The Town FilesOtsego County, Michigan
25,584 people. The median home is worth $219,700 (typical Michigan town: $193,900) and the median household earns $68,183.
Towns in Otsego County
| Town | People | Median home | Income | Median age |
|---|---|---|---|---|
| Bagley | 5,867 | $234,300 | $77,045 | 42.6 |
| Gaylord | 4,286 | $192,800 | $44,701 | 40.0 |
| Otsego Lake | 2,857 | $218,400 | $73,073 | 55.6 |
| Hayes | 2,725 | $222,300 | $77,629 | 50.8 |
| Livingston | 2,652 | $220,200 | $76,625 | 38.9 |
People and housing
| Otsego County | Typical Michigan town | |
|---|---|---|
| Median home value | $219,700 | $193,900 |
| Median rent | $1,008 | $955 |
| Median household income | $68,183 | $69,792 |
| Median age | 44.4 | 43.7 |
| Bachelor's degree or higher | 26.3% | 21.5% |
| Below the poverty line | 8.0% | 10.4% |
Jobs and pay
10,703 jobs in 2024, average pay $53,154 a year.
Storms since 1996
NOAA recorded 297 storm events in Otsego County from 1996 to 2026, with 2 deaths.
Federal disaster declarations
Otsego County has been included in 7 FEMA declarations since 1953.
| Declared | Incident | Declaration |
|---|---|---|
| July 22, 2025 | Severe Ice Storm | DR-4880: Severe Winter Storm |
| March 27, 2020 | Biological | DR-4494: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3455: Covid-19 |
| September 7, 2005 | Hurricane | EM-3225: Hurricane Katrina Evacuation |
| January 27, 1999 | Snowstorm | EM-3137: Mi - Severe Weather 1/2 /99 |
| January 27, 1978 | Snowstorm | EM-3057: Blizzards & Snowstorms |
Sources: U.S. Census Bureau ACS 2020–2024; BLS QCEW and LAUS; NOAA Storm Events; FEMA OpenFEMA (not endorsed by FEMA).