The Town FilesPalm Coast, Florida
City in Flagler County · population 89,258 (2020 Census)
- Median home
- $350,800
- Household income
- $77,350
- Jan low / Jul high
- 49° / 88°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 27
- Median age
- 50.4
Palm Coast is a city of 89,258 people in Flagler County, Florida. The median home is worth $350,800, above the typical Florida town ($331,600). It ranks better for families than 84% of Florida towns.
How Palm Coast ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Palm Coast is worth $350,800, above the typical Florida town ($331,600). Homes cost about 4.5 times the median household income of $77,350, which is more affordable than 52% of Florida towns. Median rent is $1,782 a month. 81.9% of households own their home.
| Housing | Palm Coast | Typical Florida town |
|---|---|---|
| Median home value | $350,800 | $331,600 |
| Median rent | $1,782 | $1,569 |
| Median household income | $77,350 | $71,140 |
| Home value ÷ income | 4.5× | 4.5× |
| Homeownership | 81.9% | 73.5% |
| Median year built | 2003 | 1985 |
| Seasonal / vacation homes | 5.8% | — |
Who lives in Palm Coast
| People | Palm Coast | Typical Florida town |
|---|---|---|
| Median age | 50.4 | 42.8 |
| Age 65 and over | 29.5% | 20.2% |
| Under 18 | 17.1% | — |
| Bachelor's degree or higher | 29.7% | 28.8% |
| Below the poverty line | 10.6% | 11.3% |
| Veterans | 10.4% | — |
| Born outside the U.S. | 14.8% | — |
| Work from home | 17.4% | 13.5% |
| Average commute | 27.0 min | 27.5 min |
| Homes with broadband | 89.1% | 92.4% |
Weather in Palm Coast
July highs average 87.8°F and January lows 49.2°F. About 51.4 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 46 days a year at 90°F or hotter and 5 nights at or below freezing.
Tornadoes, storms and disasters
27 tornadoes have passed within 10 miles of Palm Coast since 1950, compared with 35 for the typical Florida town. 4 rated (E)F2 or stronger. The strongest, an EF2, struck on October 12, 2023 about 2.2 miles from the town center. The most recent was on October 12, 2023.
Hail of 1 inch or larger has been reported within 10 miles 35 times; the largest was 2.75 inches on April 19, 1980.
Severe weather in Flagler County since 1996
Flagler County has been included in 38 federal disaster or emergency declarations since 1953, most often for fire, freezing, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| October 11, 2024 | Hurricane | DR-4834: Hurricane Milton |
| October 7, 2024 | Hurricane | EM-3622: Hurricane Milton |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
| August 3, 2024 | Tropical Storm | EM-3605: Tropical Storm Debby |
| August 31, 2023 | Hurricane | DR-4734: Hurricane Idalia |
Jobs and pay in Flagler County
Flagler County had 28,244 jobs in 2024, paying an average of $50,301 a year. Unemployment was 3.7% in 2023; in Palm Coast itself the ACS puts it at 4.5%.
Public schools in Palm Coast
8 public schools with 11,214 students, about 18.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| FLAGLER-PALM COAST HIGH SCHOOL | 9-12 | 2,563 | 21.5 |
| MATANZAS HIGH SCHOOL | 8-12 | 1,992 | 23.2 |
| INDIAN TRAILS MIDDLE SCHOOL | 6-8 | 1,513 | 22.6 |
| BUDDY TAYLOR MIDDLE SCHOOL | 6-8 | 1,325 | 21.0 |
| BELLE TERRE ELEMENTARY SCHOOL | PK-7 | 1,289 | 16.1 |
| RYMFIRE ELEMENTARY SCHOOL | PK-5 | 932 | 12.9 |
| IMAGINE SCHOOL AT TOWN CENTER (charter) | K-8 | 856 | 18.2 |
| LEWIS E. WADSWORTH ELEMENTARY | PK-5 | 744 | 12.8 |
Towns near Palm Coast
- Flagler Beach, FL8.0 mi · 5,160 people · home $557,600
- Bunnell, FL9.4 mi · 3,276 people · home $286,400
- Flagler Estates, FL15.0 mi · 3,540 people · home $213,300
- Ormond-by-the-Sea, FL17.0 mi · 7,312 people · home $392,300
- Butler Beach, FL18.2 mi · 4,978 people · home $493,100
- Ormond Beach, FL18.9 mi · 43,080 people · home $354,800
- St. Augustine Shores, FL19.0 mi · 8,706 people · home $339,300
- St. Augustine Beach, FL21.1 mi · 6,803 people · home $634,400
Palm Coast questions
Is Palm Coast, Florida a good place to retire?
On The Town Files lifestyle rankings, Palm Coast scores better for retirees than 68% of Florida towns and quieter than 56%. 29.5% of residents are 65 or older (median age 50.4).
How much does a house cost in Palm Coast?
The median owner-occupied home in Palm Coast is valued at $350,800 (Census ACS 2020–2024), against a median household income of $77,350, so homes cost about 4.5 times income. Median rent is $1,782 a month.
What is the weather like in Palm Coast?
July highs average 87.8°F and January lows 49.2°F (NOAA 1991–2020 normals). It gets about 51.4 inches of precipitation a year and 0.0 inches of snow.
Does Palm Coast get tornadoes?
27 tornadoes have passed within 10 miles of Palm Coast since 1950 (NOAA Storm Events); the strongest was an EF2 on October 12, 2023. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)