The Town Files

Spencer County, Kentucky

20,193 people. The median home is worth $330,000 (typical Kentucky town: $161,450) and the median household earns $102,618.

Towns in Spencer County

Towns in Spencer County

TownPeopleMedian homeIncomeMedian age
Elk Creek1,986$405,000$144,10039.3
Taylorsville1,256$164,200$43,25937.9

People and housing

Spencer CountyTypical Kentucky town
Median home value$330,000$161,450
Median rent$987$837
Median household income$102,618$54,969
Median age42.939.1
Bachelor's degree or higher23.6%19.8%
Below the poverty line9.8%18.0%

Jobs and pay

2,235 jobs in 2024, average pay $46,034 a year.

Largest industries in Spencer CountyRetail261 jobs · $30,933Construction235 jobs · $55,493Hotels & restaurants208 jobs · $20,728Administrative & support134 jobs · $36,160Finance & insurance71 jobs · $56,030Other services51 jobs · $46,015
BLS QCEW 2024.
Unemployment rate in Spencer County0%2%4%6%8%10%12%2000200420082012201620202023 3.7%
BLS LAUS via USDA ERS, annual averages.

Storms since 1996

NOAA recorded 188 storm events in Spencer County from 1996 to 2026, with 1 deaths.

Storm events in Spencer County by type since 1996Hail27Flood20Tornado8High Wind6Ice Storm4Heavy Snow13Flash Flood21Frost/Freeze5Winter Storm13Thunderstorm Wind71
NOAA NCEI Storm Events Database.

Federal disaster declarations

Spencer County has been included in 30 FEMA declarations since 1953.

DeclaredIncidentDeclaration
September 1, 2026Severe StormDR-4937: Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides
January 24, 2026Winter StormEM-3633: Severe Winter Storm
May 23, 2025Severe StormDR-4875: Severe Storms, Straight-Line Winds, And Tornadoes
April 24, 2025Severe StormDR-4864: Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides
April 3, 2025Severe StormEM-3626: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding
February 24, 2025Severe StormDR-4860: Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides
Sources: U.S. Census Bureau ACS 2020–2024; BLS QCEW and LAUS; NOAA Storm Events; FEMA OpenFEMA (not endorsed by FEMA).