The 50 Best Affordable Places to Retire in America With Mild Winters

Ranked on The Town Files lifestyle rankings among 12,622 towns and cities of 2,500+ people in the U.S., scoring every town on all of these at once. #1 is Falfurrias, TX.

1. 50Triana, Alabama

   Retirement: 79th percentile · January average low (°F): 81st percentile · Home value ÷ income: 76th percentile

   2,890 people · Madison County · median home $278,200 · income $110,100 · Jan low 33°F · 2 in snow

2. 49Blennerhassett, West Virginia

   Retirement: 83rd percentile · January average low (°F): 63rd percentile · Home value ÷ income: 90th percentile

   3,118 people · Wood County · median home $179,800 · income $88,487 · Jan low 24°F · 11 in snow

3. 48Leland, Mississippi

   Retirement: 91st percentile · January average low (°F): 83rd percentile · Home value ÷ income: 62nd percentile

   3,988 people · Washington County · median home $109,700 · income $37,406 · Jan low 34°F · 0 in snow

4. 47Zellwood, Florida

   Retirement: 69th percentile · January average low (°F): 95th percentile · Home value ÷ income: 73rd percentile

   2,758 people · Orange County · median home $184,000 · income $70,278 · Jan low 44°F · 0 in snow

5. 46Pinckneyville, Illinois

   Retirement: 82nd percentile · January average low (°F): 63rd percentile · Home value ÷ income: 92nd percentile

   5,066 people · Perry County · median home $133,500 · income $69,583 · Jan low 24°F · 9 in snow

6. 45Childress, Texas

   Retirement: 66th percentile · January average low (°F): 74th percentile · Home value ÷ income: 97th percentile

   5,737 people · Childress County · median home $85,900 · income $57,644 · Jan low 29°F · 6 in snow

7. 44Humboldt, Tennessee

   Retirement: 72nd percentile · January average low (°F): 73rd percentile · Home value ÷ income: 92nd percentile

   7,874 people · Gibson County · median home $102,300 · income $52,917 · Jan low 28°F · 4 in snow

8. 43Smithton, Illinois

   Retirement: 83rd percentile · January average low (°F): 63rd percentile · Home value ÷ income: 92nd percentile

   4,006 people · St. Clair County · median home $256,300 · income $135,455 · Jan low 24°F · 12 in snow

9. 42Trenton, Illinois

   Retirement: 90th percentile · January average low (°F): 63rd percentile · Home value ÷ income: 85th percentile

   2,690 people · Clinton County · median home $178,200 · income $80,795 · Jan low 24°F · 10 in snow

10. 41Cisco, Texas

    Retirement: 67th percentile · January average low (°F): 77th percentile · Home value ÷ income: 94th percentile

    3,883 people · Eastland County · median home $104,300 · income $58,550 · Jan low 30°F · 2 in snow

11. 40Olney, Texas

    Retirement: 89th percentile · January average low (°F): 76th percentile · Home value ÷ income: 73rd percentile

    3,007 people · Young County · median home $95,100 · income $36,250 · Jan low 30°F · 1 in snow

12. 39Redstone, Pennsylvania

    Retirement: 89th percentile · January average low (°F): 53rd percentile · Home value ÷ income: 97th percentile

    5,079 people · Fayette County · median home $90,800 · income $59,954 · Jan low 21°F · 28 in snow

13. 38Balm, Florida

    Retirement: 85th percentile · January average low (°F): 98th percentile · Home value ÷ income: 58th percentile

    6,541 people · Hillsborough County · median home $345,300 · income $114,659 · Jan low 51°F · 0 in snow

14. 37Benton, Kentucky

    Retirement: 87th percentile · January average low (°F): 72nd percentile · Home value ÷ income: 82nd percentile

    4,756 people · Marshall County · median home $157,000 · income $66,827 · Jan low 27°F · 4 in snow

15. 36Reidland, Kentucky

    Retirement: 93rd percentile · January average low (°F): 66th percentile · Home value ÷ income: 82nd percentile

    4,526 people · McCracken County · median home $228,000 · income $99,423 · Jan low 25°F · 4 in snow

16. 35Hopkins, South Carolina

    Retirement: 65th percentile · January average low (°F): 87th percentile · Home value ÷ income: 90th percentile

    2,514 people · Richland County · median home $99,300 · income $50,063 · Jan low 37°F · 1 in snow

17. 34Soperton, Georgia

    Retirement: 73rd percentile · January average low (°F): 82nd percentile · Home value ÷ income: 87th percentile

    2,889 people · Treutlen County · median home $69,900 · income $33,146 · Jan low 34°F · 0 in snow

18. 33Vienna, Georgia

    Retirement: 70th percentile · January average low (°F): 86th percentile · Home value ÷ income: 87th percentile

    2,928 people · Dooly County · median home $120,300 · income $57,736 · Jan low 37°F · 0 in snow

19. 32Lebanon, Illinois

    Retirement: 88th percentile · January average low (°F): 63rd percentile · Home value ÷ income: 92nd percentile

    4,691 people · St. Clair County · median home $170,700 · income $88,750 · Jan low 24°F · 11 in snow

20. 31Edna, Texas

    Retirement: 59th percentile · January average low (°F): 94th percentile · Home value ÷ income: 90th percentile

    5,987 people · Jackson County · median home $117,800 · income $59,600 · Jan low 44°F · 0 in snow

21. 30Pilesgrove, New Jersey

    Retirement: 94th percentile · January average low (°F): 70th percentile · Home value ÷ income: 79th percentile

    4,183 people · Salem County · median home $383,300 · income $158,281 · Jan low 27°F · 17 in snow

22. 29Williamstown, West Virginia

    Retirement: 99th percentile · January average low (°F): 58th percentile · Home value ÷ income: 87th percentile

    2,997 people · Wood County · median home $182,500 · income $89,013 · Jan low 23°F · 22 in snow

23. 28Houston, Mississippi

    Retirement: 99th percentile · January average low (°F): 80th percentile · Home value ÷ income: 66th percentile

    3,797 people · Chickasaw County · median home $122,800 · income $44,023 · Jan low 32°F · 1 in snow

24. 27Hamilton, Alabama

    Retirement: 81st percentile · January average low (°F): 73rd percentile · Home value ÷ income: 92nd percentile

    7,042 people · Marion County · median home $106,300 · income $54,871 · Jan low 28°F · 1 in snow

25. 26Hallettsville, Texas

    Retirement: 89th percentile · January average low (°F): 95th percentile · Home value ÷ income: 62nd percentile

    2,731 people · Lavaca County · median home $163,000 · income $55,718 · Jan low 45°F · 0 in snow

26. 25Karnes City, Texas

    Retirement: 61st percentile · January average low (°F): 90th percentile · Home value ÷ income: 95th percentile

    3,111 people · Karnes County · median home $93,400 · income $55,354 · Jan low 39°F · 0 in snow

27. 24San Saba, Texas

    Retirement: 89th percentile · January average low (°F): 81st percentile · Home value ÷ income: 76th percentile

    3,117 people · San Saba County · median home $124,000 · income $50,373 · Jan low 33°F · 0 in snow

28. 23Ruleville, Mississippi

    Retirement: 93rd percentile · January average low (°F): 81st percentile · Home value ÷ income: 76th percentile

    2,642 people · Sunflower County · median home $85,000 · income $33,480 · Jan low 33°F · 1 in snow

29. 22Stamford, Texas

    Retirement: 78th percentile · January average low (°F): 74th percentile · Home value ÷ income: 98th percentile

    2,907 people · Jones County · median home $64,700 · income $46,940 · Jan low 29°F · 3 in snow

30. 21Clifton, Texas

    Retirement: 93rd percentile · January average low (°F): 83rd percentile · Home value ÷ income: 76th percentile

    3,465 people · Bosque County · median home $160,000 · income $64,653 · Jan low 34°F · 0 in snow

31. 20Richland, Mississippi

    Retirement: 75th percentile · January average low (°F): 86th percentile · Home value ÷ income: 92nd percentile

    7,137 people · Rankin County · median home $125,800 · income $66,558 · Jan low 37°F · 1 in snow

32. 19Seymour, Texas

    Retirement: 97th percentile · January average low (°F): 74th percentile · Home value ÷ income: 82nd percentile

    2,575 people · Baylor County · median home $93,200 · income $40,212 · Jan low 28°F · 2 in snow

33. 18Campbell, Florida

    Retirement: 64th percentile · January average low (°F): 97th percentile · Home value ÷ income: 92nd percentile

    2,610 people · Osceola County · median home $77,200 · income $40,411 · Jan low 48°F · 0 in snow

34. 17Ozona, Texas

    Retirement: 78th percentile · January average low (°F): 76th percentile · Home value ÷ income: 100th percentile

    2,663 people · Crockett County · median home $66,900 · income $81,622 · Jan low 30°F

35. 16Jourdanton, Texas

    Retirement: 74th percentile · January average low (°F): 91st percentile · Home value ÷ income: 90th percentile

    4,094 people · Atascosa County · median home $171,000 · income $83,512 · Jan low 40°F · 0 in snow

36. 15Corning, Arkansas

    Retirement: 89th percentile · January average low (°F): 73rd percentile · Home value ÷ income: 94th percentile

    3,227 people · Clay County · median home $89,500 · income $50,408 · Jan low 28°F · 5 in snow

37. 14Taylor Lake Village, Texas

    Retirement: 79th percentile · January average low (°F): 96th percentile · Home value ÷ income: 82nd percentile

    3,704 people · Harris County · median home $388,900 · income $165,875 · Jan low 46°F · 0 in snow

38. 13Philadelphia, Mississippi

    Retirement: 84th percentile · January average low (°F): 82nd percentile · Home value ÷ income: 92nd percentile

    7,118 people · Neshoba County · median home $97,300 · income $50,788 · Jan low 34°F · 0 in snow

39. 12Providence, Kentucky

    Retirement: 93rd percentile · January average low (°F): 65th percentile · Home value ÷ income: 100th percentile

    2,892 people · Webster County · median home $60,300 · income $55,121 · Jan low 25°F · 9 in snow

40. 11Silver Springs, Florida

    Retirement: 63rd percentile · January average low (°F): 96th percentile · Home value ÷ income: 100th percentile

    2,844 people · Marion County · median home $30,800 · income $32,074 · Jan low 46°F · 0 in snow

41. 10Bushnell, Florida

    Retirement: 67th percentile · January average low (°F): 93rd percentile · Home value ÷ income: 99th percentile

    3,047 people · Sumter County · median home $67,600 · income $52,717 · Jan low 43°F · 0 in snow

42. 9Jena, Louisiana

    Retirement: 82nd percentile · January average low (°F): 86th percentile · Home value ÷ income: 92nd percentile

    4,155 people · LaSalle Parish · median home $139,700 · income $71,730 · Jan low 36°F · 1 in snow

43. 8Jonesboro, Louisiana

    Retirement: 86th percentile · January average low (°F): 85th percentile · Home value ÷ income: 92nd percentile

    4,106 people · Jackson Parish · median home $80,300 · income $41,786 · Jan low 36°F · 0 in snow

44. 7Chattahoochee, Florida

    Retirement: 83rd percentile · January average low (°F): 91st percentile · Home value ÷ income: 90th percentile

    2,955 people · Gadsden County · median home $101,700 · income $51,964 · Jan low 40°F

45. 6Clarksville, Texas

    Retirement: 89th percentile · January average low (°F): 79th percentile · Home value ÷ income: 96th percentile

    2,857 people · Red River County · median home $53,700 · income $33,014 · Jan low 32°F · 2 in snow

46. 5Unadilla, Georgia

    Retirement: 85th percentile · January average low (°F): 84th percentile · Home value ÷ income: 96th percentile

    3,118 people · Dooly County · median home $60,600 · income $36,875 · Jan low 35°F · 0 in snow

47. 4Coleman, Texas

    Retirement: 94th percentile · January average low (°F): 84th percentile · Home value ÷ income: 87th percentile

    3,912 people · Coleman County · median home $71,900 · income $34,613 · Jan low 35°F · 2 in snow

48. 3Ajo, Arizona

    Retirement: 89th percentile · January average low (°F): 95th percentile · Home value ÷ income: 82nd percentile

    3,039 people · Pima County · median home $124,400 · income $53,958 · Jan low 45°F · 0 in snow

49. 2Haskell, Texas

    Retirement: 99th percentile · January average low (°F): 74th percentile · Home value ÷ income: 95th percentile

    3,089 people · Haskell County · median home $104,500 · income $62,378 · Jan low 29°F · 3 in snow

50. 1Falfurrias, Texas

    Retirement: 86th percentile · January average low (°F): 94th percentile · Home value ÷ income: 96th percentile

    4,609 people · Brooks County · median home $79,900 · income $49,167 · Jan low 43°F · 0 in snow

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