The Town FilesUtica, Indiana
Town in Clark County · population 860 (2020 Census)
- Median home
- $241,300
- Household income
- $84,886
- Jan low / Jul high
- 27° / 88°
- Snow a year
- 4 in
- Tornadoes ≤10 mi since 1950
- 39
- Median age
- 39.5
Utica is a town of 860 people in Clark County, Indiana. The median home is worth $241,300, above the typical Indiana town ($150,400). It ranks better for first-time buyers than 95% of Indiana towns, better for young professionals than 91% of Indiana towns, better for retirees than 79% of Indiana towns.
How Utica ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in Utica is worth $241,300, above the typical Indiana town ($150,400). Homes cost about 2.8 times the median household income of $84,886, which is more affordable than 34% of Indiana towns. Median rent is $1,375 a month. 81.3% of households own their home.
| Housing | Utica | Typical Indiana town |
|---|---|---|
| Median home value | $241,300 | $150,400 |
| Median rent | $1,375 | $888 |
| Median household income | $84,886 | $61,953 |
| Home value ÷ income | 2.8× | 2.5× |
| Homeownership | 81.3% | 73.4% |
| Median year built | 2002 | 1966 |
| Seasonal / vacation homes | 0.9% | — |
Who lives in Utica
| People | Utica | Typical Indiana town |
|---|---|---|
| Median age | 39.5 | 38.9 |
| Age 65 and over | 15.9% | 17.1% |
| Under 18 | 27.9% | — |
| Bachelor's degree or higher | 39.2% | 17.4% |
| Below the poverty line | 9.4% | 11.6% |
| Veterans | 5.3% | — |
| Born outside the U.S. | 8.9% | — |
| Work from home | 12.9% | 6.2% |
| Average commute | 22.8 min | 24.7 min |
| Homes with broadband | 92.8% | 89.2% |
Weather in Utica
July highs average 87.9°F and January lows 27.1°F. About 48.1 inches of rain and melted snow fall a year, with 4.3 inches of snow (typical Indiana town: 21.1 in). Expect about 38 days a year at 90°F or hotter and 80 nights at or below freezing.
Tornadoes, storms and disasters
39 tornadoes have passed within 10 miles of Utica since 1950, compared with 23 for the typical Indiana town. 9 rated (E)F2 or stronger. The strongest, an F4, struck on April 3, 1974 about 5.0 miles from the town center and killed 3. Tornadoes within 10 miles have caused 3 deaths and 273 injuries since 1950. The most recent was on April 2, 2025.
Hail of 1 inch or larger has been reported within 10 miles 143 times; the largest was 2.00 inches on March 15, 2025.
Severe weather in Clark County since 1996
Clark County has been included in 20 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| July 22, 2025 | Flood | DR-4882: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3456: Covid-19 |
| May 4, 2018 | Flood | DR-4363: Severe Storms And Flooding |
Jobs and pay in Clark County
Clark County had 59,223 jobs in 2024, paying an average of $56,578 a year. Unemployment was 3.1% in 2023; in Utica itself the ACS puts it at 2.7%.
Towns near Utica
- Jeffersonville, IN2.5 mi · 49,447 people · home $216,800
- Prospect, KY2.6 mi · 4,592 people · home $538,400
- Glenview, KY2.6 mi · 596 people · home $1,146,900
- Green Spring, KY2.7 mi · 711 people · home $457,800
- Indian Hills, KY3.6 mi · 2,860 people · home $699,200
- Spring Valley, KY3.8 mi · 675 people · home $429,200
- Northfield, KY3.9 mi · 991 people · home $513,300
- Barbourmeade, KY4.1 mi · 1,216 people · home $384,900
Utica questions
Is Utica, Indiana a good place to retire?
On The Town Files lifestyle rankings, Utica scores better for retirees than 79% of Indiana towns and quieter than 49%. 15.9% of residents are 65 or older (median age 39.5).
How much does a house cost in Utica?
The median owner-occupied home in Utica is valued at $241,300 (Census ACS 2020–2024), against a median household income of $84,886, so homes cost about 2.8 times income. Median rent is $1,375 a month.
What is the weather like in Utica?
July highs average 87.9°F and January lows 27.1°F (NOAA 1991–2020 normals). It gets about 48.1 inches of precipitation a year and 4.3 inches of snow.
Does Utica get tornadoes?
39 tornadoes have passed within 10 miles of Utica since 1950 (NOAA Storm Events); the strongest was a F4 on April 3, 1974. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)