The Town FilesSilver Creek, Michigan
Township in Cass County · population 3,051 (2020 Census)
- Median home
- $255,100
- Household income
- $80,894
- Jan low / Jul high
- 20° / 85°
- Snow a year
- 87 in
- Tornadoes ≤10 mi since 1950
- 10
- Median age
- 46.6
Silver Creek is a township of 3,051 people in Cass County, Michigan. The median home is worth $255,100, above the typical Michigan town ($193,900). It ranks better for a vacation home than 79% of Michigan towns, more walkable than 77% of Michigan towns, hipper than 74% of Michigan towns.
How Silver Creek ranks
Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.
Homes and cost of living
The median home in Silver Creek is worth $255,100, above the typical Michigan town ($193,900). Homes cost about 3.2 times the median household income of $80,894, which is more affordable than 31% of Michigan towns. Median rent is $537 a month. 89.6% of households own their home.
| Housing | Silver Creek | Typical Michigan town |
|---|---|---|
| Median home value | $255,100 | $193,900 |
| Median rent | $537 | $955 |
| Median household income | $80,894 | $69,792 |
| Home value ÷ income | 3.2× | 2.8× |
| Homeownership | 89.6% | 86.8% |
| Median year built | 1969 | 1975 |
| Seasonal / vacation homes | 39.3% | — |
Who lives in Silver Creek
| People | Silver Creek | Typical Michigan town |
|---|---|---|
| Median age | 46.6 | 43.7 |
| Age 65 and over | 22.2% | 20.7% |
| Under 18 | 14.3% | — |
| Bachelor's degree or higher | 24.2% | 21.5% |
| Below the poverty line | 8.1% | 10.4% |
| Veterans | 9.8% | — |
| Born outside the U.S. | 2.9% | — |
| Work from home | 9.1% | 9.1% |
| Average commute | 20.5 min | 25.6 min |
| Homes with broadband | 94.7% | 88.8% |
Weather in Silver Creek
July highs average 84.6°F and January lows 19.7°F. About 38.3 inches of rain and melted snow fall a year, with 86.6 inches of snow (typical Michigan town: 52.1 in). Expect about 17 days a year at 90°F or hotter and 122 nights at or below freezing.
Tornadoes, storms and disasters
10 tornadoes have passed within 10 miles of Silver Creek since 1950, compared with 10 for the typical Michigan town. 6 rated (E)F2 or stronger. The strongest, an EF2, struck on June 5, 2010 about 6.2 miles from the town center. The most recent was on May 7, 2024.
Hail of 1 inch or larger has been reported within 10 miles 23 times; the largest was 2.00 inches on June 16, 2026.
Severe weather in Cass County since 1996
Cass County has been included in 9 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| March 27, 2020 | Biological | DR-4494: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3455: Covid-19 |
| September 7, 2005 | Hurricane | EM-3225: Hurricane Katrina Evacuation |
| June 30, 2004 | Severe Storm | DR-1527: Severe Storms, Tornadoes, And Flooding |
| January 10, 2001 | Snowstorm | EM-3160: Snow |
Jobs and pay in Cass County
Cass County had 9,373 jobs in 2024, paying an average of $51,894 a year. Unemployment was 4.4% in 2023; in Silver Creek itself the ACS puts it at 3%.
Towns near Silver Creek
- Dowagiac, MI4.4 mi · 5,721 people · home $130,800
- Wayne, MI6.4 mi · 2,576 people · home $207,900
- Bainbridge, MI7.5 mi · 2,682 people · home $220,600
- Berrien, MI8.4 mi · 4,868 people · home $252,500
- LaGrange, MI9.5 mi · 3,787 people · home $119,600
- Hartford, MI9.7 mi · 3,021 people · home $150,000
- Howard, MI11.9 mi · 6,275 people · home $200,000
- Hartford, MI12.3 mi · 2,515 people · home $108,700
Silver Creek questions
Is Silver Creek, Michigan a good place to retire?
On The Town Files lifestyle rankings, Silver Creek scores better for retirees than 60% of Michigan towns and quieter than 39%. 22.2% of residents are 65 or older (median age 46.6).
How much does a house cost in Silver Creek?
The median owner-occupied home in Silver Creek is valued at $255,100 (Census ACS 2020–2024), against a median household income of $80,894, so homes cost about 3.2 times income. Median rent is $537 a month.
What is the weather like in Silver Creek?
July highs average 84.6°F and January lows 19.7°F (NOAA 1991–2020 normals). It gets about 38.3 inches of precipitation a year and 86.6 inches of snow.
Does Silver Creek get tornadoes?
10 tornadoes have passed within 10 miles of Silver Creek since 1950 (NOAA Storm Events); the strongest was an EF2 on June 5, 2010. The typical Michigan town has had 10.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)