The Town Files

Monument Beach, Massachusetts

Community in Barnstable County · population 2,784 (2020 Census)

Map: where Monument Beach is in MassachusettsMonument Beach
Median home
$559,900
Household income
$77,167
Jan low / Jul high
22° / 81°
Snow a year
37 in
Tornadoes ≤10 mi since 1950
0
Median age
46.9

Monument Beach is a community of 2,784 people in Barnstable County, Massachusetts. The median home is worth $559,900, above the typical Massachusetts town ($510,150). It ranks better for first-time buyers than 99% of Massachusetts towns, easier by car than 99% of Massachusetts towns, more seaside character than 92% of Massachusetts towns.

Monument Beach in our rankings:

How Monument Beach ranks

Percentile among Massachusetts towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Massachusetts towns.

Monument Beach lifestyle rankings vs other Massachusetts townsRetirement67th pctFamilies19th pctQuiet48th pctWalkability60th pctFirst-time buyers99th pctYoung professionals40th pctVibrancy52nd pctHip & trendy38th pctCollege town41st pctUpscale35th pctVacation homes83rd pctSeaside character92nd pctCyclingbottomTransitbottomDriving99th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Monument Beach is worth $559,900, above the typical Massachusetts town ($510,150). Homes cost about 7.3 times the median household income of $77,167, which is more affordable than 7% of Massachusetts towns. Median rent is $1,704 a month. 76.4% of households own their home.

Monument Beach vs Barnstable County vs typical Massachusetts townMonument BeachBarnstable CountyTypical Massachusetts townHome value$559,900$629,000$510,150Household income$77,167$95,241$108,622Monthly rent$1,704$1,678$1,561
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Massachusetts towns with 500+ people.
HousingMonument BeachTypical Massachusetts town
Median home value$559,900$510,150
Median rent$1,704$1,561
Median household income$77,167$108,622
Home value ÷ income7.3×4.5×
Homeownership76.4%80.7%
Median year built19821968
Seasonal / vacation homes14.5%—

Who lives in Monument Beach

PeopleMonument BeachTypical Massachusetts town
Median age46.944.8
Age 65 and over32.4%20.7%
Under 1817.6%—
Bachelor's degree or higher45.7%45.7%
Below the poverty line6.2%6.3%
Veterans11.2%—
Born outside the U.S.7.5%—
Work from home5.4%17.7%
Average commute26.7 min30.1 min
Homes with broadband99.3%93.9%

Weather in Monument Beach

July highs average 81.0°F and January lows 21.7°F. About 51.1 inches of rain and melted snow fall a year, with 37.2 inches of snow (typical Massachusetts town: 49.5 in). Expect about 4 days a year at 90°F or hotter and 116 nights at or below freezing.

Monument Beach monthly temperatures and precipitation20°30°40°50°60°70°80°90°32° freezing39°22°Jan41°22°Feb46°28°Mar56°37°Apr66°48°May75°57°Jun81°64°Jul80°63°Aug73°55°Sep63°44°Oct53°35°Nov44°27°DecPrecipitation (in) · snow (in) in blue4.212.93.79.25.67.34.61.33.83.73.13.64.55.04.50.25.06.3
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the E Wareham station (4.8 mi away).

Tornadoes, storms and disasters

NOAA's Storm Events Database has no tornado within 10 miles of Monument Beach since 1950.

Hail of 1 inch or larger has been reported within 10 miles 8 times; the largest was 1.50 inches on August 26, 2024.

Severe weather in Barnstable County since 1996

Storm events in Barnstable County since 1996 by typeHail45Flood36High Wind221Lightning32Heavy Rain22Heavy Snow32Flash Flood18Strong Wind118
NOAA Storm Events Database, Barnstable County, 1996–2026 (all event types recorded since 1996). 4 deaths recorded.

Barnstable County has been included in 24 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.

DeclaredIncidentDeclaration
September 15, 2023HurricaneEM-3599: Hurricane Lee
March 27, 2020BiologicalDR-4496: Covid-19 Pandemic
March 13, 2020BiologicalEM-3438: Covid-19
June 25, 2018Severe StormDR-4372: Severe Winter Storm And Flooding
April 13, 2015Severe StormDR-4214: Severe Winter Storm, Snowstorm, And Flooding

Jobs and pay in Barnstable County

Barnstable County had 96,280 jobs in 2024, paying an average of $64,707 a year. Unemployment was 4.2% in 2023; in Monument Beach itself the ACS puts it at 8.5%.

Largest industries in Barnstable CountyHotels & restaurants15,677 jobs · $40,105Health care & social assistan…15,098 jobs · $73,389Retail14,563 jobs · $44,996Construction7,204 jobs · $81,495Professional & technical serv…4,768 jobs · $93,138Administrative & support4,390 jobs · $62,109
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Barnstable County, 2000–20230%2%4%6%8%10%12%2000200420082012201620202023Barnstable 4.2%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Monument Beach

Monument Beach questions

Is Monument Beach, Massachusetts a good place to retire?

On The Town Files lifestyle rankings, Monument Beach scores better for retirees than 67% of Massachusetts towns and quieter than 48%. 32.4% of residents are 65 or older (median age 46.9).

How much does a house cost in Monument Beach?

The median owner-occupied home in Monument Beach is valued at $559,900 (Census ACS 2020–2024), against a median household income of $77,167, so homes cost about 7.3 times income. Median rent is $1,704 a month.

What is the weather like in Monument Beach?

July highs average 81.0°F and January lows 21.7°F (NOAA 1991–2020 normals). It gets about 51.1 inches of precipitation a year and 37.2 inches of snow.

Does Monument Beach get tornadoes?

No tornado has been recorded within 10 miles of Monument Beach in NOAA's Storm Events Database since 1950.

How this page is made. Every number comes from public data, matched to Monument Beach's Census boundary (GEOID 2542670). Comparisons use the median of Massachusetts towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-12.