The Town FilesAlbany, Kentucky
City in Clinton County · population 1,760 (2020 Census)
- Median home
- $111,100
- Household income
- $44,007
- Jan low / Jul high
- 27° / 85°
- Snow a year
- 4 in
- Tornadoes ≤10 mi since 1950
- 24
- Median age
- 46.4
Albany is a city of 1,760 people in Clinton County, Kentucky. The median home is worth $111,100, below the typical Kentucky town ($161,450). It ranks better for retirees than 81% of Kentucky towns, hipper than 80% of Kentucky towns, better for first-time buyers than 73% of Kentucky towns.
How Albany ranks
Percentile among Kentucky towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Kentucky towns.
Homes and cost of living
The median home in Albany is worth $111,100, below the typical Kentucky town ($161,450). Homes cost about 2.5 times the median household income of $44,007, which is more affordable than 76% of Kentucky towns. Median rent is $480 a month. 40.8% of households own their home.
| Housing | Albany | Typical Kentucky town |
|---|---|---|
| Median home value | $111,100 | $161,450 |
| Median rent | $480 | $837 |
| Median household income | $44,007 | $54,969 |
| Home value ÷ income | 2.5× | 3.0× |
| Homeownership | 40.8% | 63.5% |
| Median year built | 1974 | 1974 |
| Seasonal / vacation homes | 1.8% | — |
Who lives in Albany
| People | Albany | Typical Kentucky town |
|---|---|---|
| Median age | 46.4 | 39.1 |
| Age 65 and over | 25.7% | 18.1% |
| Under 18 | 14.8% | — |
| Bachelor's degree or higher | 14.4% | 19.8% |
| Below the poverty line | 13.6% | 18.0% |
| Veterans | 5.8% | — |
| Born outside the U.S. | 4.2% | — |
| Work from home | 2.7% | 7.5% |
| Average commute | 17.1 min | 22.2 min |
| Homes with broadband | 77.4% | 88.6% |
Weather in Albany
July highs average 84.5°F and January lows 26.7°F. About 54.6 inches of rain and melted snow fall a year, with 3.8 inches of snow (typical Kentucky town: 9.4 in). Expect about 15 days a year at 90°F or hotter and 94 nights at or below freezing.
Tornadoes, storms and disasters
24 tornadoes have passed within 10 miles of Albany since 1950, compared with 19 for the typical Kentucky town. 6 rated (E)F2 or stronger. The strongest, an F4, struck on April 3, 1974 about 7.7 miles from the town center. Tornadoes within 10 miles have caused 9 deaths and 103 injuries since 1950. The most recent was on March 15, 2026.
Hail of 1 inch or larger has been reported within 10 miles 31 times; the largest was 2.75 inches on April 11, 2008.
Severe weather in Clinton County since 1996
Clinton County has been included in 19 federal disaster or emergency declarations since 1953, most often for tornado, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| September 1, 2026 | Severe Storm | DR-4937: Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides |
| May 29, 2026 | Winter Storm | DR-4913: Severe Winter Storm |
| January 24, 2026 | Winter Storm | EM-3633: Severe Winter Storm |
| May 23, 2025 | Severe Storm | DR-4875: Severe Storms, Straight-Line Winds, And Tornadoes |
| April 3, 2025 | Severe Storm | EM-3626: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
Jobs and pay in Clinton County
Clinton County had 3,534 jobs in 2024, paying an average of $40,596 a year. Unemployment was 5.2% in 2023; in Albany itself the ACS puts it at 3.3%.
Public schools in Albany
6 public schools with 1,536 students, about 13.1 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Albany Elementary School | 1-4 | 464 | 12.5 |
| Clinton County High School | 9-12 | 433 | 14.9 |
| Clinton County Middle School | 5-8 | 412 | 13.7 |
| Clinton County Early Childhood Center | PK-K | 206 | 12.9 |
| Foothills Academy | 6-12 | 21 | 4.2 |
| Southern Kentucky Early CCA | 8-12 | — | — |
Towns near Albany
- Byrdstown, TN8.1 mi · 798 people · home $163,400
- Burkesville, KY14.4 mi · 1,388 people · home $117,300
- Monticello, KY18.9 mi · 5,753 people · home $132,400
- Jamestown, TN21.1 mi · 1,935 people · home $135,000
- Jamestown, KY21.1 mi · 1,867 people · home $121,800
- Celina, TN22.7 mi · 1,422 people · home $203,200
- Livingston, TN23.5 mi · 3,905 people · home $123,000
- Russell Springs, KY25.1 mi · 2,715 people · home $170,300
Albany questions
Is Albany, Kentucky a good place to retire?
On The Town Files lifestyle rankings, Albany scores better for retirees than 81% of Kentucky towns and quieter than 63%. 25.7% of residents are 65 or older (median age 46.4).
How much does a house cost in Albany?
The median owner-occupied home in Albany is valued at $111,100 (Census ACS 2020–2024), against a median household income of $44,007, so homes cost about 2.5 times income. Median rent is $480 a month.
What is the weather like in Albany?
July highs average 84.5°F and January lows 26.7°F (NOAA 1991–2020 normals). It gets about 54.6 inches of precipitation a year and 3.8 inches of snow.
Does Albany get tornadoes?
24 tornadoes have passed within 10 miles of Albany since 1950 (NOAA Storm Events); the strongest was a F4 on April 3, 1974. The typical Kentucky town has had 19.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)