The Town FilesMount Vernon, Maryland
Community in Somerset County · population 761 (2020 Census)
- Median home
- $163,500
- Household income
- $113,938
- Jan low / Jul high
- 29° / 89°
- Snow a year
- 9 in
- Tornadoes ≤10 mi since 1950
- 5
- Median age
- 55.7
Mount Vernon is a community of 761 people in Somerset County, Maryland. The median home is worth $163,500, below the typical Maryland town ($412,300). It ranks easier by car than 98% of Maryland towns, quieter than 94% of Maryland towns, more seaside character than 89% of Maryland towns.
- #2 in The 25 Most Affordable Small Towns in Maryland
- #3 in The 50 Most Affordable Seaside Small Towns in America
- #3 in The 50 Most Affordable Seaside Places in America
- #3 in The 25 Most Affordable Seaside Small Towns in Maryland
- #4 in The 21 Best Affordable Small Towns to Retire in Maryland With Mild Winters
- #13 in 25 Small Towns in Maryland With the Cheapest Homes
How Mount Vernon ranks
Percentile among Maryland towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Maryland towns.
Homes and cost of living
The median home in Mount Vernon is worth $163,500, below the typical Maryland town ($412,300). Homes cost about 1.4 times the median household income of $113,938, which is more affordable than 100% of Maryland towns. 94.3% of households own their home.
| Housing | Mount Vernon | Typical Maryland town |
|---|---|---|
| Median home value | $163,500 | $412,300 |
| Median rent | — | $1,748 |
| Median household income | $113,938 | $108,677 |
| Home value ÷ income | 1.4× | 3.8× |
| Homeownership | 94.3% | 77.3% |
| Median year built | 2002 | 1980 |
| Seasonal / vacation homes | 3.9% | — |
Who lives in Mount Vernon
| People | Mount Vernon | Typical Maryland town |
|---|---|---|
| Median age | 55.7 | 40.2 |
| Age 65 and over | 19.1% | 16.4% |
| Under 18 | 20.1% | — |
| Bachelor's degree or higher | 35.0% | 39.4% |
| Below the poverty line | 15.2% | 7.1% |
| Veterans | 21.8% | — |
| Born outside the U.S. | 0.0% | — |
| Work from home | 7.3% | 17.4% |
| Average commute | 23.4 min | 31.4 min |
| Homes with broadband | 95.4% | 94.3% |
Weather in Mount Vernon
July highs average 88.6°F and January lows 29.3°F. About 48.0 inches of rain and melted snow fall a year, with 8.8 inches of snow (typical Maryland town: 15.9 in). Expect about 31 days a year at 90°F or hotter and 71 nights at or below freezing.
Tornadoes, storms and disasters
5 tornadoes have passed within 10 miles of Mount Vernon since 1950, compared with 18 for the typical Maryland town. 1 rated (E)F2 or stronger. The strongest, an F3, struck on April 28, 2002 about 7.8 miles from the town center. The most recent was on August 4, 2020.
Hail of 1 inch or larger has been reported within 10 miles 12 times; the largest was 1.75 inches on June 16, 1998.
Severe weather in Somerset County since 1996
Somerset County has been included in 14 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3634: Severe Winter Storm |
| March 26, 2020 | Biological | DR-4491: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3430: Covid-19 |
| November 20, 2012 | Hurricane | DR-4091: Hurricane Sandy |
| October 28, 2012 | Hurricane | EM-3349: Hurricane Sandy |
Jobs and pay in Somerset County
Somerset County had 6,963 jobs in 2024, paying an average of $58,162 a year. Unemployment was 3.2% in 2023; in Mount Vernon itself the ACS puts it at 0%.
Towns near Mount Vernon
- Princess Anne, MD5.4 mi · 3,446 people · home $231,900
- Eden, MD7.6 mi · 803 people · home $54,000
- Fruitland, MD10.3 mi · 5,534 people · home $227,200
- Hebron, MD13.8 mi · 1,113 people · home $235,300
- Salisbury, MD14.3 mi · 33,050 people · home $227,300
- Pocomoke City, MD17.3 mi · 4,295 people · home $199,000
- Delmar, MD18.6 mi · 3,798 people · home $226,500
- Crisfield, MD18.6 mi · 2,475 people · home $137,900
Mount Vernon questions
Is Mount Vernon, Maryland a good place to retire?
On The Town Files lifestyle rankings, Mount Vernon scores better for retirees than 66% of Maryland towns and quieter than 94%. 19.1% of residents are 65 or older (median age 55.7).
How much does a house cost in Mount Vernon?
The median owner-occupied home in Mount Vernon is valued at $163,500 (Census ACS 2020–2024), against a median household income of $113,938, so homes cost about 1.4 times income. Median rent is — a month.
What is the weather like in Mount Vernon?
July highs average 88.6°F and January lows 29.3°F (NOAA 1991–2020 normals). It gets about 48.0 inches of precipitation a year and 8.8 inches of snow.
Does Mount Vernon get tornadoes?
5 tornadoes have passed within 10 miles of Mount Vernon since 1950 (NOAA Storm Events); the strongest was a F3 on April 28, 2002. The typical Maryland town has had 18.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)