The Town FilesHamilton, Indiana
Town in Steuben County · population 1,529 (2020 Census) · spans 2 counties
- Median home
- $298,200
- Household income
- $69,761
- Jan low / Jul high
- 16° / 82°
- Snow a year
- 36 in
- Tornadoes ≤10 mi since 1950
- 21
- Median age
- 52.7
Hamilton is a town of 1,529 people in Steuben County, Indiana. The median home is worth $298,200, above the typical Indiana town ($150,400). It ranks better for a vacation home than 95% of Indiana towns, better transit than 79% of Indiana towns, better for retirees than 72% of Indiana towns.
How Hamilton ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in Hamilton is worth $298,200, above the typical Indiana town ($150,400). Homes cost about 4.3 times the median household income of $69,761, which is more affordable than 3% of Indiana towns. Median rent is $1,013 a month. 70.6% of households own their home.
| Housing | Hamilton | Typical Indiana town |
|---|---|---|
| Median home value | $298,200 | $150,400 |
| Median rent | $1,013 | $888 |
| Median household income | $69,761 | $61,953 |
| Home value ÷ income | 4.3× | 2.5× |
| Homeownership | 70.6% | 73.4% |
| Median year built | 1976 | 1966 |
| Seasonal / vacation homes | 34.3% | — |
Who lives in Hamilton
| People | Hamilton | Typical Indiana town |
|---|---|---|
| Median age | 52.7 | 38.9 |
| Age 65 and over | 26.8% | 17.1% |
| Under 18 | 19.9% | — |
| Bachelor's degree or higher | 24.8% | 17.4% |
| Below the poverty line | 7.3% | 11.6% |
| Veterans | 6.3% | — |
| Born outside the U.S. | 0.5% | — |
| Work from home | 6.0% | 6.2% |
| Average commute | 27.8 min | 24.7 min |
| Homes with broadband | 81.4% | 89.2% |
Weather in Hamilton
July highs average 81.8°F and January lows 16.0°F. About 38.8 inches of rain and melted snow fall a year, with 35.7 inches of snow (typical Indiana town: 21.1 in). Expect about 7 days a year at 90°F or hotter and 145 nights at or below freezing.
Tornadoes, storms and disasters
21 tornadoes have passed within 10 miles of Hamilton since 1950, compared with 23 for the typical Indiana town. 6 rated (E)F2 or stronger. The strongest, an F3, struck on March 27, 1991 about 8.9 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 25 injuries since 1950. The most recent was on June 11, 2026.
Hail of 1 inch or larger has been reported within 10 miles 35 times; the largest was 3.50 inches on May 7, 2024.
Severe weather in Steuben County since 1996
Steuben County has been included in 12 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3456: Covid-19 |
| March 12, 2007 | Snowstorm | EM-3274: Snow |
| September 10, 2005 | Hurricane | EM-3238: Hurricane Katrina Evacuation |
Jobs and pay in Steuben County
Steuben County had 16,256 jobs in 2024, paying an average of $49,004 a year. Unemployment was 2.7% in 2023; in Hamilton itself the ACS puts it at 3.5%.
Public schools in Hamilton
2 public schools with 348 students, about 9.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Hamilton Community Elementary Sch | K-5 | 180 | 11.3 |
| Hamilton Community High School | 6-12 | 168 | 8.8 |
Towns near Hamilton
- Ashley, IN7.4 mi · 1,026 people · home $132,100
- Edon, OH7.9 mi · 796 people · home $110,100
- Butler, IN8.2 mi · 2,635 people · home $107,700
- Angola, IN8.4 mi · 9,340 people · home $205,400
- Hudson, IN8.5 mi · 585 people · home $100,000
- Waterloo, IN9.8 mi · 2,116 people · home $104,600
- Edgerton, OH10.8 mi · 1,881 people · home $115,000
- Fremont, IN13.0 mi · 2,034 people · home $151,500
Hamilton questions
Is Hamilton, Indiana a good place to retire?
On The Town Files lifestyle rankings, Hamilton scores better for retirees than 72% of Indiana towns and quieter than 68%. 26.8% of residents are 65 or older (median age 52.7).
How much does a house cost in Hamilton?
The median owner-occupied home in Hamilton is valued at $298,200 (Census ACS 2020–2024), against a median household income of $69,761, so homes cost about 4.3 times income. Median rent is $1,013 a month.
What is the weather like in Hamilton?
July highs average 81.8°F and January lows 16.0°F (NOAA 1991–2020 normals). It gets about 38.8 inches of precipitation a year and 35.7 inches of snow.
Does Hamilton get tornadoes?
21 tornadoes have passed within 10 miles of Hamilton since 1950 (NOAA Storm Events); the strongest was a F3 on March 27, 1991. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)