The Town FilesHart Lake, Minnesota
Township in Hubbard County · population 543 (2020 Census)
- Median home
- $303,300
- Household income
- $88,750
- Jan low / Jul high
- -4° / 79°
- Snow a year
- 49 in
- Tornadoes ≤10 mi since 1950
- 6
- Median age
- 40.7
Hart Lake is a township of 543 people in Hubbard County, Minnesota. The median home is worth $303,300, close to the typical Minnesota town ($301,800). It ranks better for a vacation home than 88% of Minnesota towns, better for cycling than 81% of Minnesota towns, better transit than 81% of Minnesota towns.
How Hart Lake ranks
Percentile among Minnesota towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Minnesota towns.
Homes and cost of living
The median home in Hart Lake is worth $303,300, close to the typical Minnesota town ($301,800). Homes cost about 3.4 times the median household income of $88,750, which is more affordable than 50% of Minnesota towns. Median rent is $967 a month. 88.6% of households own their home.
| Housing | Hart Lake | Typical Minnesota town |
|---|---|---|
| Median home value | $303,300 | $301,800 |
| Median rent | $967 | $991 |
| Median household income | $88,750 | $87,375 |
| Home value ÷ income | 3.4× | 3.4× |
| Homeownership | 88.6% | 88.6% |
| Median year built | 1991 | 1979 |
| Seasonal / vacation homes | 28.5% | — |
Who lives in Hart Lake
| People | Hart Lake | Typical Minnesota town |
|---|---|---|
| Median age | 40.7 | 42.7 |
| Age 65 and over | 21.6% | 20.0% |
| Under 18 | 19.1% | — |
| Bachelor's degree or higher | 20.6% | 26.2% |
| Below the poverty line | 8.8% | 6.9% |
| Veterans | 6.7% | — |
| Born outside the U.S. | 0.6% | — |
| Work from home | 5.6% | 11.1% |
| Average commute | 26.2 min | 24.5 min |
| Homes with broadband | 85.7% | 90.2% |
Weather in Hart Lake
July highs average 79.1°F and January lows -3.6°F. About 26.5 inches of rain and melted snow fall a year, with 48.9 inches of snow (typical Minnesota town: 47.0 in). Expect about 4 days a year at 90°F or hotter and 187 nights at or below freezing.
Tornadoes, storms and disasters
6 tornadoes have passed within 10 miles of Hart Lake since 1950, compared with 14 for the typical Minnesota town. The strongest, an EF1, struck on June 10, 2017 about 6.8 miles from the town center. The most recent was on June 19, 2026.
Hail of 1 inch or larger has been reported within 10 miles 32 times; the largest was 2.50 inches on June 4, 2019.
Severe weather in Hubbard County since 1996
Hubbard County has been included in 10 federal disaster or emergency declarations since 1953, most often for flood, drought, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| April 7, 2020 | Biological | DR-4531: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3453: Covid-19 |
| April 9, 2009 | Severe Storm | DR-1830: Severe Storms And Flooding |
| September 13, 2005 | Hurricane | EM-3242: Hurricane Katrina Evacuation |
| June 14, 2002 | Severe Storm | DR-1419: Severe Storms, Flooding And Tornadoes |
Jobs and pay in Hubbard County
Hubbard County had 6,263 jobs in 2024, paying an average of $46,510 a year. Unemployment was 4.3% in 2023; in Hart Lake itself the ACS puts it at 3.5%.
Towns near Hart Lake
- Guthrie, MN5.1 mi · 603 people · home $281,000
- Wilkinson, MN5.3 mi · 574 people · home $192,000
- Farden, MN6.1 mi · 1,145 people · home $271,600
- Lakeport, MN6.1 mi · 840 people · home $277,600
- Pike Bay, MN7.7 mi · 1,713 people · home $151,000
- Helga, MN9.0 mi · 1,648 people · home $315,100
- Cass Lake, MN9.2 mi · 675 people · home $109,900
- Frohn, MN13.2 mi · 1,537 people · home $288,400
Hart Lake questions
Is Hart Lake, Minnesota a good place to retire?
On The Town Files lifestyle rankings, Hart Lake scores better for retirees than 50% of Minnesota towns and quieter than 51%. 21.6% of residents are 65 or older (median age 40.7).
How much does a house cost in Hart Lake?
The median owner-occupied home in Hart Lake is valued at $303,300 (Census ACS 2020–2024), against a median household income of $88,750, so homes cost about 3.4 times income. Median rent is $967 a month.
What is the weather like in Hart Lake?
July highs average 79.1°F and January lows -3.6°F (NOAA 1991–2020 normals). It gets about 26.5 inches of precipitation a year and 48.9 inches of snow.
Does Hart Lake get tornadoes?
6 tornadoes have passed within 10 miles of Hart Lake since 1950 (NOAA Storm Events); the strongest was an EF1 on June 10, 2017. The typical Minnesota town has had 14.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)