The Town FilesOwings, Maryland
Community in Calvert County · population 2,141 (2020 Census)
- Median home
- $602,900
- Household income
- $176,378
- Jan low / Jul high
- 25° / 88°
- Snow a year
- 15 in
- Tornadoes ≤10 mi since 1950
- 11
- Median age
- 45.5
Owings is a community of 2,141 people in Calvert County, Maryland. The median home is worth $602,900, above the typical Maryland town ($412,300). It ranks better for families than 99% of Maryland towns, easier by car than 91% of Maryland towns, quieter than 89% of Maryland towns.
How Owings ranks
Percentile among Maryland towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Maryland towns.
Homes and cost of living
The median home in Owings is worth $602,900, above the typical Maryland town ($412,300). Homes cost about 3.4 times the median household income of $176,378, which is more affordable than 72% of Maryland towns. 94.5% of households own their home.
| Housing | Owings | Typical Maryland town |
|---|---|---|
| Median home value | $602,900 | $412,300 |
| Median rent | — | $1,748 |
| Median household income | $176,378 | $108,677 |
| Home value ÷ income | 3.4× | 3.8× |
| Homeownership | 94.5% | 77.3% |
| Median year built | 2001 | 1980 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Owings
| People | Owings | Typical Maryland town |
|---|---|---|
| Median age | 45.5 | 40.2 |
| Age 65 and over | 12.5% | 16.4% |
| Under 18 | 22.9% | — |
| Bachelor's degree or higher | 50.7% | 39.4% |
| Below the poverty line | 1.2% | 7.1% |
| Veterans | 8.6% | — |
| Born outside the U.S. | 8.6% | — |
| Work from home | 13.0% | 17.4% |
| Average commute | 34.0 min | 31.4 min |
| Homes with broadband | 98.1% | 94.3% |
Weather in Owings
July highs average 88.0°F and January lows 24.7°F. About 45.0 inches of rain and melted snow fall a year, with 14.6 inches of snow (typical Maryland town: 15.9 in). Expect about 32 days a year at 90°F or hotter and 103 nights at or below freezing.
Tornadoes, storms and disasters
11 tornadoes have passed within 10 miles of Owings since 1950, compared with 18 for the typical Maryland town. 2 rated (E)F2 or stronger. The strongest, an EF2, struck on September 1, 2021 about 9.6 miles from the town center. The most recent was on September 1, 2021.
Hail of 1 inch or larger has been reported within 10 miles 23 times; the largest was 3.00 inches on May 16, 2022.
Severe weather in Calvert County since 1996
Calvert County has been included in 24 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3634: Severe Winter Storm |
| February 4, 2021 | Hurricane | DR-4583: Tropical Storm Isaias |
| March 26, 2020 | Biological | DR-4491: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3430: Covid-19 |
| March 4, 2016 | Snowstorm | DR-4261: Severe Winter Storm And Snowstorm |
Jobs and pay in Calvert County
Calvert County had 22,676 jobs in 2024, paying an average of $61,154 a year. Unemployment was 1.9% in 2023; in Owings itself the ACS puts it at 0.7%.
Public schools in Owings
6 public schools with 4,813 students, about 17.1 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Northern High | 9-12 | 1,511 | 18.4 |
| Windy Hill Middle | 6-8 | 721 | 16.8 |
| Northern Middle | 6-8 | 682 | 18.4 |
| Mount Harmony Elementary | PK-5 | 644 | 16.5 |
| Sunderland Elementary | PK-5 | 639 | 16.0 |
| Windy Hill Elementary | PK-5 | 616 | 15.0 |
Towns near Owings
- Chesapeake Beach, MD3.1 mi · 6,356 people · home $444,600
- North Beach, MD3.7 mi · 2,146 people · home $394,000
- Dunkirk, MD4.0 mi · 2,431 people · home $561,300
- Deale, MD6.1 mi · 4,943 people · home $431,400
- Huntingtown, MD6.9 mi · 3,545 people · home $589,900
- Baden, MD8.1 mi · 2,114 people · home $590,000
- Croom, MD8.4 mi · 2,720 people · home $636,600
- Shady Side, MD9.3 mi · 5,806 people · home $503,500
Owings questions
Is Owings, Maryland a good place to retire?
On The Town Files lifestyle rankings, Owings scores better for retirees than 78% of Maryland towns and quieter than 89%. 12.5% of residents are 65 or older (median age 45.5).
How much does a house cost in Owings?
The median owner-occupied home in Owings is valued at $602,900 (Census ACS 2020–2024), against a median household income of $176,378, so homes cost about 3.4 times income. Median rent is — a month.
What is the weather like in Owings?
July highs average 88.0°F and January lows 24.7°F (NOAA 1991–2020 normals). It gets about 45.0 inches of precipitation a year and 14.6 inches of snow.
Does Owings get tornadoes?
11 tornadoes have passed within 10 miles of Owings since 1950 (NOAA Storm Events); the strongest was an EF2 on September 1, 2021. The typical Maryland town has had 18.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)