The Town FilesSt. Charles, Missouri
City in St. Charles County · population 70,493 (2020 Census)
- Median home
- $298,700
- Household income
- $85,937
- Jan low / Jul high
- 22° / 88°
- Snow a year
- 9 in
- Tornadoes ≤10 mi since 1950
- 39
- Median age
- 38.6
St. Charles is a city of 70,493 people in St. Charles County, Missouri. The median home is worth $298,700, above the typical Missouri town ($153,900). It ranks better for young professionals than 93% of Missouri towns, more vibrant than 90% of Missouri towns, more walkable than 87% of Missouri towns.
How St. Charles ranks
Percentile among Missouri towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Missouri towns.
Homes and cost of living
The median home in St. Charles is worth $298,700, above the typical Missouri town ($153,900). Homes cost about 3.5 times the median household income of $85,937, which is more affordable than 19% of Missouri towns. Median rent is $1,251 a month. 68.0% of households own their home.
| Housing | St. Charles | Typical Missouri town |
|---|---|---|
| Median home value | $298,700 | $153,900 |
| Median rent | $1,251 | $855 |
| Median household income | $85,937 | $56,368 |
| Home value ÷ income | 3.5× | 2.7× |
| Homeownership | 68.0% | 67.4% |
| Median year built | 1986 | 1972 |
| Seasonal / vacation homes | 0.6% | — |
Who lives in St. Charles
| People | St. Charles | Typical Missouri town |
|---|---|---|
| Median age | 38.6 | 38.6 |
| Age 65 and over | 18.3% | 17.7% |
| Under 18 | 17.7% | — |
| Bachelor's degree or higher | 43.3% | 18.9% |
| Below the poverty line | 7.3% | 14.6% |
| Veterans | 6.7% | — |
| Born outside the U.S. | 6.2% | — |
| Work from home | 18.0% | 7.9% |
| Average commute | 21.6 min | 23.1 min |
| Homes with broadband | 94.6% | 88.7% |
Weather in St. Charles
July highs average 88.0°F and January lows 21.9°F. About 45.7 inches of rain and melted snow fall a year, with 9.0 inches of snow (typical Missouri town: 11.1 in). Expect about 34 days a year at 90°F or hotter and 105 nights at or below freezing.
Tornadoes, storms and disasters
39 tornadoes have passed within 10 miles of St. Charles since 1950, compared with 23 for the typical Missouri town. 16 rated (E)F2 or stronger. The strongest, an EF4, struck on April 22, 2011 about 4.4 miles from the town center. Tornadoes within 10 miles have caused 4 deaths and 305 injuries since 1950. The most recent was on June 4, 2025.
Hail of 1 inch or larger has been reported within 10 miles 235 times; the largest was 4.00 inches on May 11, 2016.
Severe weather in St. Charles County since 1996
St. Charles County has been included in 28 federal disaster or emergency declarations since 1953, most often for flood, drought, tornado.
| Declared | Incident | Declaration |
|---|---|---|
| August 8, 2022 | Flood | DR-4665: Severe Storms And Flooding |
| March 26, 2020 | Biological | DR-4490: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3482: Covid-19 |
| July 9, 2019 | Severe Storm | DR-4451: Severe Storms, Tornadoes, And Flooding |
| January 21, 2016 | Flood | DR-4250: Severe Storms, Tornadoes, Straight-Line Winds, And Flooding |
Jobs and pay in St. Charles County
St. Charles County had 162,611 jobs in 2024, paying an average of $60,105 a year. Unemployment was 2.5% in 2023; in St. Charles itself the ACS puts it at 2.9%.
Public schools in St. Charles
16 public schools with 6,932 students, about 11.0 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| ST. CHARLES HIGH | 9-12 | 785 | 11.2 |
| Orchard Farm High School | 9-12 | 685 | 17.6 |
| JEFFERSON INTERMEDIATE SCHOOL | 5-6 | 684 | 10.4 |
| HARDIN MIDDLE | 7-8 | 662 | 11.0 |
| Orchard Farm Elementary | K-5 | 655 | 14.2 |
| ST. CHARLES WEST HIGH | 9-12 | 633 | 10.0 |
| HARVEST RIDGE ELEM. | PK-5 | 622 | 12.7 |
| Discovery Elementary | K-5 | 449 | 13.2 |
| MONROE ELEM. | K-4 | 359 | 9.7 |
| COVERDELL ELEM. | K-4 | 299 | 8.8 |
| ST.CHARLES EARLY CHILDHOOD CTR | PK-PK | 241 | 10.5 |
| GEORGE M. NULL ELEM. | K-4 | 238 | 9.2 |
Towns near St. Charles
- St. Peters, MO4.9 mi · 57,732 people · home $269,900
- Bridgeton, MO5.5 mi · 11,445 people · home $237,700
- Maryland Heights, MO5.9 mi · 28,284 people · home $227,000
- Hazelwood, MO6.4 mi · 25,458 people · home $167,400
- Cottleville, MO8.3 mi · 5,611 people · home $435,400
- St. Ann, MO8.4 mi · 13,019 people · home $126,600
- Weldon Spring, MO9.5 mi · 5,326 people · home $544,300
- Woodson Terrace, MO9.6 mi · 3,950 people · home $104,000
St. Charles questions
Is St. Charles, Missouri a good place to retire?
On The Town Files lifestyle rankings, St. Charles scores better for retirees than 62% of Missouri towns and quieter than 19%. 18.3% of residents are 65 or older (median age 38.6).
How much does a house cost in St. Charles?
The median owner-occupied home in St. Charles is valued at $298,700 (Census ACS 2020–2024), against a median household income of $85,937, so homes cost about 3.5 times income. Median rent is $1,251 a month.
What is the weather like in St. Charles?
July highs average 88.0°F and January lows 21.9°F (NOAA 1991–2020 normals). It gets about 45.7 inches of precipitation a year and 9.0 inches of snow.
Does St. Charles get tornadoes?
39 tornadoes have passed within 10 miles of St. Charles since 1950 (NOAA Storm Events); the strongest was an EF4 on April 22, 2011. The typical Missouri town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)