The Town FilesMcCaysville, Georgia
City in Fannin County · population 1,149 (2020 Census)
- Median home
- $121,900
- Household income
- $52,593
- Jan low / Jul high
- 25° / 87°
- Snow a year
- 4 in
- Tornadoes ≤10 mi since 1950
- 15
- Median age
- 37.1
McCaysville is a city of 1,149 people in Fannin County, Georgia. The median home is worth $121,900, below the typical Georgia town ($202,650). It ranks quieter than 92% of Georgia towns, better for retirees than 87% of Georgia towns.
How McCaysville ranks
Percentile among Georgia towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Georgia towns.
Homes and cost of living
The median home in McCaysville is worth $121,900, below the typical Georgia town ($202,650). Homes cost about 2.3 times the median household income of $52,593, which is more affordable than 86% of Georgia towns. Median rent is $595 a month. 62.5% of households own their home.
| Housing | McCaysville | Typical Georgia town |
|---|---|---|
| Median home value | $121,900 | $202,650 |
| Median rent | $595 | $1,000 |
| Median household income | $52,593 | $57,176 |
| Home value ÷ income | 2.3× | 3.4× |
| Homeownership | 62.5% | 60.5% |
| Median year built | 1966 | 1984 |
| Seasonal / vacation homes | 2.9% | — |
Who lives in McCaysville
| People | McCaysville | Typical Georgia town |
|---|---|---|
| Median age | 37.1 | 37.1 |
| Age 65 and over | 17.0% | 15.9% |
| Under 18 | 20.3% | — |
| Bachelor's degree or higher | 4.1% | 19.6% |
| Below the poverty line | 16.2% | 16.2% |
| Veterans | 4.1% | — |
| Born outside the U.S. | 5.4% | — |
| Work from home | 3.9% | 7.9% |
| Average commute | 18.5 min | 26.6 min |
| Homes with broadband | 90.2% | 88.0% |
Weather in McCaysville
July highs average 86.6°F and January lows 25.3°F. About 59.3 inches of rain and melted snow fall a year, with 3.6 inches of snow (typical Georgia town: 0.4 in). Expect about 21 days a year at 90°F or hotter and 103 nights at or below freezing.
Tornadoes, storms and disasters
15 tornadoes have passed within 10 miles of McCaysville since 1950, compared with 17 for the typical Georgia town. 4 rated (E)F2 or stronger. The strongest, an F4, struck on April 3, 1974 about 8.6 miles from the town center and killed 4. Tornadoes within 10 miles have caused 4 deaths and 32 injuries since 1950. The most recent was on May 24, 2017.
Hail of 1 inch or larger has been reported within 10 miles 20 times; the largest was 4.25 inches on May 26, 2011.
Severe weather in Fannin County since 1996
Fannin County has been included in 19 federal disaster or emergency declarations since 1953, most often for tornado, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| October 9, 2026 | Tropical Storm | EM-3657: Hurricane Isaias |
| January 24, 2026 | Winter Storm | EM-3642: Severe Winter Storm |
| September 26, 2024 | Tropical Storm | EM-3616: Hurricane Helene |
| May 5, 2021 | Severe Storm | DR-4600: Severe Storms And Tornadoes |
| January 12, 2021 | Hurricane | DR-4579: Tropical Storm Zeta |
Jobs and pay in Fannin County
Fannin County had 7,441 jobs in 2024, paying an average of $44,667 a year. Unemployment was 2.8% in 2023; in McCaysville itself the ACS puts it at 0.3%.
Towns near McCaysville
- Epworth, GA2.2 mi · 668 people · home $139,500
- Blue Ridge, GA8.5 mi · 1,253 people · home $348,200
- Benton, TN20.7 mi · 1,523 people · home $184,200
- Murphy, NC21.1 mi · 1,608 people · home $250,000
- Ellijay, GA21.1 mi · 1,862 people · home $349,100
- Delano, TN21.8 mi · 777 people · home $163,500
- East Ellijay, GA22.9 mi · 650 people · home $208,300
- Blairsville, GA24.8 mi · 616 people · home $212,500
McCaysville questions
Is McCaysville, Georgia a good place to retire?
On The Town Files lifestyle rankings, McCaysville scores better for retirees than 87% of Georgia towns and quieter than 92%. 17.0% of residents are 65 or older (median age 37.1).
How much does a house cost in McCaysville?
The median owner-occupied home in McCaysville is valued at $121,900 (Census ACS 2020–2024), against a median household income of $52,593, so homes cost about 2.3 times income. Median rent is $595 a month.
What is the weather like in McCaysville?
July highs average 86.6°F and January lows 25.3°F (NOAA 1991–2020 normals). It gets about 59.3 inches of precipitation a year and 3.6 inches of snow.
Does McCaysville get tornadoes?
15 tornadoes have passed within 10 miles of McCaysville since 1950 (NOAA Storm Events); the strongest was a F4 on April 3, 1974. The typical Georgia town has had 17.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)