The Town FilesGermantown, Maryland
Community in Montgomery County · population 91,249 (2020 Census)
- Median home
- $422,400
- Household income
- $117,546
- Jan low / Jul high
- 25° / 84°
- Snow a year
- 33 in
- Tornadoes ≤10 mi since 1950
- 16
- Median age
- 37.5
Germantown is a community of 91,249 people in Montgomery County, Maryland. The median home is worth $422,400, close to the typical Maryland town ($412,300). It ranks better for young professionals than 84% of Maryland towns, more of a college town than 79% of Maryland towns, more vibrant than 76% of Maryland towns.
How Germantown ranks
Percentile among Maryland towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Maryland towns.
Homes and cost of living
The median home in Germantown is worth $422,400, close to the typical Maryland town ($412,300). Homes cost about 3.6 times the median household income of $117,546, which is more affordable than 61% of Maryland towns. Median rent is $2,040 a month. 67.2% of households own their home.
| Housing | Germantown | Typical Maryland town |
|---|---|---|
| Median home value | $422,400 | $412,300 |
| Median rent | $2,040 | $1,748 |
| Median household income | $117,546 | $108,677 |
| Home value ÷ income | 3.6× | 3.8× |
| Homeownership | 67.2% | 77.3% |
| Median year built | 1990 | 1980 |
| Seasonal / vacation homes | 0.1% | — |
Who lives in Germantown
| People | Germantown | Typical Maryland town |
|---|---|---|
| Median age | 37.5 | 40.2 |
| Age 65 and over | 11.5% | 16.4% |
| Under 18 | 23.0% | — |
| Bachelor's degree or higher | 50.4% | 39.4% |
| Below the poverty line | 8.8% | 7.1% |
| Veterans | 4.7% | — |
| Born outside the U.S. | 37.8% | — |
| Work from home | 22.3% | 17.4% |
| Average commute | 30.8 min | 31.4 min |
| Homes with broadband | 96.6% | 94.3% |
Weather in Germantown
July highs average 84.3°F and January lows 24.5°F. About 47.9 inches of rain and melted snow fall a year, with 32.6 inches of snow (typical Maryland town: 15.9 in). Expect about 13 days a year at 90°F or hotter and 98 nights at or below freezing.
Tornadoes, storms and disasters
16 tornadoes have passed within 10 miles of Germantown since 1950, compared with 18 for the typical Maryland town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on September 18, 2004 about 8.2 miles from the town center. The most recent was on June 5, 2024.
Hail of 1 inch or larger has been reported within 10 miles 55 times; the largest was 2.75 inches on May 2, 2016.
Severe weather in Montgomery County since 1996
Montgomery County has been included in 21 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3634: Severe Winter Storm |
| March 26, 2020 | Biological | DR-4491: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3430: Covid-19 |
| March 4, 2016 | Snowstorm | DR-4261: Severe Winter Storm And Snowstorm |
| November 20, 2012 | Hurricane | DR-4091: Hurricane Sandy |
Jobs and pay in Montgomery County
Montgomery County had 462,298 jobs in 2024, paying an average of $94,473 a year. Unemployment was 1.9% in 2023; in Germantown itself the ACS puts it at 5.6%.
Public schools in Germantown
20 public schools with 15,022 students, about 13.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Seneca Valley High | 9-12 | 2,386 | 15.1 |
| Northwest High | 9-12 | 2,386 | 16.6 |
| Kingsview Middle | 6-8 | 922 | 15.6 |
| Roberto W. Clemente Middle | 6-8 | 866 | 14.0 |
| Martin Luther King Jr. Middle | 6-8 | 858 | 14.1 |
| Neelsville Middle | 6-8 | 782 | 13.7 |
| Waters Landing Elementary | PK-5 | 717 | 12.0 |
| Dr. Ronald E. McNair Elementary | PK-5 | 707 | 16.8 |
| William B. Gibbs Jr. Elementary | PK-5 | 601 | 15.0 |
| Fox Chapel Elementary | PK-5 | 598 | 13.0 |
| Spark M. Matsunaga Elementary | K-5 | 569 | 14.6 |
| Great Seneca Creek Elementary | K-5 | 510 | 13.1 |
Towns near Germantown
- Montgomery Village, MD3.3 mi · 34,893 people · home $388,900
- Clarksburg, MD3.4 mi · 29,051 people · home $679,400
- Gaithersburg, MD4.1 mi · 69,657 people · home $496,500
- Flower Hill, MD4.3 mi · 14,108 people · home $463,500
- North Potomac, MD5.5 mi · 23,790 people · home $826,200
- Darnestown, MD6.4 mi · 6,723 people · home $958,200
- Redland, MD7.0 mi · 18,592 people · home $540,200
- Derwood, MD7.4 mi · 2,535 people · home $719,800
Germantown questions
Is Germantown, Maryland a good place to retire?
On The Town Files lifestyle rankings, Germantown scores better for retirees than 26% of Maryland towns and quieter than 11%. 11.5% of residents are 65 or older (median age 37.5).
How much does a house cost in Germantown?
The median owner-occupied home in Germantown is valued at $422,400 (Census ACS 2020–2024), against a median household income of $117,546, so homes cost about 3.6 times income. Median rent is $2,040 a month.
What is the weather like in Germantown?
July highs average 84.3°F and January lows 24.5°F (NOAA 1991–2020 normals). It gets about 47.9 inches of precipitation a year and 32.6 inches of snow.
Does Germantown get tornadoes?
16 tornadoes have passed within 10 miles of Germantown since 1950 (NOAA Storm Events); the strongest was a F2 on September 18, 2004. The typical Maryland town has had 18.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)