The Town FilesCumberland, Indiana
Town in Hancock County · population 5,954 (2020 Census) · spans 2 counties
- Median home
- $239,200
- Household income
- $87,364
- Jan low / Jul high
- 19° / 84°
- Snow a year
- 27 in
- Tornadoes ≤10 mi since 1950
- 43
- Median age
- 34.5
Cumberland is a town of 5,954 people in Hancock County, Indiana. The median home is worth $239,200, above the typical Indiana town ($150,400). It ranks more upscale than 92% of Indiana towns, better for young professionals than 84% of Indiana towns, better for first-time buyers than 83% of Indiana towns.
How Cumberland ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in Cumberland is worth $239,200, above the typical Indiana town ($150,400). Homes cost about 2.7 times the median household income of $87,364, which is more affordable than 42% of Indiana towns. Median rent is $1,157 a month. 71.3% of households own their home.
| Housing | Cumberland | Typical Indiana town |
|---|---|---|
| Median home value | $239,200 | $150,400 |
| Median rent | $1,157 | $888 |
| Median household income | $87,364 | $61,953 |
| Home value ÷ income | 2.7× | 2.5× |
| Homeownership | 71.3% | 73.4% |
| Median year built | 1984 | 1966 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Cumberland
| People | Cumberland | Typical Indiana town |
|---|---|---|
| Median age | 34.5 | 38.9 |
| Age 65 and over | 15.0% | 17.1% |
| Under 18 | 28.5% | — |
| Bachelor's degree or higher | 28.1% | 17.4% |
| Below the poverty line | 6.4% | 11.6% |
| Veterans | 6.1% | — |
| Born outside the U.S. | 5.2% | — |
| Work from home | 10.0% | 6.2% |
| Average commute | 24.2 min | 24.7 min |
| Homes with broadband | 91.0% | 89.2% |
Weather in Cumberland
July highs average 83.7°F and January lows 18.9°F. About 44.6 inches of rain and melted snow fall a year, with 26.7 inches of snow (typical Indiana town: 21.1 in). Expect about 14 days a year at 90°F or hotter and 120 nights at or below freezing.
Tornadoes, storms and disasters
43 tornadoes have passed within 10 miles of Cumberland since 1950, compared with 23 for the typical Indiana town. 21 rated (E)F2 or stronger. The strongest, an F4, struck on June 11, 1998 about 0.2 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 183 injuries since 1950. The most recent was on February 27, 2023.
Hail of 1 inch or larger has been reported within 10 miles 112 times; the largest was 3.40 inches on June 18, 2021.
Severe weather in Hancock County since 1996
Hancock County has been included in 19 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| August 25, 2026 | Flood | DR-4933: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| August 15, 2026 | Flood | EM-3651: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3456: Covid-19 |
Jobs and pay in Hancock County
Hancock County had 29,049 jobs in 2024, paying an average of $56,651 a year. Unemployment was 2.8% in 2023; in Cumberland itself the ACS puts it at 3.7%.
Towns near Cumberland
- New Palestine, IN4.8 mi · 2,744 people · home $357,500
- Lawrence, IN6.0 mi · 49,370 people · home $230,100
- McCordsville, IN7.8 mi · 8,503 people · home $345,400
- Beech Grove, IN9.0 mi · 14,717 people · home $182,600
- Greenfield, IN9.1 mi · 23,488 people · home $216,400
- Indianapolis, IN10.7 mi · 887,642 people · home $224,800
- Fortville, IN10.9 mi · 4,784 people · home $254,900
- Fishers, IN12.2 mi · 98,977 people · home $391,000
Cumberland questions
Is Cumberland, Indiana a good place to retire?
On The Town Files lifestyle rankings, Cumberland scores better for retirees than 25% of Indiana towns and quieter than 25%. 15.0% of residents are 65 or older (median age 34.5).
How much does a house cost in Cumberland?
The median owner-occupied home in Cumberland is valued at $239,200 (Census ACS 2020–2024), against a median household income of $87,364, so homes cost about 2.7 times income. Median rent is $1,157 a month.
What is the weather like in Cumberland?
July highs average 83.7°F and January lows 18.9°F (NOAA 1991–2020 normals). It gets about 44.6 inches of precipitation a year and 26.7 inches of snow.
Does Cumberland get tornadoes?
43 tornadoes have passed within 10 miles of Cumberland since 1950 (NOAA Storm Events); the strongest was a F4 on June 11, 1998. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)