The Town FilesIndian Lake, Missouri
Community in Crawford County · population 689 (2020 Census)
- Median home
- $193,100
- Household income
- $71,354
- Jan low / Jul high
- 22° / 88°
- Snow a year
- 13 in
- Tornadoes ≤10 mi since 1950
- 14
- Median age
- 57.0
Indian Lake is a community of 689 people in Crawford County, Missouri. The median home is worth $193,100, above the typical Missouri town ($153,900). It ranks quieter than 100% of Missouri towns, better for a vacation home than 100% of Missouri towns, better for families than 89% of Missouri towns.
How Indian Lake ranks
Percentile among Missouri towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Missouri towns.
Homes and cost of living
The median home in Indian Lake is worth $193,100, above the typical Missouri town ($153,900). Homes cost about 2.7 times the median household income of $71,354, which is more affordable than 54% of Missouri towns. 97.8% of households own their home.
| Housing | Indian Lake | Typical Missouri town |
|---|---|---|
| Median home value | $193,100 | $153,900 |
| Median rent | — | $855 |
| Median household income | $71,354 | $56,368 |
| Home value ÷ income | 2.7× | 2.7× |
| Homeownership | 97.8% | 67.4% |
| Median year built | 1976 | 1972 |
| Seasonal / vacation homes | 44.1% | — |
Who lives in Indian Lake
| People | Indian Lake | Typical Missouri town |
|---|---|---|
| Median age | 57.0 | 38.6 |
| Age 65 and over | 35.9% | 17.7% |
| Under 18 | 13.0% | — |
| Bachelor's degree or higher | 5.3% | 18.9% |
| Below the poverty line | 27.6% | 14.6% |
| Veterans | 8.3% | — |
| Born outside the U.S. | 0.0% | — |
| Work from home | 2.6% | 7.9% |
| Average commute | 31.9 min | 23.1 min |
| Homes with broadband | 91.8% | 88.7% |
Weather in Indian Lake
July highs average 87.9°F and January lows 22.4°F. About 43.1 inches of rain and melted snow fall a year, with 12.8 inches of snow (typical Missouri town: 11.1 in). Expect about 32 days a year at 90°F or hotter and 100 nights at or below freezing.
Tornadoes, storms and disasters
14 tornadoes have passed within 10 miles of Indian Lake since 1950, compared with 23 for the typical Missouri town. 3 rated (E)F2 or stronger. The strongest, an F3, struck on June 1, 1999 about 9.5 miles from the town center. The most recent was on July 31, 2026.
Hail of 1 inch or larger has been reported within 10 miles 41 times; the largest was 2.75 inches on June 13, 2011.
Severe weather in Crawford County since 1996
Crawford County has been included in 24 federal disaster or emergency declarations since 1953, most often for flood, drought, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| September 1, 2026 | Severe Storm | DR-4939: Severe Storms, Straight-Line Winds, And Flooding |
| January 1, 2025 | Severe Storm | DR-4855: Severe Storms, Tornadoes, Straight-Line Winds, And Flooding |
| September 21, 2023 | Severe Storm | DR-4741: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| March 26, 2020 | Biological | DR-4490: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3482: Covid-19 |
Jobs and pay in Crawford County
Crawford County had 6,634 jobs in 2024, paying an average of $48,075 a year. Unemployment was 3.4% in 2023; in Indian Lake itself the ACS puts it at 16.3%.
Towns near Indian Lake
- Cuba, MO3.6 mi · 3,181 people · home $136,600
- Steelville, MO10.7 mi · 1,472 people · home $92,500
- St. James, MO11.1 mi · 3,935 people · home $142,000
- Bourbon, MO11.6 mi · 1,567 people · home $136,800
- Bland, MO16.8 mi · 506 people · home $92,400
- Owensville, MO17.1 mi · 2,757 people · home $139,800
- Sullivan, MO17.5 mi · 6,906 people · home $163,200
- Belle, MO19.3 mi · 1,381 people · home $151,000
Indian Lake questions
Is Indian Lake, Missouri a good place to retire?
On The Town Files lifestyle rankings, Indian Lake scores better for retirees than 67% of Missouri towns and quieter than 100%. 35.9% of residents are 65 or older (median age 57.0).
How much does a house cost in Indian Lake?
The median owner-occupied home in Indian Lake is valued at $193,100 (Census ACS 2020–2024), against a median household income of $71,354, so homes cost about 2.7 times income. Median rent is — a month.
What is the weather like in Indian Lake?
July highs average 87.9°F and January lows 22.4°F (NOAA 1991–2020 normals). It gets about 43.1 inches of precipitation a year and 12.8 inches of snow.
Does Indian Lake get tornadoes?
14 tornadoes have passed within 10 miles of Indian Lake since 1950 (NOAA Storm Events); the strongest was a F3 on June 1, 1999. The typical Missouri town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)