The 50 Best Towns to Retire in America
Ranked on The Town Files lifestyle rankings among 3,996 towns of 10,000–50,000 people in the U.S.. #1 is Palmer Ranch, FL.
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50Grosse Ile, Michigan
Better for retirees than 93% of U.S. towns
10,788 people · Wayne County · median home $355,900 · income $126,582 · Jan low 19°F · 54 in snow
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49Sierra Madre, California
Better for retirees than 93% of U.S. towns
11,268 people · Los Angeles County · median home $1,226,800 · income $143,547 · Jan low 38°F · 0 in snow
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48Mill Valley, California
Better for retirees than 93% of U.S. towns
14,231 people · Marin County · median home $2,000,001 · income $206,212 · Jan low 42°F · 0 in snow
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47Wilmington Island, Georgia
Better for retirees than 93% of U.S. towns
15,129 people · Chatham County · median home $404,900 · income $93,924 · Jan low 40°F · 0 in snow
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46Duxbury, Massachusetts
Better for retirees than 93% of U.S. towns
16,090 people · Plymouth County · median home $874,600 · income $176,583 · Jan low 22°F · 38 in snow
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45Laguna Woods, California
Better for retirees than 93% of U.S. towns
17,644 people · Orange County · median home $394,600 · income $59,269 · Jan low 44°F · 0 in snow
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44East Goshen, Pennsylvania
Better for retirees than 93% of U.S. towns
18,410 people · Chester County · median home $528,600 · income $106,866 · Jan low 20°F · 31 in snow
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43Bainbridge Island, Washington
Better for retirees than 93% of U.S. towns
24,825 people · Kitsap County · median home $1,155,900 · income $172,188 · Jan low 36°F · 4 in snow
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42Bella Vista, Arkansas
Better for retirees than 93% of U.S. towns
30,104 people · Benton County · median home $296,700 · income $88,055 · Jan low 24°F · 11 in snow
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41Westlake, Ohio
Better for retirees than 93% of U.S. towns
34,228 people · Cuyahoga County · median home $368,200 · income $112,200 · Jan low 22°F · 64 in snow
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40Estero, Florida
Better for retirees than 93% of U.S. towns
36,939 people · Lee County · median home $461,900 · income $104,102 · Jan low 54°F · 0 in snow
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39Worcester, Pennsylvania
Better for retirees than 94% of U.S. towns
10,317 people · Montgomery County · median home $614,300 · income $185,114 · Jan low 20°F · 13 in snow
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38East Bradford, Pennsylvania
Better for retirees than 94% of U.S. towns
10,339 people · Chester County · median home $603,700 · income $155,240 · Jan low 20°F · 31 in snow
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37Upper Providence, Pennsylvania
Better for retirees than 94% of U.S. towns
10,852 people · Delaware County · median home $632,400 · income $150,563 · Jan low 27°F · 18 in snow
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36West Deer, Pennsylvania
Better for retirees than 94% of U.S. towns
12,262 people · Allegheny County · median home $244,100 · income $94,820 · Jan low 19°F · 28 in snow
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35Key Largo, Florida
Better for retirees than 94% of U.S. towns
12,447 people · Monroe County · median home $643,900 · income $85,778 · Jan low 63°F · 0 in snow
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34Brecksville, Ohio
Better for retirees than 94% of U.S. towns
13,635 people · Cuyahoga County · median home $371,900 · income $135,000 · Jan low 22°F · 60 in snow
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33Alamo, California
Better for retirees than 94% of U.S. towns
15,314 people · Contra Costa County · median home $2,000,001 · income $250,001 · Jan low 42°F · 1 in snow
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32Concord, Massachusetts
Better for retirees than 94% of U.S. towns
18,491 people · Middlesex County · median home $1,210,000 · income $195,350 · Jan low 18°F · 59 in snow
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31East Lyme, Connecticut
Better for retirees than 94% of U.S. towns
18,693 people · median home $412,600 · income $105,044 · Jan low 23°F · 26 in snow
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30Mequon, Wisconsin
Better for retirees than 94% of U.S. towns
25,142 people · Ozaukee County · median home $501,600 · income $144,051 · Jan low 11°F · 54 in snow
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29Rio Vista, California
Better for retirees than 95% of U.S. towns
10,005 people · Solano County · median home $489,700 · income $89,306 · Jan low 40°F · 0 in snow
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28Brewster, Massachusetts
Better for retirees than 95% of U.S. towns
10,318 people · Barnstable County · median home $707,700 · income $103,317 · Jan low 26°F · 25 in snow
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27Sonoma, California
Better for retirees than 95% of U.S. towns
10,739 people · Sonoma County · median home $970,500 · income $98,527 · Jan low 38°F · 0 in snow
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26Gold Canyon, Arizona
Better for retirees than 95% of U.S. towns
11,404 people · Pinal County · median home $508,100 · income $93,377 · Jan low 43°F · 0 in snow
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25Lebanon, New Hampshire
Better for retirees than 95% of U.S. towns
14,282 people · Grafton County · median home $385,400 · income $98,147 · Jan low 9°F · 61 in snow
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24Hot Springs Village, Arkansas
Better for retirees than 95% of U.S. towns
15,861 people · Garland County · median home $272,000 · income $75,370 · Jan low 32°F · 3 in snow
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23Hampton, New Hampshire
Better for retirees than 95% of U.S. towns
16,214 people · Rockingham County · median home $550,200 · income $95,233 · Jan low 16°F · 63 in snow
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22Unity, Pennsylvania
Better for retirees than 95% of U.S. towns
21,606 people · Westmoreland County · median home $245,400 · income $75,448 · Jan low 21°F · 48 in snow
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21Rocky River, Ohio
Better for retirees than 95% of U.S. towns
21,755 people · Cuyahoga County · median home $349,300 · income $94,026 · Jan low 22°F · 64 in snow
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20Kirkland, New York
Better for retirees than 96% of U.S. towns
10,075 people · Oneida County · median home $292,700 · income $82,926 · Jan low 14°F
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19Exeter, New Hampshire
Better for retirees than 96% of U.S. towns
10,109 people · Rockingham County · median home $357,500 · income $87,346 · Jan low 16°F · 63 in snow
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18Rotonda, Florida
Better for retirees than 96% of U.S. towns
10,114 people · Charlotte County · median home $389,400 · income $74,573 · Jan low 53°F · 0 in snow
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17Penn, Pennsylvania
Better for retirees than 96% of U.S. towns
10,210 people · Lancaster County · median home $320,500 · income $87,620 · Jan low 19°F · 23 in snow
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16Kennebunk, Maine
Better for retirees than 96% of U.S. towns
11,536 people · York County · median home $487,700 · income $107,804 · Jan low 13°F · 49 in snow
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15St. Simons, Georgia
Better for retirees than 96% of U.S. towns
14,982 people · Glynn County · median home $555,600 · income $108,771 · Jan low 44°F · 0 in snow
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14Upper Gwynedd, Pennsylvania
Better for retirees than 96% of U.S. towns
17,072 people · Montgomery County · median home $479,400 · income $114,902 · Jan low 23°F · 25 in snow
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13Portsmouth, Rhode Island
Better for retirees than 96% of U.S. towns
17,871 people · Newport County · median home $597,000 · income $117,467 · Jan low 24°F · 38 in snow
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12Murrysville, Pennsylvania
Better for retirees than 96% of U.S. towns
21,006 people · Westmoreland County · median home $342,100 · income $121,823 · Jan low 22°F · 25 in snow
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11Nocatee, Florida
Better for retirees than 96% of U.S. towns
22,503 people · St. Johns County · median home $648,800 · income $141,868 · Jan low 49°F · 0 in snow
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10Port Townsend, Washington
Better for retirees than 97% of U.S. towns
10,148 people · Jefferson County · median home $543,400 · income $62,606 · Jan low 38°F · 1 in snow
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9Willistown, Pennsylvania
Better for retirees than 97% of U.S. towns
11,273 people · Chester County · median home $617,800 · income $187,466 · Jan low 20°F · 31 in snow
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8York, Maine
Better for retirees than 97% of U.S. towns
13,723 people · York County · median home $636,400 · income $121,250 · Jan low 14°F · 70 in snow
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7Marco Island, Florida
Better for retirees than 97% of U.S. towns
15,760 people · Collier County · median home $896,300 · income $101,523 · Jan low 55°F · 0 in snow
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6Viera West, Florida
Better for retirees than 97% of U.S. towns
16,688 people · Brevard County · median home $546,600 · income $109,170 · Jan low 51°F · 0 in snow
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5Lakewood Ranch, Florida
Better for retirees than 97% of U.S. towns
34,877 people · Manatee County · median home $678,200 · income $122,925 · Jan low 52°F · 0 in snow
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4Fredericksburg, Texas
Better for retirees than 98% of U.S. towns
10,875 people · Gillespie County · median home $460,300 · income $64,534 · Jan low 34°F · 0 in snow
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3Saddlebrooke, Arizona
Better for retirees than 98% of U.S. towns
12,574 people · Pinal County · median home $498,700 · income $88,686 · Jan low 35°F · 11 in snow
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2Exeter, New Hampshire
Better for retirees than 98% of U.S. towns
16,049 people · Rockingham County · median home $456,600 · income $110,346 · Jan low 14°F · 57 in snow
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1Palmer Ranch, Florida
Better for retirees than 99% of U.S. towns
14,966 people · Sarasota County · median home $592,900 · income $102,838 · Jan low 52°F · 0 in snow
Price vs ranking
More U.S. rankings
- The 50 Best Small Towns to Retire in America
- The 50 Quietest Small Towns in America
- The 50 Most Affordable Small Towns in America
- The 50 Best Small Towns for Families in America
- The 50 Best Quiet, Affordable Small Towns to Retire in America
- The 50 Best Places to Retire in America
- The 50 Quietest Places in America
- The 50 Most Affordable Places in America
- The 50 Best Places for Families in America
- The 50 Best Quiet, Affordable Places to Retire in America
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)