The Town FilesStock Island, Florida
Community in Monroe County · population 4,722 (2020 Census)
- Median home
- $517,500
- Household income
- $65,515
- Jan low / Jul high
- 66° / 90°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 22
- Median age
- 34.5
Stock Island is a community of 4,722 people in Monroe County, Florida. The median home is worth $517,500, above the typical Florida town ($331,600). It ranks better for cycling than 100% of Florida towns, more vibrant than 94% of Florida towns, better for young professionals than 88% of Florida towns.
How Stock Island ranks
Percentile among Florida towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Florida towns.
Homes and cost of living
The median home in Stock Island is worth $517,500, above the typical Florida town ($331,600). Homes cost about 7.9 times the median household income of $65,515, which is more affordable than 6% of Florida towns. Median rent is $2,013 a month. 27.6% of households own their home.
| Housing | Stock Island | Typical Florida town |
|---|---|---|
| Median home value | $517,500 | $331,600 |
| Median rent | $2,013 | $1,569 |
| Median household income | $65,515 | $71,140 |
| Home value ÷ income | 7.9× | 4.5× |
| Homeownership | 27.6% | 73.5% |
| Median year built | 1980 | 1985 |
| Seasonal / vacation homes | 8.5% | — |
Who lives in Stock Island
| People | Stock Island | Typical Florida town |
|---|---|---|
| Median age | 34.5 | 42.8 |
| Age 65 and over | 9.8% | 20.2% |
| Under 18 | 21.4% | — |
| Bachelor's degree or higher | 24.3% | 28.8% |
| Below the poverty line | 11.5% | 11.3% |
| Veterans | 3.5% | — |
| Born outside the U.S. | 38.4% | — |
| Work from home | 7.7% | 13.5% |
| Average commute | 13.1 min | 27.5 min |
| Homes with broadband | 73.2% | 92.4% |
Weather in Stock Island
July highs average 90.2°F and January lows 65.5°F. About 40.4 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Florida town: 0.0 in). Expect about 56 days a year at 90°F or hotter and 0 nights at or below freezing.
Tornadoes, storms and disasters
22 tornadoes have passed within 10 miles of Stock Island since 1950, compared with 35 for the typical Florida town. 3 rated (E)F2 or stronger. The strongest, an F2, struck on June 18, 1972 about 5.4 miles from the town center. The most recent was on October 8, 2024.
Hail of 1 inch or larger has been reported within 10 miles 4 times; the largest was 1.75 inches on April 27, 2003.
Severe weather in Monroe County since 1996
Monroe County has been included in 47 federal disaster or emergency declarations since 1953, most often for fire, tornado, freezing.
| Declared | Incident | Declaration |
|---|---|---|
| October 11, 2024 | Hurricane | DR-4834: Hurricane Milton |
| October 7, 2024 | Hurricane | EM-3622: Hurricane Milton |
| September 28, 2024 | Hurricane | DR-4828: Hurricane Helene |
| September 24, 2024 | Tropical Storm | EM-3615: Tropical Storm Helene |
| August 10, 2024 | Tropical Storm | DR-4806: Hurricane Debby |
Jobs and pay in Monroe County
Monroe County had 47,058 jobs in 2024, paying an average of $58,702 a year. Unemployment was 1.9% in 2023; in Stock Island itself the ACS puts it at 1.8%.
Towns near Stock Island
- Key West, FL2.2 mi · 26,444 people · home $852,400
- Big Coppitt Key, FL5.6 mi · 2,869 people · home $534,500
- Big Pine Key, FL25.1 mi · 4,521 people · home $637,000
Stock Island questions
Is Stock Island, Florida a good place to retire?
On The Town Files lifestyle rankings, Stock Island scores better for retirees than 29% of Florida towns and quieter than 13%. 9.8% of residents are 65 or older (median age 34.5).
How much does a house cost in Stock Island?
The median owner-occupied home in Stock Island is valued at $517,500 (Census ACS 2020–2024), against a median household income of $65,515, so homes cost about 7.9 times income. Median rent is $2,013 a month.
What is the weather like in Stock Island?
July highs average 90.2°F and January lows 65.5°F (NOAA 1991–2020 normals). It gets about 40.4 inches of precipitation a year and 0.0 inches of snow.
Does Stock Island get tornadoes?
22 tornadoes have passed within 10 miles of Stock Island since 1950 (NOAA Storm Events); the strongest was a F2 on June 18, 1972. The typical Florida town has had 35.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)