The Town Files

St. George Island, Florida

Community in Franklin County · population 990 (2020 Census)

Map: where St. George Island is in FloridaSt. George Island
Median home
$693,000
Household income
$137,899
Jan low / Jul high
44° / 92°
Snow a year
0 in
Tornadoes ≤10 mi since 1950
19
Median age
60.8

St. George Island is a community of 990 people in Franklin County, Florida. The median home is worth $693,000, above the typical Florida town ($331,600). It ranks quieter than 98% of Florida towns, more seaside character than 96% of Florida towns, hipper than 91% of Florida towns.

St. George Island in our rankings:

How St. George Island ranks

Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.

St. George Island lifestyle rankings vs other Florida townsRetirement90th pctFamilies38th pctQuiet98th pctWalkability37th pctFirst-time buyersbottomYoung professionals62nd pctVibrancy30th pctHip & trendy91st pctCollege town6th pctUpscale70th pctVacation homes89th pctSeaside character96th pctCyclingbottomTransitbottomDriving23rd pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in St. George Island is worth $693,000, above the typical Florida town ($331,600). Homes cost about 5.0 times the median household income of $137,899, which is more affordable than 38% of Florida towns. 97.8% of households own their home.

St. George Island vs Franklin County vs typical Florida townSt. George IslandFranklin CountyTypical Florida townHome value$693,000$273,300$331,600Household income$137,899$64,105$71,140
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Florida towns with 500+ people.
HousingSt. George IslandTypical Florida town
Median home value$693,000$331,600
Median rent—$1,569
Median household income$137,899$71,140
Home value ÷ income5.0×4.5×
Homeownership97.8%73.5%
Median year built19941985
Seasonal / vacation homes30.5%—

Who lives in St. George Island

PeopleSt. George IslandTypical Florida town
Median age60.842.8
Age 65 and over39.8%20.2%
Under 184.6%—
Bachelor's degree or higher63.8%28.8%
Below the poverty line7.2%11.3%
Veterans12.0%—
Born outside the U.S.2.5%—
Work from home22.7%13.5%
Average commute19.1 min27.5 min
Homes with broadband100.0%92.4%

Weather in St. George Island

July highs average 91.5°F and January lows 43.7°F. About 57.9 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 74 days a year at 90°F or hotter and 13 nights at or below freezing.

St. George Island monthly temperatures and precipitation40°50°60°70°80°90°100°64°44°Jan67°46°Feb72°52°Mar78°58°Apr85°65°May90°73°Jun92°75°Jul91°75°Aug88°71°Sep82°62°Oct74°51°Nov67°46°DecPrecipitation (in)4.34.25.13.43.16.36.48.45.94.43.33.2
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Apalachicola Airport station (9.4 mi away); snowfall estimated from the 1 nearest snow stations, weighted by distance.

Tornadoes, storms and disasters

19 tornadoes have passed within 10 miles of St. George Island since 1950, compared with 35 for the typical Florida town. 2 rated (E)F2 or stronger. The strongest, an F2, struck on June 8, 1989 about 5.0 miles from the town center and killed 3. Tornadoes within 10 miles have caused 3 deaths and 6 injuries since 1950. The most recent was on June 15, 2023.

Tornadoes within 10 miles of St. George Island by decade11950s21960s31970s21980s21990s42000s42010s12020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 4 times; the largest was 1.75 inches on February 3, 2006.

Severe weather in Franklin County since 1996

Storm events in Franklin County since 1996 by typeHail9Drought46Tornado23Heavy Rain8Waterspout11Flash Flood16Excessive Heat21Tropical Storm31
NOAA Storm Events Database, Franklin County, 1996–2026 (all event types recorded since 1996). 5 deaths recorded.

Franklin County has been included in 48 federal disaster or emergency declarations since 1953, most often for fire, flood, tornado.

DeclaredIncidentDeclaration
October 27, 2026HurricaneDR-4955: Hurricane Isaias
October 9, 2026Tropical StormEM-3655: Hurricane Isaias
September 28, 2024HurricaneDR-4828: Hurricane Helene
September 24, 2024Tropical StormEM-3615: Tropical Storm Helene
August 10, 2024Tropical StormDR-4806: Hurricane Debby

Jobs and pay in Franklin County

Franklin County had 3,545 jobs in 2024, paying an average of $43,873 a year. Unemployment was 2.9% in 2023; in St. George Island itself the ACS puts it at 0%.

Largest industries in Franklin CountyHotels & restaurants785 jobs · $35,119Retail512 jobs · $30,118Construction298 jobs · $42,740Real estate145 jobs · $48,807Other services117 jobs · $48,949Wholesale trade92 jobs · $49,222
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Franklin County, 2000–20230%2%4%6%8%2000200420082012201620202023Franklin 2.9%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near St. George Island

St. George Island questions

Is St. George Island, Florida a good place to retire?

On The Town Files lifestyle rankings, St. George Island scores better for retirees than 90% of Florida towns and quieter than 98%. 39.8% of residents are 65 or older (median age 60.8).

How much does a house cost in St. George Island?

The median owner-occupied home in St. George Island is valued at $693,000 (Census ACS 2020–2024), against a median household income of $137,899, so homes cost about 5.0 times income. Median rent is — a month.

What is the weather like in St. George Island?

July highs average 91.5°F and January lows 43.7°F (NOAA 1991–2020 normals). It gets about 57.9 inches of precipitation a year and 0.0 inches of snow.

Does St. George Island get tornadoes?

19 tornadoes have passed within 10 miles of St. George Island since 1950 (NOAA Storm Events); the strongest was a F2 on June 8, 1989. The typical Florida town has had 35.

How this page is made. Every number comes from public data, matched to St. George Island's Census boundary (GEOID 1262650). Comparisons use the median of Florida towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.