The Town FilesElkton, Kentucky
City in Todd County · population 2,056 (2020 Census)
- Median home
- $125,000
- Household income
- $48,777
- Jan low / Jul high
- 24° / 88°
- Snow a year
- 3 in
- Tornadoes ≤10 mi since 1950
- 27
- Median age
- 44.8
Elkton is a city of 2,056 people in Todd County, Kentucky. The median home is worth $125,000, below the typical Kentucky town ($161,450). It ranks better for cycling than 100% of Kentucky towns, quieter than 74% of Kentucky towns.
How Elkton ranks
Percentile among Kentucky towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Kentucky towns.
Homes and cost of living
The median home in Elkton is worth $125,000, below the typical Kentucky town ($161,450). Homes cost about 2.6 times the median household income of $48,777, which is more affordable than 71% of Kentucky towns. Median rent is $906 a month. 57.9% of households own their home.
| Housing | Elkton | Typical Kentucky town |
|---|---|---|
| Median home value | $125,000 | $161,450 |
| Median rent | $906 | $837 |
| Median household income | $48,777 | $54,969 |
| Home value ÷ income | 2.6× | 3.0× |
| Homeownership | 57.9% | 63.5% |
| Median year built | 1983 | 1974 |
| Seasonal / vacation homes | 1.9% | — |
Who lives in Elkton
| People | Elkton | Typical Kentucky town |
|---|---|---|
| Median age | 44.8 | 39.1 |
| Age 65 and over | 25.6% | 18.1% |
| Under 18 | 21.3% | — |
| Bachelor's degree or higher | 16.7% | 19.8% |
| Below the poverty line | 18.2% | 18.0% |
| Veterans | 14.9% | — |
| Born outside the U.S. | 3.8% | — |
| Work from home | 5.4% | 7.5% |
| Average commute | 22.2 min | 22.2 min |
| Homes with broadband | 81.6% | 88.6% |
Weather in Elkton
July highs average 88.1°F and January lows 24.4°F. About 52.1 inches of rain and melted snow fall a year, with 3.0 inches of snow (typical Kentucky town: 9.4 in). Expect about 35 days a year at 90°F or hotter and 87 nights at or below freezing.
Tornadoes, storms and disasters
27 tornadoes have passed within 10 miles of Elkton since 1950, compared with 19 for the typical Kentucky town. 9 rated (E)F2 or stronger. The strongest, an EF3, struck on December 11, 2021 about 7.8 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 48 injuries since 1950. The most recent was on November 22, 2025.
Hail of 1 inch or larger has been reported within 10 miles 24 times; the largest was 2.00 inches on July 22, 1963.
Severe weather in Todd County since 1996
Todd County has been included in 20 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3633: Severe Winter Storm |
| May 23, 2025 | Severe Storm | DR-4875: Severe Storms, Straight-Line Winds, And Tornadoes |
| April 24, 2025 | Severe Storm | DR-4864: Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| April 3, 2025 | Severe Storm | EM-3626: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| February 16, 2025 | Severe Storm | EM-3624: Severe Storms, Straight-Line Winds, Flooding, And Landslides |
Jobs and pay in Todd County
Todd County had 2,812 jobs in 2024, paying an average of $47,765 a year. Unemployment was 3.8% in 2023; in Elkton itself the ACS puts it at 0.5%.
Public schools in Elkton
5 public schools with 1,368 students, about 16.7 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Todd County Central High School | 9-12 | 511 | 17.0 |
| North Todd Elementary School | PK-5 | 439 | 15.1 |
| Todd County Middle School | 6-8 | 391 | 17.8 |
| Horizons High School | 6-12 | 22 | 22.0 |
| Todd County Day Treatment | 6-12 | 5 | — |
Towns near Elkton
- Pembroke, KY11.3 mi · 865 people · home $191,200
- Guthrie, KY11.6 mi · 1,330 people · home $134,200
- Russellville, KY14.8 mi · 7,164 people · home $168,700
- Lewisburg, KY16.6 mi · 748 people · home $102,400
- Adams, TN17.0 mi · 624 people · home $258,900
- Hopkinsville, KY17.4 mi · 31,180 people · home $172,100
- Oak Grove, KY17.5 mi · 7,931 people · home $148,700
- Adairville, KY19.4 mi · 837 people · home $117,400
Elkton questions
Is Elkton, Kentucky a good place to retire?
On The Town Files lifestyle rankings, Elkton scores better for retirees than 59% of Kentucky towns and quieter than 74%. 25.6% of residents are 65 or older (median age 44.8).
How much does a house cost in Elkton?
The median owner-occupied home in Elkton is valued at $125,000 (Census ACS 2020–2024), against a median household income of $48,777, so homes cost about 2.6 times income. Median rent is $906 a month.
What is the weather like in Elkton?
July highs average 88.1°F and January lows 24.4°F (NOAA 1991–2020 normals). It gets about 52.1 inches of precipitation a year and 3.0 inches of snow.
Does Elkton get tornadoes?
27 tornadoes have passed within 10 miles of Elkton since 1950 (NOAA Storm Events); the strongest was an EF3 on December 11, 2021. The typical Kentucky town has had 19.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)