The Town FilesNorth Liberty, Indiana
Town in St. Joseph County · population 1,623 (2020 Census)
- Median home
- $162,100
- Household income
- $75,047
- Jan low / Jul high
- 15° / 82°
- Snow a year
- 37 in
- Tornadoes ≤10 mi since 1950
- 21
- Median age
- 33.5
North Liberty is a town of 1,623 people in St. Joseph County, Indiana. The median home is worth $162,100, above the typical Indiana town ($150,400). It ranks easier by car than 100% of Indiana towns, more of a college town than 99% of Indiana towns, better for young professionals than 85% of Indiana towns.
How North Liberty ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in North Liberty is worth $162,100, above the typical Indiana town ($150,400). Homes cost about 2.2 times the median household income of $75,047, which is more affordable than 68% of Indiana towns. Median rent is $960 a month. 78.1% of households own their home.
| Housing | North Liberty | Typical Indiana town |
|---|---|---|
| Median home value | $162,100 | $150,400 |
| Median rent | $960 | $888 |
| Median household income | $75,047 | $61,953 |
| Home value ÷ income | 2.2× | 2.5× |
| Homeownership | 78.1% | 73.4% |
| Median year built | 1955 | 1966 |
| Seasonal / vacation homes | 1.3% | — |
Who lives in North Liberty
| People | North Liberty | Typical Indiana town |
|---|---|---|
| Median age | 33.5 | 38.9 |
| Age 65 and over | 14.0% | 17.1% |
| Under 18 | 25.3% | — |
| Bachelor's degree or higher | 29.3% | 17.4% |
| Below the poverty line | 8.3% | 11.6% |
| Veterans | 6.0% | — |
| Born outside the U.S. | 0.1% | — |
| Work from home | 8.9% | 6.2% |
| Average commute | 26.3 min | 24.7 min |
| Homes with broadband | 94.0% | 89.2% |
Weather in North Liberty
July highs average 82.1°F and January lows 14.9°F. About 41.9 inches of rain and melted snow fall a year, with 36.6 inches of snow (typical Indiana town: 21.1 in). Expect about 7 days a year at 90°F or hotter and 140 nights at or below freezing.
Tornadoes, storms and disasters
21 tornadoes have passed within 10 miles of North Liberty since 1950, compared with 23 for the typical Indiana town. 7 rated (E)F2 or stronger. The strongest, an F3, struck on October 24, 2001 about 5.8 miles from the town center and killed 1. Tornadoes within 10 miles have caused 11 deaths and 137 injuries since 1950. The most recent was on October 12, 2016.
Hail of 1 inch or larger has been reported within 10 miles 30 times; the largest was 2.00 inches on July 2, 2011.
Severe weather in St. Joseph County since 1996
St. Joseph County has been included in 17 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| August 15, 2026 | Flood | EM-3651: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3456: Covid-19 |
| May 4, 2018 | Flood | DR-4363: Severe Storms And Flooding |
Jobs and pay in St. Joseph County
St. Joseph County had 121,043 jobs in 2024, paying an average of $59,303 a year. Unemployment was 3.9% in 2023; in North Liberty itself the ACS puts it at 6.4%.
Public schools in North Liberty
1 public school with 469 students, about 14.2 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| North Liberty School | K-6 | 469 | 14.2 |
Towns near North Liberty
- Walkerton, IN5.4 mi · 2,096 people · home $149,200
- Fish Lake, IN6.3 mi · 1,052 people · home $190,800
- Lakeville, IN7.9 mi · 879 people · home $136,500
- Koontz Lake, IN8.7 mi · 1,667 people · home $143,200
- New Carlisle, IN12.7 mi · 1,891 people · home $186,700
- South Bend, IN12.9 mi · 103,453 people · home $140,400
- Hamlet, IN13.3 mi · 773 people · home $112,300
- Plymouth, IN13.9 mi · 10,214 people · home $131,800
North Liberty questions
Is North Liberty, Indiana a good place to retire?
On The Town Files lifestyle rankings, North Liberty scores better for retirees than 64% of Indiana towns and quieter than 58%. 14.0% of residents are 65 or older (median age 33.5).
How much does a house cost in North Liberty?
The median owner-occupied home in North Liberty is valued at $162,100 (Census ACS 2020–2024), against a median household income of $75,047, so homes cost about 2.2 times income. Median rent is $960 a month.
What is the weather like in North Liberty?
July highs average 82.1°F and January lows 14.9°F (NOAA 1991–2020 normals). It gets about 41.9 inches of precipitation a year and 36.6 inches of snow.
Does North Liberty get tornadoes?
21 tornadoes have passed within 10 miles of North Liberty since 1950 (NOAA Storm Events); the strongest was a F3 on October 24, 2001. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)