The Town FilesChesterfield, Indiana
Town in Madison County · population 2,490 (2020 Census) · spans 2 counties
- Median home
- $113,100
- Household income
- $58,824
- Jan low / Jul high
- 21° / 84°
- Snow a year
- 26 in
- Tornadoes ≤10 mi since 1950
- 29
- Median age
- 39.5
Chesterfield is a town of 2,490 people in Madison County, Indiana. The median home is worth $113,100, below the typical Indiana town ($150,400). It ranks better transit than 83% of Indiana towns, more walkable than 78% of Indiana towns, better for first-time buyers than 77% of Indiana towns.
How Chesterfield ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in Chesterfield is worth $113,100, below the typical Indiana town ($150,400). Homes cost about 1.9 times the median household income of $58,824, which is more affordable than 83% of Indiana towns. Median rent is $964 a month. 72.3% of households own their home.
| Housing | Chesterfield | Typical Indiana town |
|---|---|---|
| Median home value | $113,100 | $150,400 |
| Median rent | $964 | $888 |
| Median household income | $58,824 | $61,953 |
| Home value ÷ income | 1.9× | 2.5× |
| Homeownership | 72.3% | 73.4% |
| Median year built | 1959 | 1966 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Chesterfield
| People | Chesterfield | Typical Indiana town |
|---|---|---|
| Median age | 39.5 | 38.9 |
| Age 65 and over | 19.4% | 17.1% |
| Under 18 | 20.0% | — |
| Bachelor's degree or higher | 13.2% | 17.4% |
| Below the poverty line | 11.9% | 11.6% |
| Veterans | 11.9% | — |
| Born outside the U.S. | 1.7% | — |
| Work from home | 16.3% | 6.2% |
| Average commute | 24.3 min | 24.7 min |
| Homes with broadband | 88.4% | 89.2% |
Weather in Chesterfield
July highs average 83.8°F and January lows 20.7°F. About 43.8 inches of rain and melted snow fall a year, with 25.6 inches of snow (typical Indiana town: 21.1 in). Expect about 14 days a year at 90°F or hotter and 112 nights at or below freezing.
Tornadoes, storms and disasters
29 tornadoes have passed within 10 miles of Chesterfield since 1950, compared with 23 for the typical Indiana town. 13 rated (E)F2 or stronger. The strongest, an F4, struck on May 14, 1972 about 9.2 miles from the town center. The most recent was on April 2, 2025.
Hail of 1 inch or larger has been reported within 10 miles 49 times; the largest was 3.00 inches on May 18, 2000.
Severe weather in Madison County since 1996
Madison County has been included in 23 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| August 25, 2026 | Flood | DR-4933: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| August 15, 2026 | Flood | EM-3651: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| July 22, 2025 | Flood | DR-4882: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
Jobs and pay in Madison County
Madison County had 40,192 jobs in 2024, paying an average of $49,965 a year. Unemployment was 3.6% in 2023; in Chesterfield itself the ACS puts it at 11.9%.
Towns near Chesterfield
- Daleville, IN2.1 mi · 1,651 people · home $117,300
- Middletown, IN4.6 mi · 2,253 people · home $96,200
- Anderson, IN5.3 mi · 54,788 people · home $119,000
- Yorktown, IN6.6 mi · 11,548 people · home $186,700
- Edgewood, IN7.6 mi · 2,053 people · home $200,100
- Alexandria, IN11.2 mi · 5,149 people · home $97,800
- Pendleton, IN11.4 mi · 4,717 people · home $248,200
- Frankton, IN12.0 mi · 1,775 people · home $140,400
Chesterfield questions
Is Chesterfield, Indiana a good place to retire?
On The Town Files lifestyle rankings, Chesterfield scores better for retirees than 60% of Indiana towns and quieter than 43%. 19.4% of residents are 65 or older (median age 39.5).
How much does a house cost in Chesterfield?
The median owner-occupied home in Chesterfield is valued at $113,100 (Census ACS 2020–2024), against a median household income of $58,824, so homes cost about 1.9 times income. Median rent is $964 a month.
What is the weather like in Chesterfield?
July highs average 83.8°F and January lows 20.7°F (NOAA 1991–2020 normals). It gets about 43.8 inches of precipitation a year and 25.6 inches of snow.
Does Chesterfield get tornadoes?
29 tornadoes have passed within 10 miles of Chesterfield since 1950 (NOAA Storm Events); the strongest was a F4 on May 14, 1972. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)