The Town FilesOsgood, Indiana
Town in Ripley County · population 1,587 (2020 Census)
- Median home
- $149,800
- Household income
- $52,625
- Jan low / Jul high
- 22° / 85°
- Snow a year
- 16 in
- Tornadoes ≤10 mi since 1950
- 18
- Median age
- 34.1
Osgood is a town of 1,587 people in Ripley County, Indiana. The median home is worth $149,800, close to the typical Indiana town ($150,400).
How Osgood ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in Osgood is worth $149,800, close to the typical Indiana town ($150,400). Homes cost about 2.8 times the median household income of $52,625, which is more affordable than 34% of Indiana towns. Median rent is $865 a month. 53.2% of households own their home.
| Housing | Osgood | Typical Indiana town |
|---|---|---|
| Median home value | $149,800 | $150,400 |
| Median rent | $865 | $888 |
| Median household income | $52,625 | $61,953 |
| Home value ÷ income | 2.8× | 2.5× |
| Homeownership | 53.2% | 73.4% |
| Median year built | 1956 | 1966 |
| Seasonal / vacation homes | 1.8% | — |
Who lives in Osgood
| People | Osgood | Typical Indiana town |
|---|---|---|
| Median age | 34.1 | 38.9 |
| Age 65 and over | 17.5% | 17.1% |
| Under 18 | 22.1% | — |
| Bachelor's degree or higher | 12.0% | 17.4% |
| Below the poverty line | 9.7% | 11.6% |
| Veterans | 5.2% | — |
| Born outside the U.S. | 4.8% | — |
| Work from home | 4.1% | 6.2% |
| Average commute | 25.5 min | 24.7 min |
| Homes with broadband | 83.6% | 89.2% |
Weather in Osgood
July highs average 84.5°F and January lows 21.6°F. About 47.0 inches of rain and melted snow fall a year, with 15.5 inches of snow (typical Indiana town: 21.1 in). Expect about 16 days a year at 90°F or hotter and 109 nights at or below freezing.
Tornadoes, storms and disasters
18 tornadoes have passed within 10 miles of Osgood since 1950, compared with 23 for the typical Indiana town. 5 rated (E)F2 or stronger. The strongest, an EF3, struck on March 2, 2012 about 1.7 miles from the town center and killed 3. Tornadoes within 10 miles have caused 3 deaths and 10 injuries since 1950. The most recent was on March 30, 2025.
Hail of 1 inch or larger has been reported within 10 miles 22 times; the largest was 4.00 inches on April 29, 1970.
Severe weather in Ripley County since 1996
Ripley County has been included in 17 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| August 15, 2026 | Flood | EM-3651: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3456: Covid-19 |
| March 9, 2012 | Severe Storm | DR-4058: Severe Storms, Straight-Line Winds, And Tornadoes |
Jobs and pay in Ripley County
Ripley County had 11,325 jobs in 2024, paying an average of $54,394 a year. Unemployment was 3.5% in 2023; in Osgood itself the ACS puts it at 5.1%.
Public schools in Osgood
2 public schools with 778 students, about 14.4 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Jac-Cen-Del Elementary School | PK-6 | 394 | 13.6 |
| Jac-Cen-Del MS/HS | 7-12 | 384 | 15.4 |
Towns near Osgood
- Versailles, IN4.9 mi · 2,184 people · home $169,200
- Milan, IN9.3 mi · 1,823 people · home $157,400
- Moores Hill, IN11.0 mi · 675 people · home $143,800
- Batesville, IN12.4 mi · 7,202 people · home $225,400
- Sunman, IN13.1 mi · 914 people · home $194,500
- Dillsboro, IN15.0 mi · 1,360 people · home $149,500
- Oldenburg, IN15.3 mi · 647 people · home $276,100
- Westport, IN15.4 mi · 1,393 people · home $137,800
Osgood questions
Is Osgood, Indiana a good place to retire?
On The Town Files lifestyle rankings, Osgood scores better for retirees than 47% of Indiana towns and quieter than 60%. 17.5% of residents are 65 or older (median age 34.1).
How much does a house cost in Osgood?
The median owner-occupied home in Osgood is valued at $149,800 (Census ACS 2020–2024), against a median household income of $52,625, so homes cost about 2.8 times income. Median rent is $865 a month.
What is the weather like in Osgood?
July highs average 84.5°F and January lows 21.6°F (NOAA 1991–2020 normals). It gets about 47.0 inches of precipitation a year and 15.5 inches of snow.
Does Osgood get tornadoes?
18 tornadoes have passed within 10 miles of Osgood since 1950 (NOAA Storm Events); the strongest was an EF3 on March 2, 2012. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)