The Town Files

Bay Mills, Michigan

Township in Chippewa County · population 1,567 (2020 Census)

Map: where Bay Mills is in MichiganBay Mills
Median home
$166,000
Household income
$60,972
Jan low / Jul high
8° / 79°
Snow a year
105 in
Tornadoes ≤10 mi since 1950
1
Median age
41.1

Bay Mills is a township of 1,567 people in Chippewa County, Michigan. The median home is worth $166,000, below the typical Michigan town ($193,900). It ranks better for first-time buyers than 95% of Michigan towns, better for a vacation home than 91% of Michigan towns, better for young professionals than 85% of Michigan towns.

How Bay Mills ranks

Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.

Bay Mills lifestyle rankings vs other Michigan townsRetirement32nd pctFamilies47th pctQuiet29th pctWalkability2nd pctFirst-time buyers95th pctYoung professionals85th pctVibrancy37th pctHip & trendy8th pctCollege town80th pctUpscale59th pctVacation homes91st pctSeaside characterbottomCyclingbottomTransitbottomDriving7th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Bay Mills is worth $166,000, below the typical Michigan town ($193,900). Homes cost about 2.7 times the median household income of $60,972, which is more affordable than 61% of Michigan towns. Median rent is $575 a month. 82.3% of households own their home.

Bay Mills vs Chippewa County vs typical Michigan townBay MillsChippewa CountyTypical Michigan townHome value$166,000$161,900$193,900Household income$60,972$62,217$69,792Monthly rent$575$797$955
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Michigan towns with 500+ people.
HousingBay MillsTypical Michigan town
Median home value$166,000$193,900
Median rent$575$955
Median household income$60,972$69,792
Home value ÷ income2.7×2.8×
Homeownership82.3%86.8%
Median year built19911975
Seasonal / vacation homes32.4%—

Who lives in Bay Mills

PeopleBay MillsTypical Michigan town
Median age41.143.7
Age 65 and over23.0%20.7%
Under 1819.1%—
Bachelor's degree or higher30.8%21.5%
Below the poverty line12.5%10.4%
Veterans9.8%—
Born outside the U.S.3.8%—
Work from home9.8%9.1%
Average commute18.6 min25.6 min
Homes with broadband90.0%88.8%

Weather in Bay Mills

July highs average 78.6°F and January lows 8.2°F. About 35.5 inches of rain and melted snow fall a year, with 105.0 inches of snow (typical Michigan town: 52.1 in). Expect about 3 days a year at 90°F or hotter and 181 nights at or below freezing.

Bay Mills monthly temperatures and precipitation0°10°20°30°40°50°60°70°80°32° freezing25°8°Jan29°9°Feb39°17°Mar52°29°Apr66°39°May76°48°Jun79°53°Jul77°53°Aug69°46°Sep55°36°Oct41°27°Nov31°17°DecPrecipitation (in) · snow (in) in blue2.027.31.518.81.912.83.26.32.60.23.14.13.13.94.31.23.413.02.525.3
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Rudyard 4N station (13.6 mi away); snowfall estimated from the 4 nearest snow stations, weighted by distance.

Tornadoes, storms and disasters

1 tornado has passed within 10 miles of Bay Mills since 1950, compared with 10 for the typical Michigan town. The strongest, an F0, struck on April 1, 1987 about 6.7 miles from the town center. The most recent was on April 1, 1987.

Tornadoes within 10 miles of Bay Mills by decade01950s01960s01970s11980s01990s02000s02010s02020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 2 times; the largest was 2.50 inches on August 5, 1989.

Severe weather in Chippewa County since 1996

Storm events in Chippewa County since 1996 by typeHail39Flood3Seiche2Blizzard3High Wind3Ice Storm6Lightning1Heavy Snow1
NOAA Storm Events Database, Chippewa County, 1996–2026 (all event types recorded since 1996).

Chippewa County has been included in 7 federal disaster or emergency declarations since 1953, most often for drought, freezing, hurricane.

DeclaredIncidentDeclaration
March 27, 2020BiologicalDR-4494: Covid-19 Pandemic
March 13, 2020BiologicalEM-3455: Covid-19
September 7, 2005HurricaneEM-3225: Hurricane Katrina Evacuation
May 10, 1994FreezingDR-1028: Severe Deep Freeze
January 27, 1978SnowstormEM-3057: Blizzards & Snowstorms

Jobs and pay in Chippewa County

Chippewa County had 12,793 jobs in 2024, paying an average of $52,748 a year. Unemployment was 5.9% in 2023; in Bay Mills itself the ACS puts it at 6.9%.

Largest industries in Chippewa CountyRetail1,554 jobs · $34,326Hotels & restaurants1,047 jobs · $23,293Health care & social assistan…776 jobs · $36,913Construction652 jobs · $88,393Manufacturing589 jobs · $55,693Transportation & warehousing275 jobs · $49,443
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Chippewa County, 2000–20230%4%8%12%2000200420082012201620202023Chippewa 5.9%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Bay Mills

Bay Mills questions

Is Bay Mills, Michigan a good place to retire?

On The Town Files lifestyle rankings, Bay Mills scores better for retirees than 32% of Michigan towns and quieter than 29%. 23.0% of residents are 65 or older (median age 41.1).

How much does a house cost in Bay Mills?

The median owner-occupied home in Bay Mills is valued at $166,000 (Census ACS 2020–2024), against a median household income of $60,972, so homes cost about 2.7 times income. Median rent is $575 a month.

What is the weather like in Bay Mills?

July highs average 78.6°F and January lows 8.2°F (NOAA 1991–2020 normals). It gets about 35.5 inches of precipitation a year and 105.0 inches of snow.

Does Bay Mills get tornadoes?

1 tornado has passed within 10 miles of Bay Mills since 1950 (NOAA Storm Events); the strongest was a F0 on April 1, 1987. The typical Michigan town has had 10.

How this page is made. Every number comes from public data, matched to Bay Mills's Census boundary (GEOID 2603306070). Comparisons use the median of Michigan towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.