2% |
| Under 18 | 4.4% | — |
| Bachelor's degree or higher | 51.8% | 28.8% |
| Below the poverty line | 3.5% | 11.3% |
| Veterans | 26.0% | — |
| Born outside the U.S. | 3.7% | — |
| Work from home | 9.3% | 13.5% |
| Average commute | 30.0 min | 27.5 min |
| Homes with broadband | 80.2% | 92.4% |
Weather in Navarre Beach
July highs average 91.0°F and January lows 41.0°F. About 63.5 inches of rain and melted snow fall a year. Expect about 86 days a year at 90°F or hotter and 23 nights at or below freezing.
Tornadoes, storms and disasters
16 tornadoes have passed within 10 miles of Navarre Beach since 1950, compared with 35 for the typical Florida town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on December 21, 1969 about 3.1 miles from the town center. The most recent was on March 4, 2025.
Hail of 1 inch or larger has been reported within 10 miles 3 times; the largest was 1.00 inches on May 15, 2022.
Severe weather in Santa Rosa County since 1996
Santa Rosa County has been included in 45 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| October 27, 2026 | Hurricane | DR-4955: Hurricane Isaias |
| October 9, 2026 | Tropical Storm | EM-3655: Hurricane Isaias |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
Jobs and pay in Santa Rosa County
Santa Rosa County had 43,548 jobs in 2024, paying an average of $51,217 a year. Unemployment was 2.8% in 2023; in Navarre Beach itself the ACS puts it at 2%.
Towns near Navarre Beach
- Navarre, FL2.8 mi · 40,817 people · home $375,700
- Holley, FL5.3 mi · 2,484 people · home $415,300
- Woodlawn Beach, FL6.2 mi · 2,741 people · home $403,900
- Midway, FL7.2 mi · 19,567 people · home $381,600
- Tiger Point, FL9.5 mi · 3,342 people · home $427,900
- Hurlburt Field, FL10.9 mi · 2,176 people · home —
- Oriole Beach, FL12.3 mi · 1,679 people · home $326,000
- Mary Esther, FL14.2 mi · 3,982 people · home $298,900
Navarre Beach questions
Is Navarre Beach, Florida a good place to retire?
On The Town Files lifestyle rankings, Navarre Beach scores better for retirees than 63% of Florida towns and quieter than 56%. 25.7% of residents are 65 or older (median age 52.5).
How much does a house cost in Navarre Beach?
The median owner-occupied home in Navarre Beach is valued at $779,900 (Census ACS 2020–2024), against a median household income of $130,307, so homes cost about 6.0 times income. Median rent is $1,761 a month.
What is the weather like in Navarre Beach?
July highs average 91.0°F and January lows 41.0°F (NOAA 1991–2020 normals). It gets about 63.5 inches of precipitation a year.
Does Navarre Beach get tornadoes?
16 tornadoes have passed within 10 miles of Navarre Beach since 1950 (NOAA Storm Events); the strongest was a F2 on December 21, 1969. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)