The Town Files

Chippewa, Michigan

Township in Mecosta County · population 1,227 (2020 Census)

Map: where Chippewa is in MichiganChippewa
Median home
$151,400
Household income
$59,107
Jan low / Jul high
13° / 81°
Snow a year
62 in
Tornadoes ≤10 mi since 1950
6
Median age
57.0

Chippewa is a township of 1,227 people in Mecosta County, Michigan. The median home is worth $151,400, below the typical Michigan town ($193,900). It ranks better for retirees than 88% of Michigan towns, better for a vacation home than 87% of Michigan towns, quieter than 79% of Michigan towns.

How Chippewa ranks

Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.

Chippewa lifestyle rankings vs other Michigan townsRetirement88th pctFamilies57th pctQuiet79th pctWalkability20th pctFirst-time buyers53rd pctYoung professionals19th pctVibrancy11th pctHip & trendy46th pctCollege town42nd pctUpscale65th pctVacation homes87th pctSeaside characterbottomCyclingbottomTransit58th pctDriving66th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Chippewa is worth $151,400, below the typical Michigan town ($193,900). Homes cost about 2.6 times the median household income of $59,107, which is more affordable than 68% of Michigan towns. Median rent is $722 a month. 89.1% of households own their home.

Chippewa vs Mecosta County vs typical Michigan townChippewaMecosta CountyTypical Michigan townHome value$151,400$178,900$193,900Household income$59,107$60,951$69,792Monthly rent$722$934$955
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Michigan towns with 500+ people.
HousingChippewaTypical Michigan town
Median home value$151,400$193,900
Median rent$722$955
Median household income$59,107$69,792
Home value ÷ income2.6×2.8×
Homeownership89.1%86.8%
Median year built19761975
Seasonal / vacation homes50.2%—

Who lives in Chippewa

PeopleChippewaTypical Michigan town
Median age57.043.7
Age 65 and over29.9%20.7%
Under 1813.6%—
Bachelor's degree or higher11.0%21.5%
Below the poverty line15.2%10.4%
Veterans8.1%—
Born outside the U.S.0.3%—
Work from home11.8%9.1%
Average commute28.4 min25.6 min
Homes with broadband79.5%88.8%

Weather in Chippewa

July highs average 81.3°F and January lows 12.7°F. About 37.9 inches of rain and melted snow fall a year, with 61.9 inches of snow (typical Michigan town: 52.1 in). Expect about 8 days a year at 90°F or hotter and 168 nights at or below freezing.

Chippewa monthly temperatures and precipitation10°20°30°40°50°60°70°80°90°32° freezing28°13°Jan31°12°Feb42°20°Mar55°31°Apr68°43°May77°53°Jun81°57°Jul79°55°Aug72°47°Sep58°36°Oct44°28°Nov33°19°DecPrecipitation (in) · snow (in) in blue2.417.82.015.32.67.54.01.83.83.43.54.23.03.80.33.04.42.314.9
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Big Rapids Wtp station (12.3 mi away); snowfall estimated from the 2 nearest snow stations, weighted by distance.

Tornadoes, storms and disasters

6 tornadoes have passed within 10 miles of Chippewa since 1950, compared with 10 for the typical Michigan town. 3 rated (E)F2 or stronger. The strongest, an F3, struck on April 23, 1968 about 6.4 miles from the town center. The most recent was on November 17, 2013.

Tornadoes within 10 miles of Chippewa by decade11950s21960s01970s11980s11990s02000s12010s02020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 9 times; the largest was 1.75 inches on May 20, 2013.

Severe weather in Mecosta County since 1996

Storm events in Mecosta County since 1996 by typeHail31Flood8Tornado4Blizzard2High Wind7Ice Storm5Heavy Snow18Flash Flood7
NOAA Storm Events Database, Mecosta County, 1996–2026 (all event types recorded since 1996).

Mecosta County has been included in 13 federal disaster or emergency declarations since 1953, most often for flood, drought, hurricane.

DeclaredIncidentDeclaration
June 30, 2026FloodDR-4925: Severe Storms, Tornadoes, And Flooding
March 27, 2020BiologicalDR-4494: Covid-19 Pandemic
March 13, 2020BiologicalEM-3455: Covid-19
September 7, 2005HurricaneEM-3225: Hurricane Katrina Evacuation
June 30, 2004Severe StormDR-1527: Severe Storms, Tornadoes, And Flooding

Jobs and pay in Mecosta County

Mecosta County had 12,746 jobs in 2024, paying an average of $45,193 a year. Unemployment was 5.3% in 2023; in Chippewa itself the ACS puts it at 3.2%.

Largest industries in Mecosta CountyRetail2,362 jobs · $36,178Health care & social assistan…1,597 jobs · $40,526Manufacturing1,226 jobs · $64,573Hotels & restaurants1,094 jobs · $19,790Other services514 jobs · $41,428Administrative & support498 jobs · $37,390
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Mecosta County, 2000–20230%4%8%12%2000200420082012201620202023Mecosta 5.3%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Chippewa

Chippewa questions

Is Chippewa, Michigan a good place to retire?

On The Town Files lifestyle rankings, Chippewa scores better for retirees than 88% of Michigan towns and quieter than 79%. 29.9% of residents are 65 or older (median age 57.0).

How much does a house cost in Chippewa?

The median owner-occupied home in Chippewa is valued at $151,400 (Census ACS 2020–2024), against a median household income of $59,107, so homes cost about 2.6 times income. Median rent is $722 a month.

What is the weather like in Chippewa?

July highs average 81.3°F and January lows 12.7°F (NOAA 1991–2020 normals). It gets about 37.9 inches of precipitation a year and 61.9 inches of snow.

Does Chippewa get tornadoes?

6 tornadoes have passed within 10 miles of Chippewa since 1950 (NOAA Storm Events); the strongest was a F3 on April 23, 1968. The typical Michigan town has had 10.

How this page is made. Every number comes from public data, matched to Chippewa's Census boundary (GEOID 2610715600). Comparisons use the median of Michigan towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.