The Town FilesCambridge City, Indiana
Town in Wayne County · population 1,751 (2020 Census)
- Median home
- $103,100
- Household income
- $51,071
- Jan low / Jul high
- 17° / 83°
- Snow a year
- 24 in
- Tornadoes ≤10 mi since 1950
- 13
- Median age
- 34.8
Cambridge City is a town of 1,751 people in Wayne County, Indiana. The median home is worth $103,100, below the typical Indiana town ($150,400). It ranks hipper than 84% of Indiana towns, more of a college town than 76% of Indiana towns, more walkable than 74% of Indiana towns.
How Cambridge City ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in Cambridge City is worth $103,100, below the typical Indiana town ($150,400). Homes cost about 2.0 times the median household income of $51,071, which is more affordable than 78% of Indiana towns. Median rent is $788 a month. 69.3% of households own their home.
| Housing | Cambridge City | Typical Indiana town |
|---|---|---|
| Median home value | $103,100 | $150,400 |
| Median rent | $788 | $888 |
| Median household income | $51,071 | $61,953 |
| Home value ÷ income | 2.0× | 2.5× |
| Homeownership | 69.3% | 73.4% |
| Median year built | 1951 | 1966 |
| Seasonal / vacation homes | 3.1% | — |
Who lives in Cambridge City
| People | Cambridge City | Typical Indiana town |
|---|---|---|
| Median age | 34.8 | 38.9 |
| Age 65 and over | 18.6% | 17.1% |
| Under 18 | 25.0% | — |
| Bachelor's degree or higher | 15.8% | 17.4% |
| Below the poverty line | 19.9% | 11.6% |
| Veterans | 12.6% | — |
| Born outside the U.S. | 0.8% | — |
| Work from home | 2.2% | 6.2% |
| Average commute | 24.8 min | 24.7 min |
| Homes with broadband | 83.3% | 89.2% |
Weather in Cambridge City
July highs average 83.1°F and January lows 17.1°F. About 44.4 inches of rain and melted snow fall a year, with 24.3 inches of snow (typical Indiana town: 21.1 in). Expect about 9 days a year at 90°F or hotter and 132 nights at or below freezing.
Tornadoes, storms and disasters
13 tornadoes have passed within 10 miles of Cambridge City since 1950, compared with 23 for the typical Indiana town. 2 rated (E)F2 or stronger. The strongest, an F4, struck on April 25, 1961 about 8.3 miles from the town center. The most recent was on May 7, 2024.
Hail of 1 inch or larger has been reported within 10 miles 32 times; the largest was 4.25 inches on May 25, 2011.
Severe weather in Wayne County since 1996
Wayne County has been included in 16 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| August 25, 2026 | Flood | DR-4933: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| August 15, 2026 | Flood | EM-3651: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3456: Covid-19 |
Jobs and pay in Wayne County
Wayne County had 29,736 jobs in 2024, paying an average of $51,067 a year. Unemployment was 3.4% in 2023; in Cambridge City itself the ACS puts it at 4.7%.
Public schools in Cambridge City
2 public schools with 729 students, about 13.3 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Western Wayne Elementary School | PK-6 | 389 | 16.2 |
| Lincoln Middle/ High School | 7-12 | 340 | 11.0 |
Towns near Cambridge City
- Dublin, IN1.8 mi · 679 people · home $97,700
- Hagerstown, IN7.1 mi · 1,681 people · home $119,600
- Centerville, IN9.1 mi · 2,748 people · home $149,200
- Connersville, IN10.8 mi · 13,324 people · home $106,300
- New Castle, IN12.9 mi · 17,396 people · home $98,000
- Spiceland, IN13.7 mi · 958 people · home $118,300
- Richmond, IN14.9 mi · 35,720 people · home $114,400
- Fountain City, IN16.6 mi · 714 people · home $96,200
Cambridge City questions
Is Cambridge City, Indiana a good place to retire?
On The Town Files lifestyle rankings, Cambridge City scores better for retirees than 71% of Indiana towns and quieter than 71%. 18.6% of residents are 65 or older (median age 34.8).
How much does a house cost in Cambridge City?
The median owner-occupied home in Cambridge City is valued at $103,100 (Census ACS 2020–2024), against a median household income of $51,071, so homes cost about 2.0 times income. Median rent is $788 a month.
What is the weather like in Cambridge City?
July highs average 83.1°F and January lows 17.1°F (NOAA 1991–2020 normals). It gets about 44.4 inches of precipitation a year and 24.3 inches of snow.
Does Cambridge City get tornadoes?
13 tornadoes have passed within 10 miles of Cambridge City since 1950 (NOAA Storm Events); the strongest was a F4 on April 25, 1961. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)