The Town FilesHemlock, Michigan
Community in Saginaw County · population 1,408 (2020 Census)
- Median home
- $221,800
- Household income
- $102,188
- Jan low / Jul high
- 16° / 82°
- Snow a year
- 45 in
- Tornadoes ≤10 mi since 1950
- 7
- Median age
- 41.4
Hemlock is a community of 1,408 people in Saginaw County, Michigan. The median home is worth $221,800, above the typical Michigan town ($193,900). It ranks better for families than 98% of Michigan towns, easier by car than 95% of Michigan towns, more of a college town than 88% of Michigan towns.
How Hemlock ranks
Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.
Homes and cost of living
The median home in Hemlock is worth $221,800, above the typical Michigan town ($193,900). Homes cost about 2.2 times the median household income of $102,188, which is more affordable than 89% of Michigan towns. Median rent is $1,011 a month. 87.3% of households own their home.
| Housing | Hemlock | Typical Michigan town |
|---|---|---|
| Median home value | $221,800 | $193,900 |
| Median rent | $1,011 | $955 |
| Median household income | $102,188 | $69,792 |
| Home value ÷ income | 2.2× | 2.8× |
| Homeownership | 87.3% | 86.8% |
| Median year built | 1971 | 1975 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Hemlock
| People | Hemlock | Typical Michigan town |
|---|---|---|
| Median age | 41.4 | 43.7 |
| Age 65 and over | 10.9% | 20.7% |
| Under 18 | 22.2% | — |
| Bachelor's degree or higher | 29.0% | 21.5% |
| Below the poverty line | 8.4% | 10.4% |
| Veterans | 2.4% | — |
| Born outside the U.S. | 0.8% | — |
| Work from home | 0.9% | 9.1% |
| Average commute | 30.1 min | 25.6 min |
| Homes with broadband | 95.6% | 88.8% |
Weather in Hemlock
July highs average 82.2°F and January lows 16.4°F. About 32.1 inches of rain and melted snow fall a year, with 44.9 inches of snow (typical Michigan town: 52.1 in). Expect about 9 days a year at 90°F or hotter and 139 nights at or below freezing.
Tornadoes, storms and disasters
7 tornadoes have passed within 10 miles of Hemlock since 1950, compared with 10 for the typical Michigan town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on June 15, 1982 about 5.3 miles from the town center. The most recent was on June 9, 2026.
Hail of 1 inch or larger has been reported within 10 miles 24 times; the largest was 1.75 inches on June 17, 2013.
Severe weather in Saginaw County since 1996
Saginaw County has been included in 18 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| June 30, 2026 | Flood | DR-4925: Severe Storms, Tornadoes, And Flooding |
| July 9, 2020 | Dam/Levee Break | DR-4547: Severe Storms And Flooding |
| March 27, 2020 | Biological | DR-4494: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3455: Covid-19 |
| June 18, 2013 | Flood | DR-4121: Flooding |
Jobs and pay in Saginaw County
Saginaw County had 79,478 jobs in 2024, paying an average of $58,049 a year. Unemployment was 5.2% in 2023; in Hemlock itself the ACS puts it at 0%.
Public schools in Hemlock
5 public schools with 1,214 students, about 18.7 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Hemlock Middle School | 5-8 | 357 | 19.8 |
| KC Ling Elementary School | 1-4 | 349 | 17.5 |
| Hemlock High School | 9-12 | 332 | 20.8 |
| Hemlock Elementary School | PK-K | 118 | 11.8 |
| Hemlock Virtual | 7-12 | 58 | 58.0 |
Towns near Hemlock
- Richland, MI1.2 mi · 3,955 people · home $215,300
- Jonesfield, MI4.2 mi · 1,618 people · home $143,500
- Merrill, MI4.8 mi · 663 people · home $93,200
- Fremont, MI4.9 mi · 1,998 people · home $239,100
- Thomas, MI6.3 mi · 11,931 people · home $191,900
- Lakefield, MI6.8 mi · 894 people · home $195,300
- Ingersoll, MI7.3 mi · 2,775 people · home $190,000
- Mount Haley, MI7.8 mi · 1,609 people · home $169,500
Hemlock questions
Is Hemlock, Michigan a good place to retire?
On The Town Files lifestyle rankings, Hemlock scores better for retirees than 42% of Michigan towns and quieter than 31%. 10.9% of residents are 65 or older (median age 41.4).
How much does a house cost in Hemlock?
The median owner-occupied home in Hemlock is valued at $221,800 (Census ACS 2020–2024), against a median household income of $102,188, so homes cost about 2.2 times income. Median rent is $1,011 a month.
What is the weather like in Hemlock?
July highs average 82.2°F and January lows 16.4°F (NOAA 1991–2020 normals). It gets about 32.1 inches of precipitation a year and 44.9 inches of snow.
Does Hemlock get tornadoes?
7 tornadoes have passed within 10 miles of Hemlock since 1950 (NOAA Storm Events); the strongest was a F2 on June 15, 1982. The typical Michigan town has had 10.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)