The Town Files

Oscoda, Michigan

Community in Iosco County · population 916 (2020 Census)

Map: where Oscoda is in MichiganOscoda
Median home
$86,500
Household income
$46,801
Jan low / Jul high
13° / 80°
Snow a year
48 in
Tornadoes ≤10 mi since 1950
1
Median age
54.9

Oscoda is a community of 916 people in Iosco County, Michigan. The median home is worth $86,500, below the typical Michigan town ($193,900). It ranks hipper than 87% of Michigan towns, more vibrant than 86% of Michigan towns, better for retirees than 71% of Michigan towns.

How Oscoda ranks

Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.

Oscoda lifestyle rankings vs other Michigan townsRetirement71st pctFamilies12th pctQuiet28th pctWalkability47th pctFirst-time buyers50th pctYoung professionals54th pctVibrancy86th pctHip & trendy87th pctCollege town49th pctUpscale3rd pctVacation homes70th pctSeaside characterbottomCyclingbottomTransit63rd pctDriving47th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Oscoda is worth $86,500, below the typical Michigan town ($193,900). Homes cost about 1.8 times the median household income of $46,801, which is more affordable than 97% of Michigan towns. Median rent is $522 a month. 76.6% of households own their home.

Oscoda vs Iosco County vs typical Michigan townOscodaIosco CountyTypical Michigan townHome value$86,500$142,200$193,900Household income$46,801$50,066$69,792Monthly rent$522$719$955
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Michigan towns with 500+ people.
HousingOscodaTypical Michigan town
Median home value$86,500$193,900
Median rent$522$955
Median household income$46,801$69,792
Home value ÷ income1.8×2.8×
Homeownership76.6%86.8%
Median year built19621975
Seasonal / vacation homes32.0%—

Who lives in Oscoda

PeopleOscodaTypical Michigan town
Median age54.943.7
Age 65 and over29.8%20.7%
Under 188.1%—
Bachelor's degree or higher29.5%21.5%
Below the poverty line18.5%10.4%
Veterans6.2%—
Born outside the U.S.1.2%—
Work from home5.3%9.1%
Average commute12.4 min25.6 min
Homes with broadband89.9%88.8%

Weather in Oscoda

July highs average 80.2°F and January lows 13.3°F. About 32.3 inches of rain and melted snow fall a year, with 48.3 inches of snow (typical Michigan town: 52.1 in). Expect about 5 days a year at 90°F or hotter and 157 nights at or below freezing.

Oscoda monthly temperatures and precipitation10°20°30°40°50°60°70°80°90°32° freezing30°13°Jan32°13°Feb41°21°Mar52°32°Apr65°44°May75°53°Jun80°58°Jul79°57°Aug72°49°Sep59°38°Oct46°29°Nov35°21°DecPrecipitation (in) · snow (in) in blue2.113.51.812.41.96.93.43.33.23.33.13.02.93.00.12.52.42.19.7
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the E Tawas station (12.9 mi away); snowfall estimated from the 3 nearest snow stations, weighted by distance.

Tornadoes, storms and disasters

1 tornado has passed within 10 miles of Oscoda since 1950, compared with 10 for the typical Michigan town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on June 8, 1953 about 1.5 miles from the town center and killed 4. Tornadoes within 10 miles have caused 4 deaths and 13 injuries since 1950. The most recent was on June 8, 1953.

Tornadoes within 10 miles of Oscoda by decade11950s01960s01970s01980s01990s02000s02010s02020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 16 times; the largest was 2.75 inches on June 30, 2004.

Severe weather in Iosco County since 1996

Storm events in Iosco County since 1996 by typeHail54Flood3Tornado2Blizzard4High Wind6Ice Storm5Lightning3Heavy Snow20
NOAA Storm Events Database, Iosco County, 1996–2026 (all event types recorded since 1996).

Iosco County has been included in 11 federal disaster or emergency declarations since 1953, most often for flood, drought, hurricane.

DeclaredIncidentDeclaration
June 30, 2026FloodDR-4925: Severe Storms, Tornadoes, And Flooding
July 9, 2020Dam/Levee BreakDR-4547: Severe Storms And Flooding
March 27, 2020BiologicalDR-4494: Covid-19 Pandemic
March 13, 2020BiologicalEM-3455: Covid-19
September 7, 2005HurricaneEM-3225: Hurricane Katrina Evacuation

Jobs and pay in Iosco County

Iosco County had 7,724 jobs in 2024, paying an average of $59,332 a year. Unemployment was 6% in 2023; in Oscoda itself the ACS puts it at 0%.

Largest industries in Iosco CountyTransportation & warehousing1,422 jobs · $105,934Retail1,057 jobs · $34,544Manufacturing1,006 jobs · $75,318Hotels & restaurants681 jobs · $18,064Construction322 jobs · $61,136Other services230 jobs · $27,955
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Iosco County, 2000–20230%4%8%12%16%2000200420082012201620202023Iosco 6%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Oscoda

Oscoda questions

Is Oscoda, Michigan a good place to retire?

On The Town Files lifestyle rankings, Oscoda scores better for retirees than 71% of Michigan towns and quieter than 28%. 29.8% of residents are 65 or older (median age 54.9).

How much does a house cost in Oscoda?

The median owner-occupied home in Oscoda is valued at $86,500 (Census ACS 2020–2024), against a median household income of $46,801, so homes cost about 1.8 times income. Median rent is $522 a month.

What is the weather like in Oscoda?

July highs average 80.2°F and January lows 13.3°F (NOAA 1991–2020 normals). It gets about 32.3 inches of precipitation a year and 48.3 inches of snow.

Does Oscoda get tornadoes?

1 tornado has passed within 10 miles of Oscoda since 1950 (NOAA Storm Events); the strongest was a F2 on June 8, 1953. The typical Michigan town has had 10.

How this page is made. Every number comes from public data, matched to Oscoda's Census boundary (GEOID 2661320). Comparisons use the median of Michigan towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.