Cumming, Michigan

Township in Ogemaw County · population 717 (2020 Census)

Median home: $178,900
Household income: $41,667
Jan low / Jul high: 10° / 81°
Snow a year: 52 in
Tornadoes ≤10 mi since 1950: 12
Median age: 53.2

Cumming is a township of 717 people in Ogemaw County, Michigan. The median home is worth $178,900, below the typical Michigan town ($193,900). It ranks quieter than 95% of Michigan towns, better for first-time buyers than 88% of Michigan towns, better for retirees than 79% of Michigan towns.

How Cumming ranks

Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.

The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Cumming is worth $178,900, below the typical Michigan town ($193,900). Homes cost about 4.3 times the median household income of $41,667, which is more affordable than 5% of Michigan towns. Median rent is $838 a month. 89.6% of households own their home.

Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Michigan towns with 500+ people.

Housing	Cumming	Typical Michigan town
Median home value	$178,900	$193,900
Median rent	$838	$955
Median household income	$41,667	$69,792
Home value ÷ income	4.3×	2.8×
Homeownership	89.6%	86.8%
Median year built	1981	1975
Seasonal / vacation homes	35.2%	—

Who lives in Cumming

People	Cumming	Typical Michigan town
Median age	53.2	43.7
Age 65 and over	27.3%	20.7%
Under 18	18.1%	—
Bachelor's degree or higher	18.9%	21.5%
Below the poverty line	21.6%	10.4%
Veterans	8.2%	—
Born outside the U.S.	2.0%	—
Work from home	16.3%	9.1%
Average commute	23.3 min	25.6 min
Homes with broadband	82.3%	88.8%

Weather in Cumming

July highs average 81.0°F and January lows 10.0°F. About 33.4 inches of rain and melted snow fall a year, with 51.9 inches of snow (typical Michigan town: 52.1 in). Expect about 9 days a year at 90°F or hotter and 190 nights at or below freezing.

NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Lupton 1S station (3.5 mi away); snowfall estimated from the 3 nearest snow stations, weighted by distance.

Tornadoes, storms and disasters

12 tornadoes have passed within 10 miles of Cumming since 1950, compared with 10 for the typical Michigan town. 6 rated (E)F2 or stronger. The strongest, an F3, struck on March 27, 1991 about 8.3 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 18 injuries since 1950. The most recent was on August 28, 2018.

NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 12 times; the largest was 2.75 inches on July 14, 1976.

Severe weather in Ogemaw County since 1996

NOAA Storm Events Database, Ogemaw County, 1996–2026 (all event types recorded since 1996). 1 deaths recorded.

Ogemaw County has been included in 7 federal disaster or emergency declarations since 1953, most often for flood, drought, hurricane.

Declared	Incident	Declaration
June 30, 2026	Flood	DR-4925: Severe Storms, Tornadoes, And Flooding
March 27, 2020	Biological	DR-4494: Covid-19 Pandemic
March 13, 2020	Biological	EM-3455: Covid-19
September 7, 2005	Hurricane	EM-3225: Hurricane Katrina Evacuation
January 27, 1999	Snowstorm	EM-3137: Mi - Severe Weather 1/2 /99

Jobs and pay in Ogemaw County

Ogemaw County had 6,008 jobs in 2024, paying an average of $42,697 a year. Unemployment was 6.6% in 2023; in Cumming itself the ACS puts it at 5.1%.

BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.

Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Cumming

Rose City, MI
3.6 mi · 577 people · home $101,700
Klacking, MI
4.9 mi · 572 people · home $168,400
Rose, MI
5.3 mi · 1,241 people · home $153,300
Churchill, MI
5.8 mi · 1,543 people · home $178,600
Hill, MI
7.1 mi · 1,251 people · home $171,100
West Branch, MI
7.5 mi · 2,567 people · home $171,600
Logan, MI
8.6 mi · 596 people · home $153,600
West Branch, MI
11.1 mi · 2,351 people · home $147,800

Cumming questions

Is Cumming, Michigan a good place to retire?

On The Town Files lifestyle rankings, Cumming scores better for retirees than 79% of Michigan towns and quieter than 95%. 27.3% of residents are 65 or older (median age 53.2).

How much does a house cost in Cumming?

The median owner-occupied home in Cumming is valued at $178,900 (Census ACS 2020–2024), against a median household income of $41,667, so homes cost about 4.3 times income. Median rent is $838 a month.

What is the weather like in Cumming?

July highs average 81.0°F and January lows 10.0°F (NOAA 1991–2020 normals). It gets about 33.4 inches of precipitation a year and 51.9 inches of snow.

Does Cumming get tornadoes?

12 tornadoes have passed within 10 miles of Cumming since 1950 (NOAA Storm Events); the strongest was a F3 on March 27, 1991. The typical Michigan town has had 10.

How this page is made. Every number comes from public data, matched to Cumming's Census boundary (GEOID 2612919260). Comparisons use the median of Michigan towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center.

U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
NOAA NCEI U.S. Climate Normals (1991–2020)
NOAA NCEI Storm Events Database (1950–2026)
FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
NCES Common Core of Data (2023–24)
BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)

Data snapshot 2026-11-13.