The Town FilesMilford, Indiana
Town in Kosciusko County · population 1,614 (2020 Census)
- Median home
- $159,700
- Household income
- $51,667
- Jan low / Jul high
- 18° / 83°
- Snow a year
- 47 in
- Tornadoes ≤10 mi since 1950
- 28
- Median age
- 43.0
Milford is a town of 1,614 people in Kosciusko County, Indiana. The median home is worth $159,700, above the typical Indiana town ($150,400). It ranks better for cycling than 99% of Indiana towns.
How Milford ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in Milford is worth $159,700, above the typical Indiana town ($150,400). Homes cost about 3.1 times the median household income of $51,667, which is more affordable than 19% of Indiana towns. Median rent is $1,029 a month. 76.3% of households own their home.
| Housing | Milford | Typical Indiana town |
|---|---|---|
| Median home value | $159,700 | $150,400 |
| Median rent | $1,029 | $888 |
| Median household income | $51,667 | $61,953 |
| Home value ÷ income | 3.1× | 2.5× |
| Homeownership | 76.3% | 73.4% |
| Median year built | 1961 | 1966 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Milford
| People | Milford | Typical Indiana town |
|---|---|---|
| Median age | 43.0 | 38.9 |
| Age 65 and over | 18.5% | 17.1% |
| Under 18 | 20.7% | — |
| Bachelor's degree or higher | 8.9% | 17.4% |
| Below the poverty line | 9.4% | 11.6% |
| Veterans | 7.0% | — |
| Born outside the U.S. | 9.8% | — |
| Work from home | 0.7% | 6.2% |
| Average commute | 23.9 min | 24.7 min |
| Homes with broadband | 72.6% | 89.2% |
Weather in Milford
July highs average 83.2°F and January lows 18.1°F. About 34.6 inches of rain and melted snow fall a year, with 47.3 inches of snow (typical Indiana town: 21.1 in). Expect about 13 days a year at 90°F or hotter and 130 nights at or below freezing.
Tornadoes, storms and disasters
28 tornadoes have passed within 10 miles of Milford since 1950, compared with 23 for the typical Indiana town. 7 rated (E)F2 or stronger. The strongest, an F4, struck on April 3, 1974 about 5.8 miles from the town center and killed 1. Tornadoes within 10 miles have caused 1 deaths and 69 injuries since 1950. The most recent was on August 10, 2020.
Hail of 1 inch or larger has been reported within 10 miles 29 times; the largest was 2.75 inches on June 2, 1980.
Severe weather in Kosciusko County since 1996
Kosciusko County has been included in 18 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| August 15, 2026 | Flood | EM-3651: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3456: Covid-19 |
| May 4, 2018 | Flood | DR-4363: Severe Storms And Flooding |
Jobs and pay in Kosciusko County
Kosciusko County had 36,183 jobs in 2024, paying an average of $58,899 a year. Unemployment was 3.4% in 2023; in Milford itself the ACS puts it at 1.7%.
Public schools in Milford
1 public school with 283 students, about 16.6 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Milford Elementary School | PK-8 | 283 | 16.6 |
Towns near Milford
- Syracuse, IN4.9 mi · 3,079 people · home $199,400
- New Paris, IN5.9 mi · 1,587 people · home $223,700
- Leesburg, IN6.0 mi · 555 people · home $172,300
- Nappanee, IN8.2 mi · 6,949 people · home $238,600
- North Webster, IN9.9 mi · 998 people · home $204,500
- Millersburg, IN10.8 mi · 957 people · home $186,400
- Goshen, IN10.8 mi · 34,517 people · home $184,900
- Wakarusa, IN11.8 mi · 1,998 people · home $207,200
Milford questions
Is Milford, Indiana a good place to retire?
On The Town Files lifestyle rankings, Milford scores better for retirees than 4% of Indiana towns and quieter than 50%. 18.5% of residents are 65 or older (median age 43.0).
How much does a house cost in Milford?
The median owner-occupied home in Milford is valued at $159,700 (Census ACS 2020–2024), against a median household income of $51,667, so homes cost about 3.1 times income. Median rent is $1,029 a month.
What is the weather like in Milford?
July highs average 83.2°F and January lows 18.1°F (NOAA 1991–2020 normals). It gets about 34.6 inches of precipitation a year and 47.3 inches of snow.
Does Milford get tornadoes?
28 tornadoes have passed within 10 miles of Milford since 1950 (NOAA Storm Events); the strongest was a F4 on April 3, 1974. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)