The Town FilesToledo, Illinois
Village in Cumberland County · population 1,161 (2020 Census)
- Median home
- $86,100
- Household income
- $56,354
- Jan low / Jul high
- 20° / 86°
- Snow a year
- 15 in
- Tornadoes ≤10 mi since 1950
- 19
- Median age
- 39.4
Toledo is a village of 1,161 people in Cumberland County, Illinois. The median home is worth $86,100, below the typical Illinois town ($156,600). It ranks better for retirees than 71% of Illinois towns.
How Toledo ranks
Percentile among Illinois towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Illinois towns.
Homes and cost of living
The median home in Toledo is worth $86,100, below the typical Illinois town ($156,600). Homes cost about 1.5 times the median household income of $56,354, which is more affordable than 90% of Illinois towns. Median rent is $909 a month. 66.0% of households own their home.
| Housing | Toledo | Typical Illinois town |
|---|---|---|
| Median home value | $86,100 | $156,600 |
| Median rent | $909 | $960 |
| Median household income | $56,354 | $72,500 |
| Home value ÷ income | 1.5× | 2.2× |
| Homeownership | 66.0% | 76.6% |
| Median year built | 1959 | 1967 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Toledo
| People | Toledo | Typical Illinois town |
|---|---|---|
| Median age | 39.4 | 40.4 |
| Age 65 and over | 16.8% | 18.7% |
| Under 18 | 23.2% | — |
| Bachelor's degree or higher | 17.1% | 21.8% |
| Below the poverty line | 18.1% | 9.9% |
| Veterans | 6.2% | — |
| Born outside the U.S. | 0.6% | — |
| Work from home | 10.9% | 8.9% |
| Average commute | 20.1 min | 26.1 min |
| Homes with broadband | 88.8% | 90.4% |
Weather in Toledo
July highs average 85.6°F and January lows 20.3°F. About 36.0 inches of rain and melted snow fall a year, with 15.2 inches of snow (typical Illinois town: 24.2 in). Expect about 20 days a year at 90°F or hotter and 106 nights at or below freezing.
Tornadoes, storms and disasters
19 tornadoes have passed within 10 miles of Toledo since 1950, compared with 27 for the typical Illinois town. 3 rated (E)F2 or stronger. The strongest, an F3, struck on August 21, 1977 about 0.4 miles from the town center. The most recent was on June 21, 2026.
Hail of 1 inch or larger has been reported within 10 miles 23 times; the largest was 2.50 inches on May 11, 2014.
Severe weather in Cumberland County since 1996
Cumberland County has been included in 9 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| August 15, 2023 | Severe Storm | DR-4728: Severe Storms And Flooding |
| March 26, 2020 | Biological | DR-4489: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3435: Covid-19 |
| March 17, 2011 | Snowstorm | DR-1960: Severe Winter Storm And Snowstorm |
| June 24, 2008 | Severe Storm | DR-1771: Severe Storms And Flooding |
Jobs and pay in Cumberland County
Cumberland County had 2,893 jobs in 2024, paying an average of $47,709 a year. Unemployment was 3.5% in 2023; in Toledo itself the ACS puts it at 1%.
Public schools in Toledo
3 public schools with 992 students, about 13.8 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Cumberland Elem School | PK-4 | 397 | 13.2 |
| Cumberland High School | 9-12 | 314 | 13.7 |
| Cumberland Middle School | 5-8 | 281 | 14.8 |
Towns near Toledo
- Greenup, IL4.7 mi · 1,365 people · home $91,900
- Neoga, IL11.6 mi · 1,398 people · home $123,100
- Casey, IL13.9 mi · 2,404 people · home $91,800
- Charleston, IL15.1 mi · 17,286 people · home $137,400
- Mattoon, IL15.6 mi · 16,870 people · home $97,700
- Teutopolis, IL16.0 mi · 1,618 people · home $247,700
- Dieterich, IL16.5 mi · 890 people · home $201,300
- Westfield, IL18.2 mi · 536 people · home $85,600
Toledo questions
Is Toledo, Illinois a good place to retire?
On The Town Files lifestyle rankings, Toledo scores better for retirees than 71% of Illinois towns and quieter than 64%. 16.8% of residents are 65 or older (median age 39.4).
How much does a house cost in Toledo?
The median owner-occupied home in Toledo is valued at $86,100 (Census ACS 2020–2024), against a median household income of $56,354, so homes cost about 1.5 times income. Median rent is $909 a month.
What is the weather like in Toledo?
July highs average 85.6°F and January lows 20.3°F (NOAA 1991–2020 normals). It gets about 36.0 inches of precipitation a year and 15.2 inches of snow.
Does Toledo get tornadoes?
19 tornadoes have passed within 10 miles of Toledo since 1950 (NOAA Storm Events); the strongest was a F3 on August 21, 1977. The typical Illinois town has had 27.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)