Ruby, Michigan

Community in St. Clair County · population 852 (2020 Census)

Median home: $223,800
Household income: $69,077
Jan low / Jul high: 20° / 81°
Snow a year: 40 in
Tornadoes ≤10 mi since 1950: 16
Median age: 32.2

Ruby is a community of 852 people in St. Clair County, Michigan. The median home is worth $223,800, above the typical Michigan town ($193,900). It ranks easier by car than 90% of Michigan towns, more of a college town than 86% of Michigan towns, better for retirees than 84% of Michigan towns.

How Ruby ranks

Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.

The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Ruby is worth $223,800, above the typical Michigan town ($193,900). Homes cost about 3.2 times the median household income of $69,077, which is more affordable than 31% of Michigan towns. Median rent is $1,105 a month. 74.9% of households own their home.

Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Michigan towns with 500+ people.

Housing	Ruby	Typical Michigan town
Median home value	$223,800	$193,900
Median rent	$1,105	$955
Median household income	$69,077	$69,792
Home value ÷ income	3.2×	2.8×
Homeownership	74.9%	86.8%
Median year built	1975	1975
Seasonal / vacation homes	0.0%	—

Who lives in Ruby

People	Ruby	Typical Michigan town
Median age	32.2	43.7
Age 65 and over	17.5%	20.7%
Under 18	27.6%	—
Bachelor's degree or higher	12.1%	21.5%
Below the poverty line	2.7%	10.4%
Veterans	5.4%	—
Born outside the U.S.	0.0%	—
Work from home	6.9%	9.1%
Average commute	29.8 min	25.6 min
Homes with broadband	97.8%	88.8%

Weather in Ruby

July highs average 81.3°F and January lows 19.9°F. About 34.9 inches of rain and melted snow fall a year, with 39.8 inches of snow (typical Michigan town: 52.1 in). Expect about 10 days a year at 90°F or hotter and 122 nights at or below freezing.

NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Port Huron station (10.5 mi away); snowfall estimated from the 3 nearest snow stations, weighted by distance.

Tornadoes, storms and disasters

16 tornadoes have passed within 10 miles of Ruby since 1950, compared with 10 for the typical Michigan town. 4 rated (E)F2 or stronger. The strongest, an F4, struck on June 8, 1953 about 7.0 miles from the town center. Tornadoes within 10 miles have caused 3 deaths and 97 injuries since 1950. The most recent was on October 14, 2021.

NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 18 times; the largest was 1.75 inches on June 25, 2026.

Severe weather in St. Clair County since 1996

NOAA Storm Events Database, St. Clair County, 1996–2026 (all event types recorded since 1996). 3 deaths recorded.

St. Clair County has been included in 12 federal disaster or emergency declarations since 1953, most often for flood, other, hurricane.

Declared	Incident	Declaration
March 27, 2020	Biological	DR-4494: Covid-19 Pandemic
March 13, 2020	Biological	EM-3455: Covid-19
September 7, 2005	Hurricane	EM-3225: Hurricane Katrina Evacuation
June 30, 2004	Severe Storm	DR-1527: Severe Storms, Tornadoes, And Flooding
September 23, 2003	Other	EM-3189: Power Outage

Jobs and pay in St. Clair County

St. Clair County had 42,283 jobs in 2024, paying an average of $55,695 a year. Unemployment was 3.8% in 2023; in Ruby itself the ACS puts it at 1.8%.

BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.

Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Ruby

Clyde, MI
2.1 mi · 5,523 people · home $235,700
Kenockee, MI
4.1 mi · 2,405 people · home $232,200
Grant, MI
6.0 mi · 1,829 people · home $249,000
Kimball, MI
6.3 mi · 9,609 people · home $197,500
Fort Gratiot, MI
6.5 mi · 11,242 people · home $241,200
Greenwood, MI
7.1 mi · 1,490 people · home $261,100
Wales, MI
7.4 mi · 3,180 people · home $273,700
Burtchville, MI
7.6 mi · 4,077 people · home $162,000

Ruby questions

Is Ruby, Michigan a good place to retire?

On The Town Files lifestyle rankings, Ruby scores better for retirees than 84% of Michigan towns and quieter than 55%. 17.5% of residents are 65 or older (median age 32.2).

How much does a house cost in Ruby?

The median owner-occupied home in Ruby is valued at $223,800 (Census ACS 2020–2024), against a median household income of $69,077, so homes cost about 3.2 times income. Median rent is $1,105 a month.

What is the weather like in Ruby?

July highs average 81.3°F and January lows 19.9°F (NOAA 1991–2020 normals). It gets about 34.9 inches of precipitation a year and 39.8 inches of snow.

Does Ruby get tornadoes?

16 tornadoes have passed within 10 miles of Ruby since 1950 (NOAA Storm Events); the strongest was a F4 on June 8, 1953. The typical Michigan town has had 10.

How this page is made. Every number comes from public data, matched to Ruby's Census boundary (GEOID 2670160). Comparisons use the median of Michigan towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center.

U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
NOAA NCEI U.S. Climate Normals (1991–2020)
NOAA NCEI Storm Events Database (1950–2026)
FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
NCES Common Core of Data (2023–24)
BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)

Data snapshot 2026-11-13.