The Town Files

Girard, Michigan

Township in Branch County · population 1,770 (2020 Census)

Map: where Girard is in MichiganGirard
Median home
$242,400
Household income
$77,917
Jan low / Jul high
16° / 82°
Snow a year
43 in
Tornadoes ≤10 mi since 1950
15
Median age
47.8

Girard is a township of 1,770 people in Branch County, Michigan. The median home is worth $242,400, above the typical Michigan town ($193,900). It ranks better transit than 98% of Michigan towns, better for families than 74% of Michigan towns.

How Girard ranks

Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.

Girard lifestyle rankings vs other Michigan townsRetirement36th pctFamilies74th pctQuiet65th pctWalkability42nd pctFirst-time buyersbottomYoung professionals33rd pctVibrancy19th pctHip & trendy28th pctCollege town23rd pctUpscale58th pctVacation homesbottomSeaside characterbottomCyclingbottomTransit98th pctDriving59th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Girard is worth $242,400, above the typical Michigan town ($193,900). Homes cost about 3.1 times the median household income of $77,917, which is more affordable than 37% of Michigan towns. Median rent is $1,018 a month. 89.9% of households own their home.

Girard vs Branch County vs typical Michigan townGirardBranch CountyTypical Michigan townHome value$242,400$162,500$193,900Household income$77,917$63,724$69,792Monthly rent$1,018$959$955
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Michigan towns with 500+ people.
HousingGirardTypical Michigan town
Median home value$242,400$193,900
Median rent$1,018$955
Median household income$77,917$69,792
Home value ÷ income3.1×2.8×
Homeownership89.9%86.8%
Median year built19661975
Seasonal / vacation homes16.5%—

Who lives in Girard

PeopleGirardTypical Michigan town
Median age47.843.7
Age 65 and over17.3%20.7%
Under 1822.6%—
Bachelor's degree or higher21.3%21.5%
Below the poverty line15.0%10.4%
Veterans6.2%—
Born outside the U.S.4.7%—
Work from home6.9%9.1%
Average commute21.8 min25.6 min
Homes with broadband91.7%88.8%

Weather in Girard

July highs average 81.9°F and January lows 15.9°F. About 39.1 inches of rain and melted snow fall a year, with 42.7 inches of snow (typical Michigan town: 52.1 in). Expect about 7 days a year at 90°F or hotter and 136 nights at or below freezing.

Girard monthly temperatures and precipitation10°20°30°40°50°60°70°80°90°32° freezing31°16°Jan34°18°Feb45°26°Mar58°36°Apr69°47°May79°57°Jun82°60°Jul80°58°Aug73°51°Sep61°40°Oct47°31°Nov36°22°DecPrecipitation (in) · snow (in) in blue2.513.12.310.72.24.93.41.14.33.94.04.43.33.70.12.83.62.49.2
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Coldwater St School station (5.2 mi away).

Tornadoes, storms and disasters

15 tornadoes have passed within 10 miles of Girard since 1950, compared with 10 for the typical Michigan town. 5 rated (E)F2 or stronger. The strongest, an EF3, struck on March 6, 2026 about 6.1 miles from the town center and killed 3. Tornadoes within 10 miles have caused 4 deaths and 12 injuries since 1950. The most recent was on April 15, 2026.

Tornadoes within 10 miles of Girard by decade01950s21960s31970s31980s01990s02000s22010s52020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 25 times; the largest was 4.00 inches on May 7, 2024.

Severe weather in Branch County since 1996

Storm events in Branch County since 1996 by typeHail59Tornado9Blizzard1High Wind11Ice Storm7Heavy Snow15Strong Wind4Winter Storm33
NOAA Storm Events Database, Branch County, 1996–2026 (all event types recorded since 1996). 4 deaths recorded.

Branch County has been included in 6 federal disaster or emergency declarations since 1953, most often for tornado, hurricane, snowstorm.

DeclaredIncidentDeclaration
March 27, 2020BiologicalDR-4494: Covid-19 Pandemic
March 13, 2020BiologicalEM-3455: Covid-19
September 7, 2005HurricaneEM-3225: Hurricane Katrina Evacuation
January 10, 2001SnowstormEM-3160: Snow
January 27, 1978SnowstormEM-3057: Blizzards & Snowstorms

Jobs and pay in Branch County

Branch County had 15,240 jobs in 2024, paying an average of $53,639 a year. Unemployment was 3.9% in 2023; in Girard itself the ACS puts it at 2.1%.

Largest industries in Branch CountyManufacturing3,704 jobs · $61,240Retail1,739 jobs · $37,084Hotels & restaurants1,606 jobs · $20,230Transportation & warehousing1,432 jobs · $71,949Health care & social assistan…846 jobs · $43,896Wholesale trade727 jobs · $58,430
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Branch County, 2000–20230%4%8%12%2000200420082012201620202023Branch 3.9%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Girard

Girard questions

Is Girard, Michigan a good place to retire?

On The Town Files lifestyle rankings, Girard scores better for retirees than 36% of Michigan towns and quieter than 65%. 17.3% of residents are 65 or older (median age 47.8).

How much does a house cost in Girard?

The median owner-occupied home in Girard is valued at $242,400 (Census ACS 2020–2024), against a median household income of $77,917, so homes cost about 3.1 times income. Median rent is $1,018 a month.

What is the weather like in Girard?

July highs average 81.9°F and January lows 15.9°F (NOAA 1991–2020 normals). It gets about 39.1 inches of precipitation a year and 42.7 inches of snow.

Does Girard get tornadoes?

15 tornadoes have passed within 10 miles of Girard since 1950 (NOAA Storm Events); the strongest was an EF3 on March 6, 2026. The typical Michigan town has had 10.

How this page is made. Every number comes from public data, matched to Girard's Census boundary (GEOID 2602332280). Comparisons use the median of Michigan towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.