The Town FilesMonroe, Indiana
Town in Adams County · population 885 (2020 Census)
- Median home
- $164,400
- Household income
- $74,063
- Jan low / Jul high
- 18° / 84°
- Snow a year
- 28 in
- Tornadoes ≤10 mi since 1950
- 32
- Median age
- 30.6
Monroe is a town of 885 people in Adams County, Indiana. The median home is worth $164,400, above the typical Indiana town ($150,400). It ranks better for families than 99% of Indiana towns, better for cycling than 96% of Indiana towns, better transit than 80% of Indiana towns.
How Monroe ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in Monroe is worth $164,400, above the typical Indiana town ($150,400). Homes cost about 2.2 times the median household income of $74,063, which is more affordable than 68% of Indiana towns. Median rent is $699 a month. 78.1% of households own their home.
| Housing | Monroe | Typical Indiana town |
|---|---|---|
| Median home value | $164,400 | $150,400 |
| Median rent | $699 | $888 |
| Median household income | $74,063 | $61,953 |
| Home value ÷ income | 2.2× | 2.5× |
| Homeownership | 78.1% | 73.4% |
| Median year built | 1964 | 1966 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Monroe
| People | Monroe | Typical Indiana town |
|---|---|---|
| Median age | 30.6 | 38.9 |
| Age 65 and over | 9.2% | 17.1% |
| Under 18 | 33.1% | — |
| Bachelor's degree or higher | 21.8% | 17.4% |
| Below the poverty line | 10.1% | 11.6% |
| Veterans | 1.9% | — |
| Born outside the U.S. | 2.0% | — |
| Work from home | 8.2% | 6.2% |
| Average commute | 24.9 min | 24.7 min |
| Homes with broadband | 89.7% | 89.2% |
Weather in Monroe
July highs average 83.6°F and January lows 17.9°F. About 41.9 inches of rain and melted snow fall a year, with 27.8 inches of snow (typical Indiana town: 21.1 in). Expect about 16 days a year at 90°F or hotter and 121 nights at or below freezing.
Tornadoes, storms and disasters
32 tornadoes have passed within 10 miles of Monroe since 1950, compared with 23 for the typical Indiana town. 8 rated (E)F2 or stronger. The strongest, an F4, struck on November 10, 2002 about 9.5 miles from the town center and killed 2. Tornadoes within 10 miles have caused 6 deaths and 116 injuries since 1950. The most recent was on March 11, 2026.
Hail of 1 inch or larger has been reported within 10 miles 31 times; the largest was 2.50 inches on May 10, 2011.
Severe weather in Adams County since 1996
Adams County has been included in 17 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3456: Covid-19 |
| June 8, 2008 | Severe Storm | DR-1766: Severe Storms, Flooding, And Tornadoes |
| March 12, 2007 | Snowstorm | EM-3274: Snow |
Jobs and pay in Adams County
Adams County had 12,932 jobs in 2024, paying an average of $49,465 a year. Unemployment was 2.7% in 2023; in Monroe itself the ACS puts it at 1.3%.
Public schools in Monroe
3 public schools with 1,360 students, about 14.2 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Adams Central Elementary School | PK-5 | 635 | 14.1 |
| Adams Central High School | 9-12 | 408 | 13.6 |
| Adams Central Middle School | 6-8 | 317 | 15.1 |
Towns near Monroe
- Decatur, IN5.8 mi · 9,913 people · home $142,800
- Berne, IN6.1 mi · 4,173 people · home $151,700
- Geneva, IN10.3 mi · 1,257 people · home $127,300
- Bluffton, IN12.1 mi · 10,308 people · home $149,600
- Hoagland, IN14.6 mi · 824 people · home $183,600
- Ossian, IN15.0 mi · 3,266 people · home $201,500
- Rockford, OH15.7 mi · 1,051 people · home $135,400
- Monroeville, IN16.2 mi · 1,294 people · home $128,000
Monroe questions
Is Monroe, Indiana a good place to retire?
On The Town Files lifestyle rankings, Monroe scores better for retirees than 3% of Indiana towns and quieter than 56%. 9.2% of residents are 65 or older (median age 30.6).
How much does a house cost in Monroe?
The median owner-occupied home in Monroe is valued at $164,400 (Census ACS 2020–2024), against a median household income of $74,063, so homes cost about 2.2 times income. Median rent is $699 a month.
What is the weather like in Monroe?
July highs average 83.6°F and January lows 17.9°F (NOAA 1991–2020 normals). It gets about 41.9 inches of precipitation a year and 27.8 inches of snow.
Does Monroe get tornadoes?
32 tornadoes have passed within 10 miles of Monroe since 1950 (NOAA Storm Events); the strongest was a F4 on November 10, 2002. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)