The Town Files

Ocean City, Maryland

Town in Worcester County · population 6,844 (2020 Census)

Map: where Ocean City is in MarylandOcean City
Median home
$429,000
Household income
$77,750
Jan low / Jul high
28° / 84°
Snow a year
8 in
Tornadoes ≤10 mi since 1950
11
Median age
55.6

Ocean City is a town of 6,844 people in Worcester County, Maryland. The median home is worth $429,000, close to the typical Maryland town ($412,300). It ranks better for a vacation home than 98% of Maryland towns, better for cycling than 96% of Maryland towns, more vibrant than 92% of Maryland towns.

Ocean City in our rankings:

How Ocean City ranks

Percentile among Maryland towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Maryland towns.

Ocean City lifestyle rankings vs other Maryland townsRetirement49th pctFamilies9th pctQuiet60th pctWalkability16th pctFirst-time buyersbottomYoung professionals75th pctVibrancy92nd pctHip & trendy70th pctCollege town2nd pctUpscale23rd pctVacation homes98th pctSeaside character87th pctCycling96th pctTransit47th pctDriving27th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Ocean City is worth $429,000, close to the typical Maryland town ($412,300). Homes cost about 5.5 times the median household income of $77,750, which is more affordable than 9% of Maryland towns. Median rent is $1,353 a month. 74.2% of households own their home.

Ocean City vs Worcester County vs typical Maryland townOcean CityWorcester CountyTypical Maryland townHome value$429,000$374,700$412,300Household income$77,750$81,745$108,677Monthly rent$1,353$1,159$1,748
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Maryland towns with 500+ people.
HousingOcean CityTypical Maryland town
Median home value$429,000$412,300
Median rent$1,353$1,748
Median household income$77,750$108,677
Home value ÷ income5.5×3.8×
Homeownership74.2%77.3%
Median year built19821980
Seasonal / vacation homes83.1%—

Who lives in Ocean City

PeopleOcean CityTypical Maryland town
Median age55.640.2
Age 65 and over31.2%16.4%
Under 189.4%—
Bachelor's degree or higher41.7%39.4%
Below the poverty line10.9%7.1%
Veterans8.5%—
Born outside the U.S.10.1%—
Work from home17.4%17.4%
Average commute19.6 min31.4 min
Homes with broadband95.1%94.3%

Weather in Ocean City

July highs average 84.2°F and January lows 27.9°F. About 42.6 inches of rain and melted snow fall a year, with 7.5 inches of snow (typical Maryland town: 15.9 in). Expect about 13 days a year at 90°F or hotter and 81 nights at or below freezing.

Ocean City monthly temperatures and precipitation20°30°40°50°60°70°80°90°32° freezing45°28°Jan47°29°Feb52°35°Mar62°44°Apr70°53°May79°63°Jun84°68°Jul83°67°Aug77°61°Sep68°49°Oct58°39°Nov50°32°DecPrecipitation (in) · snow (in) in blue3.42.43.02.83.90.93.00.13.83.33.83.83.94.03.23.61.4
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Ocean City Muni Ap station (6.5 mi away); snowfall estimated from the 3 nearest snow stations, weighted by distance.

Tornadoes, storms and disasters

11 tornadoes have passed within 10 miles of Ocean City since 1950, compared with 18 for the typical Maryland town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on August 12, 1955 about 9.5 miles from the town center. The most recent was on August 4, 2020.

Tornadoes within 10 miles of Ocean City by decade21950s31960s01970s01980s11990s12000s22010s22020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 14 times; the largest was 2.00 inches on June 30, 1976.

Severe weather in Worcester County since 1996

Storm events in Worcester County since 1996 by typeHail27Flood14High Wind16Heavy Rain67Flash Flood26Rip Current13Strong Wind10Winter Storm56
NOAA Storm Events Database, Worcester County, 1996–2026 (all event types recorded since 1996). 13 deaths recorded.

Worcester County has been included in 14 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.

DeclaredIncidentDeclaration
January 24, 2026Winter StormEM-3634: Severe Winter Storm
March 26, 2020BiologicalDR-4491: Covid-19 Pandemic
March 13, 2020BiologicalEM-3430: Covid-19
March 4, 2016SnowstormDR-4261: Severe Winter Storm And Snowstorm
November 20, 2012HurricaneDR-4091: Hurricane Sandy

Jobs and pay in Worcester County

Worcester County had 26,303 jobs in 2024, paying an average of $45,838 a year. Unemployment was 3.3% in 2023; in Ocean City itself the ACS puts it at 5.7%.

Largest industries in Worcester CountyHotels & restaurants8,377 jobs · $32,914Retail3,906 jobs · $36,263Health care & social assistan…2,383 jobs · $59,810Arts & recreation1,285 jobs · $36,338Construction1,217 jobs · $54,498Professional & technical serv…931 jobs · $62,885
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Worcester County, 2000–20230%4%8%12%2000200420082012201620202023Worcester 3.3%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Public schools in Ocean City

1 public school with 543 students, about 11.1 students per teacher.

SchoolGradesStudentsPer teacher
Ocean City ElementaryPK-454311.1

Towns near Ocean City

Ocean City questions

Is Ocean City, Maryland a good place to retire?

On The Town Files lifestyle rankings, Ocean City scores better for retirees than 49% of Maryland towns and quieter than 60%. 31.2% of residents are 65 or older (median age 55.6).

How much does a house cost in Ocean City?

The median owner-occupied home in Ocean City is valued at $429,000 (Census ACS 2020–2024), against a median household income of $77,750, so homes cost about 5.5 times income. Median rent is $1,353 a month.

What is the weather like in Ocean City?

July highs average 84.2°F and January lows 27.9°F (NOAA 1991–2020 normals). It gets about 42.6 inches of precipitation a year and 7.5 inches of snow.

Does Ocean City get tornadoes?

11 tornadoes have passed within 10 miles of Ocean City since 1950 (NOAA Storm Events); the strongest was a F2 on August 12, 1955. The typical Maryland town has had 18.

How this page is made. Every number comes from public data, matched to Ocean City's Census boundary (GEOID 2458225). Comparisons use the median of Maryland towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.