The Town FilesSaratoga, Minnesota
Township in Winona County · population 618 (2020 Census)
- Median home
- $420,800
- Household income
- $105,568
- Jan low / Jul high
- 5° / 82°
- Snow a year
- 42 in
- Tornadoes ≤10 mi since 1950
- 18
- Median age
- 23.7
Saratoga is a township of 618 people in Winona County, Minnesota. The median home is worth $420,800, above the typical Minnesota town ($301,800). It ranks more upscale than 84% of Minnesota towns, more walkable than 81% of Minnesota towns, better for young professionals than 81% of Minnesota towns.
How Saratoga ranks
Percentile among Minnesota towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Minnesota towns.
Homes and cost of living
The median home in Saratoga is worth $420,800, above the typical Minnesota town ($301,800). Homes cost about 4.0 times the median household income of $105,568, which is more affordable than 23% of Minnesota towns. 89.3% of households own their home.
| Housing | Saratoga | Typical Minnesota town |
|---|---|---|
| Median home value | $420,800 | $301,800 |
| Median rent | — | $991 |
| Median household income | $105,568 | $87,375 |
| Home value ÷ income | 4.0× | 3.4× |
| Homeownership | 89.3% | 88.6% |
| Median year built | 1990 | 1979 |
| Seasonal / vacation homes | 0.5% | — |
Who lives in Saratoga
| People | Saratoga | Typical Minnesota town |
|---|---|---|
| Median age | 23.7 | 42.7 |
| Age 65 and over | 13.0% | 20.0% |
| Under 18 | 43.6% | — |
| Bachelor's degree or higher | 13.3% | 26.2% |
| Below the poverty line | 8.1% | 6.9% |
| Veterans | 10.8% | — |
| Born outside the U.S. | 0.0% | — |
| Work from home | 27.0% | 11.1% |
| Average commute | 21.2 min | 24.5 min |
| Homes with broadband | 66.3% | 90.2% |
Weather in Saratoga
July highs average 82.2°F and January lows 5.4°F. About 36.9 inches of rain and melted snow fall a year, with 41.9 inches of snow (typical Minnesota town: 47.0 in). Expect about 9 days a year at 90°F or hotter and 167 nights at or below freezing.
Tornadoes, storms and disasters
18 tornadoes have passed within 10 miles of Saratoga since 1950, compared with 14 for the typical Minnesota town. 7 rated (E)F2 or stronger. The strongest, an F4, struck on May 10, 1953 about 8.2 miles from the town center. Tornadoes within 10 miles have caused 2 deaths and 29 injuries since 1950. The most recent was on May 21, 2024.
Hail of 1 inch or larger has been reported within 10 miles 47 times; the largest was 2.50 inches on September 10, 2000.
Severe weather in Winona County since 1996
Winona County has been included in 17 federal disaster or emergency declarations since 1953, most often for flood, drought, tornado.
| Declared | Incident | Declaration |
|---|---|---|
| April 7, 2020 | Biological | DR-4531: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3453: Covid-19 |
| June 12, 2019 | Flood | DR-4442: Severe Winter Storm, Straight-Line Winds, And Flooding |
| October 13, 2010 | Severe Storm | DR-1941: Severe Storms And Flooding |
| August 23, 2007 | Severe Storm | DR-1717: Severe Storms And Flooding |
Jobs and pay in Winona County
Winona County had 24,022 jobs in 2024, paying an average of $52,828 a year. Unemployment was 2.3% in 2023; in Saratoga itself the ACS puts it at 0.4%.
Towns near Saratoga
- St. Charles, MN5.8 mi · 3,990 people · home $256,600
- St. Charles, MN6.1 mi · 651 people · home $482,300
- Dover, MN7.9 mi · 782 people · home $305,200
- Utica, MN8.5 mi · 574 people · home $321,400
- Chatfield, MN8.7 mi · 2,997 people · home $241,600
- Chatfield, MN8.8 mi · 523 people · home $387,800
- Lewiston, MN9.8 mi · 1,533 people · home $213,600
- Orion, MN11.9 mi · 545 people · home $412,900
Saratoga questions
Is Saratoga, Minnesota a good place to retire?
On The Town Files lifestyle rankings, Saratoga scores better for retirees than 43% of Minnesota towns and quieter than 37%. 13.0% of residents are 65 or older (median age 23.7).
How much does a house cost in Saratoga?
The median owner-occupied home in Saratoga is valued at $420,800 (Census ACS 2020–2024), against a median household income of $105,568, so homes cost about 4.0 times income. Median rent is — a month.
What is the weather like in Saratoga?
July highs average 82.2°F and January lows 5.4°F (NOAA 1991–2020 normals). It gets about 36.9 inches of precipitation a year and 41.9 inches of snow.
Does Saratoga get tornadoes?
18 tornadoes have passed within 10 miles of Saratoga since 1950 (NOAA Storm Events); the strongest was a F4 on May 10, 1953. The typical Minnesota town has had 14.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)