The Town FilesSchram City, Illinois
Village in Montgomery County · population 563 (2020 Census)
- Median home
- $94,300
- Household income
- $51,250
- Jan low / Jul high
- 21° / 89°
- Snow a year
- 14 in
- Tornadoes ≤10 mi since 1950
- 26
- Median age
- 45.2
Schram City is a village of 563 people in Montgomery County, Illinois. The median home is worth $94,300, below the typical Illinois town ($156,600). It ranks better for cycling than 93% of Illinois towns, hipper than 88% of Illinois towns, better for first-time buyers than 81% of Illinois towns.
How Schram City ranks
Percentile among Illinois towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Illinois towns.
Homes and cost of living
The median home in Schram City is worth $94,300, below the typical Illinois town ($156,600). Homes cost about 1.8 times the median household income of $51,250, which is more affordable than 74% of Illinois towns. Median rent is $743 a month. 56.2% of households own their home.
| Housing | Schram City | Typical Illinois town |
|---|---|---|
| Median home value | $94,300 | $156,600 |
| Median rent | $743 | $960 |
| Median household income | $51,250 | $72,500 |
| Home value ÷ income | 1.8× | 2.2× |
| Homeownership | 56.2% | 76.6% |
| Median year built | 1962 | 1967 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Schram City
| People | Schram City | Typical Illinois town |
|---|---|---|
| Median age | 45.2 | 40.4 |
| Age 65 and over | 24.2% | 18.7% |
| Under 18 | 22.5% | — |
| Bachelor's degree or higher | 10.5% | 21.8% |
| Below the poverty line | 16.3% | 9.9% |
| Veterans | 6.9% | — |
| Born outside the U.S. | 0.0% | — |
| Work from home | 4.0% | 8.9% |
| Average commute | 23.8 min | 26.1 min |
| Homes with broadband | 83.5% | 90.4% |
Weather in Schram City
July highs average 88.7°F and January lows 21.4°F. About 42.1 inches of rain and melted snow fall a year, with 13.9 inches of snow (typical Illinois town: 24.2 in). Expect about 42 days a year at 90°F or hotter and 100 nights at or below freezing.
Tornadoes, storms and disasters
26 tornadoes have passed within 10 miles of Schram City since 1950, compared with 27 for the typical Illinois town. 7 rated (E)F2 or stronger. The strongest, an F3, struck on January 3, 1950 about 9.8 miles from the town center. Tornadoes within 10 miles have caused 2 deaths and 3 injuries since 1950. The most recent was on March 15, 2026.
Hail of 1 inch or larger has been reported within 10 miles 43 times; the largest was 4.50 inches on May 28, 2011.
Severe weather in Montgomery County since 1996
Montgomery County has been included in 7 federal disaster or emergency declarations since 1953, most often for tornado, hurricane, biological.
| Declared | Incident | Declaration |
|---|---|---|
| December 13, 2021 | Tornado | EM-3577: Severe Storms, Straight-Line Winds, And Tornadoes |
| March 26, 2020 | Biological | DR-4489: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3435: Covid-19 |
| October 3, 2008 | Severe Storm | DR-1800: Severe Storms And Flooding |
| February 9, 2007 | Severe Ice Storm | DR-1681: Severe Winter Storm |
Jobs and pay in Montgomery County
Montgomery County had 8,783 jobs in 2024, paying an average of $83,351 a year. Unemployment was 5.1% in 2023; in Schram City itself the ACS puts it at 4.1%.
Towns near Schram City
- Hillsboro, IL1.2 mi · 5,902 people · home $111,700
- Taylor Springs, IL2.5 mi · 724 people · home $67,400
- Coffeen, IL6.4 mi · 647 people · home $60,800
- Witt, IL9.1 mi · 785 people · home $50,700
- Litchfield, IL10.7 mi · 6,605 people · home $104,200
- Raymond, IL12.5 mi · 949 people · home $108,200
- Nokomis, IL13.7 mi · 2,142 people · home $83,900
- Mount Olive, IL15.2 mi · 2,015 people · home $94,100
Schram City questions
Is Schram City, Illinois a good place to retire?
On The Town Files lifestyle rankings, Schram City scores better for retirees than 79% of Illinois towns and quieter than 54%. 24.2% of residents are 65 or older (median age 45.2).
How much does a house cost in Schram City?
The median owner-occupied home in Schram City is valued at $94,300 (Census ACS 2020–2024), against a median household income of $51,250, so homes cost about 1.8 times income. Median rent is $743 a month.
What is the weather like in Schram City?
July highs average 88.7°F and January lows 21.4°F (NOAA 1991–2020 normals). It gets about 42.1 inches of precipitation a year and 13.9 inches of snow.
Does Schram City get tornadoes?
26 tornadoes have passed within 10 miles of Schram City since 1950 (NOAA Storm Events); the strongest was a F3 on January 3, 1950. The typical Illinois town has had 27.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)