The Town Files

Stephens County, Georgia

27,012 people. The median home is worth $175,300 (typical Georgia town: $202,650) and the median household earns $54,754.

Towns in Stephens County

Towns in Stephens County

TownPeopleMedian homeIncomeMedian age
Toccoa9,133$178,100$48,43839.5

People and housing

Stephens CountyTypical Georgia town
Median home value$175,300$202,650
Median rent$820$1,000
Median household income$54,754$57,176
Median age40.837.1
Bachelor's degree or higher15.1%19.6%
Below the poverty line15.8%16.2%

Jobs and pay

8,540 jobs in 2024, average pay $49,830 a year.

Largest industries in Stephens CountyManufacturing2,110 jobs · $59,527Retail1,300 jobs · $32,431Hotels & restaurants677 jobs · $20,560Construction290 jobs · $57,353Administrative & support202 jobs · $39,717Finance & insurance185 jobs · $49,449
BLS QCEW 2024.
Unemployment rate in Stephens County0%4%8%12%2000200420082012201620202023 3.6%
BLS LAUS via USDA ERS, annual averages.

Storms since 1996

NOAA recorded 307 storm events in Stephens County from 1996 to 2026.

Storm events in Stephens County by type since 1996Hail50Flood5Sleet3Drought44High Wind15Ice Storm8Heavy Snow16Flash Flood10Winter Storm11Winter Weather24
NOAA NCEI Storm Events Database.

Federal disaster declarations

Stephens County has been included in 18 FEMA declarations since 1953.

DeclaredIncidentDeclaration
January 24, 2026Winter StormEM-3642: Severe Winter Storm
September 30, 2024HurricaneDR-4830: Hurricane Helene
September 26, 2024Tropical StormEM-3616: Hurricane Helene
January 12, 2021HurricaneDR-4579: Tropical Storm Zeta
March 29, 2020BiologicalDR-4501: Covid-19 Pandemic
March 13, 2020BiologicalEM-3464: Covid-19
Sources: U.S. Census Bureau ACS 2020–2024; BLS QCEW and LAUS; NOAA Storm Events; FEMA OpenFEMA (not endorsed by FEMA).